Mid Minnesota Credit Union Aitkin MN | Affordable Auto Loans & ATM Services

Introduction

Welcome to Mid Minnesota Federal Credit Union, your trusted financial partner since 1970. Located at 961 2Nd St Nw, Aitkin, MN 56431, we are proud to serve a community of over 63,620 members with a commitment to providing personalized banking solutions. Whether you're looking for a new auto loan, savings account, or business financing options, we've got you covered. At Mid Minnesota, our total assets have grown to an impressive $755,038,729, allowing us to support our members effectively. With total deposits reaching $79,188,286, we ensure that your hard-earned money is in safe hands. Our dedicated team of 172 employees, led by CEO Bob Gerads and Board President Greg Lange, works tirelessly to foster financial wellness within our community. While members can visit us at our branch in Aitkin, official correspondence should be sent to our mailing address: 13283 Isle Dr, Baxter, MN 56425-8554. We understand the importance of community impact; that's why our focus extends beyond just banking. We offer a variety of services including personal loans, credit cards with rewards, and even online and mobile banking options for your convenience. With total loans amounting to 33,612, we are ready to assist you in achieving your financial goals. If you're curious about how we can help you today or want more information on our offerings, don't hesitate to reach out! Call us at 218-928-8001 or visit our website at www.mmfcu.org to explore all that Mid Minnesota Federal Credit Union has to offer. Your financial journey starts here!

Branch History & Mission

Commitment to Accessibility

We understand that convenience is vital for our members. That's why we offer several modern services such as online banking, mobile payments, and ATM access. Our drive-thru service ensures that even busy schedules don't hinder access to your finances. Additionally, we maintain ADA compliance across all facilities to ensure everyone feels welcome when they come through our doors.

Join Us!

As we look toward the future, we invite you to become part of our vibrant community at Mid Minnesota Federal Credit Union. Experience firsthand the benefits of membership tailored services designed for your unique needs and a commitment to making our community a better place for all. Visit us today or call us at 218-928-8001 to learn more about how you can join us on this exciting journey!

Our Mission

At Mid Minnesota Federal Credit Union, our mission is clear: to provide exceptional financial services while fostering strong community ties. We are not just here to offer checking and savings accounts or auto loans; we are committed to enhancing the well-being of our members through personalized service and innovative solutions. Whether you need mortgage loans, credit cards with rewards, or business banking services, we are here to help you achieve your financial goals. Our focus on community outreach has led us to partner with local organizations and participate in various initiatives that uplift those around us. By supporting local events and providing educational resources about financial literacy, we strive to make a positive impact in Aitkin and beyond.

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure that all members can easily access our services. Parking is available right outside the branch, so you won't have to worry about finding a spot when you visit.

Get in Touch!

Ready to experience personalized banking? We invite you to stop by our Aitkin branch or give us a call at 218-928-8001. Our team is eager to assist you with any questions or services you may need. Visit us today and discover how Mid Minnesota Federal Credit Union can help you achieve your financial goals!

Operating Hours

We understand that life can get busy, which is why our lobby hours are tailored to accommodate your schedule. You can visit us Monday through Friday from 8:30 AM to 5:00 PM. If you prefer the convenience of drive-thru banking, our drive-up service is open earlier from 7:30 AM to 5:30 PM on the same days.

Services Offered

At Mid Minnesota Federal Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our ATM is available around the clock for cash withdrawals and balance checks, ensuring you have access to your funds whenever needed. Plus, we provide basic drive-thru banking services for simple transactions like deposits and withdrawals. For those who are part of partner credit unions, we also offer shared branch services right here at our location making it easier than ever to manage your finances.

Member Eligibility

Joining the Mid Minnesota community feels like becoming part of a family that genuinely cares about your financial well-being. At our branch located at 961 2Nd St Nw, Aitkin, MN 56431, we welcome anyone who lives, works, worships, or attends school in our service area to become a member. It's that simple! By choosing to bank with us, you gain access to an array of benefits designed to help you thrive. Whether it's competitive loan rates or personalized service from our dedicated team, we're here to support your financial journey. For more details on eligibility criteria and membership requirements, please check out our resource page at . If you're ready to take the next step, opening an account is straightforward just visit us online at https://www.mmfcu.org/business/lending/, or give us a call at (218) 928-8001. We can't wait to welcome you into the Mid Minnesota family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,026,967, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer practical merchant services designed to simplify your operations. Imagine being able to process payments seamlessly, manage your cash flow efficiently, and access funds when you need them all from one trusted partner. Our services help you focus on what matters most: growing your business. Visit us at 961 2Nd St Nw Aitkin Mn 56431 in Aitkin, MN or call us at (218) 928-8001 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Solutions

If you're a business owner, Mid Minnesota has got you covered with our business banking services. From merchant services that streamline payment processing to business loans that fuel growth, we are committed to supporting local entrepreneurs.

Convenient Access

We know convenience matters. That's why we offer ATM and cash withdrawal services so you can access your money wherever you need it. Our drive-thru service allows quick transactions without leaving your car ideal for busy days! Additionally, our partnership with other credit unions means you can complete basic shared branch transactions like deposits and withdrawals, making it even easier to manage your finances.

Home Financing

If owning a home is part of your plan, check out our mortgage loans and refinancing options. We are here to guide you through the home-buying process with personalized support every step of the way. Refinancing can also help you save money if you're looking to lower your monthly payments.

Let's Connect!

Ready to explore all that we have to offer? Visit us at 961 2Nd St Nw Aitkin Mn 56431, call us at (218) 928-8001, or check out our website at Mid Minnesota Federal Credit Union. At Mid Minnesota, we're excited to support your financial journey and help you achieve your goals!

Loans Made Simple

Our personal loans and debt consolidation services can help you get back on track if you're feeling overwhelmed by debt. With us, you can find a loan that works for your budget and simplifies your financial commitments. Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also offer benefits that let you earn while you spend perfect for those who love to travel or shop.

Personal Banking

One of our core offerings is personal banking, where we provide various checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to access your funds anytime with our online and mobile banking options. You can easily check balances, make transfers, and manage your account on the go! For those considering a vehicle purchase, our auto loans and vehicle financing options make it easier than ever to drive off in your dream car. We offer competitive rates and flexible terms that work for you.

Digital & Online Banking

Accessibility and Support

No matter where life takes you, Mid Minnesota is committed to providing accessible banking solutions tailored for today's busy lifestyles. Our online banking services are designed for ease of use, ensuring that managing your accounts is straightforward and efficient. If you have any questions or need assistance, our friendly staff is just a call away at (218) 928-8001. Experience the freedom of digital banking with Mid Minnesota your trusted partner in financial management!

Key Features

With our Online Banking, you can easily check your balance, transfer funds, and pay bills all from the comfort of your own device. Our mobile application takes this convenience a step further, allowing you to manage your finances right from your smartphone. Plus, we offer features like E-Statements so you can view your account statements digitally, helping you stay organized without the clutter of paper. Worried about security? You can rest easy knowing that we use advanced security measures to protect your information. Our Electronic Signature Authorization feature allows you to sign documents securely online, making it easier than ever to complete transactions without needing to visit the branch. For those looking for quick transactions with friends or family, our Person-to-Person Transfers feature makes sending money a breeze. Need to make purchases? With our Mobile Payments option, you can shop securely using your phone, giving you even more ways to handle your finances conveniently.

Financial Strength

At Mid Minnesota, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the measures we take to ensure your peace of mind. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $66,341,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $209,716,723 in share certificates and $36,946,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,916,375 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,563 in used auto loans and $605,612,569 in total loans and leases. Our $2,922,061 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,874,579. Total Share and Deposit Accounts: 121,489, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Minnesota is your trusted partner. Visit us at 961 2Nd St Nw Aitkin Mn 56431 or call (218) 928-8001 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $255,596,980 in used vehicle loans and $91,993,699 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or looking for a reliable used option, our competitive rates make it easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $39,026,967 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting your journey with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,443,682, make buying or refinancing simple. We can help you navigate through the process and find the best loan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, we're here to assist you. Our team is ready to discuss your current financial situation and find ways to save you money or improve your terms. Our branch is located at 961 2Nd St Nw Aitkin Mn 56431 in Aitkin, MN, and we're available by phone at (218) 928-8001 if you have any questions about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can work for you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,452,566 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to spend while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This sourcing ensures that users receive accurate information about available loan options without hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the rates you see are genuine and reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will find the best options based solely on your needs rather than who pays more to be at the top. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Instead of spending hours searching different sites, you can see all your options in one place. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Mid Minnesota