Mid Minnesota Credit Union Baxter MN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mid Minnesota Federal Credit Union, where our commitment to serving you is as strong as ever. Located at 13283 Isle Dr, Baxter, MN 56425, we have proudly been a part of this community since our establishment in 1970. With over 63,620 members, we are dedicated to providing a safe and reliable financial home for everyone who walks through our doors. At Mid Minnesota, we understand the importance of trust when it comes to your finances. That's why we offer a full range of services tailored to meet your needs from personal banking solutions like checking and savings accounts, auto loans, and credit cards with rewards, to business banking options including merchant services and business loans. With total assets exceeding $755 million and a net worth of $66,341,017, our financial stability ensures that your money is in good hands. Under the leadership of our CEO, Bob Gerads, and Board President, Greg Lange, our team of 172 dedicated employees is always ready to assist you with personalized service. Whether you're looking for assistance with loans totaling over 33,612 or just need help navigating online banking, we're here for you every step of the way. While members can visit us at our branch location in Baxter, official correspondence should be sent to the same address: 13283 Isle Dr, Baxter, MN 56425-8554. Feel free to reach out by phone at (218) 829-0371 or send us a fax at (218) 822-2455. We invite you to explore all that Mid Minnesota Federal Credit Union has to offer. Visit our website at www.mmfcu.org for more information on how we can help you achieve your financial goals. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Commitment to Service

Our operating hours are designed with your convenience in mind: Monday through Friday from 8:30 AM to 5:00 PM for lobby access and drive-up services available from 7:30 AM to 5:30 PM. With ATM availability and drive-thru banking options at your fingertips, accessing your funds has never been easier. Join us at Mid Minnesota Federal Credit Union where you're not just another account number; you're family. Experience the benefits of membership today! For inquiries or assistance, feel free to contact us at (218) 829-0371. We're here for you every step of the way!

Our Journey

From our humble beginnings at 13283 Isle Dr, Baxter, we have expanded our services while staying true to our mission: to provide accessible financial services that empower our members and support community growth. The journey has been marked by significant milestones and achievements that reflect our commitment to excellence and service. Today, we are proud to offer a wide range of products including personal banking accounts, auto loans, mortgage loans, business banking services, and more. As we evolved, so did our commitment to technology and accessibility. We embraced digital advancements early on, providing online and mobile banking options that allow members to manage their finances conveniently. Additionally, we ensure compliance with ADA standards so that all members can access our services without barriers.

Our Mission

At Mid Minnesota Federal Credit Union, we believe in creating a positive impact not just through financial services but also by actively supporting our community. Our mission is clear: to enhance the lives of our members while contributing to the well-being of the neighborhoods we serve. This means participating in local events, supporting charitable organizations, and fostering partnerships that benefit everyone. While members can visit us at 13283 Isle Dr Baxter Mn 56425, official correspondence should be sent to 13283 Isle Dr, Baxter, MN 56425-8554 for any necessary communication. We pride ourselves on being more than just a credit union; we're a partner in your financial journey.

Branch Location & Accessibility

Convenient Access and Amenities

At Mid Minnesota Federal Credit Union, we prioritize your convenience. With ample parking available right outside our doors, visiting us is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can access our services comfortably. For those who prefer online or remote banking options, we offer an array of services including mobile banking and ATM access. Yes, we have an ATM on-site for quick cash withdrawals and balance checks whenever you need them!

Get in Touch!

We invite you to experience the difference at Mid Minnesota Federal Credit Union! For any questions or assistance before your visit, feel free to give us a call at 218-829-0371. Our team looks forward to serving you soon!

Operating Hours

We understand that life can be busy, which is why our lobby is open from Monday to Friday between 8:30 AM and 5:00 PM. If you need a little extra time, our drive-thru service opens even earlier at 7:30 AM and stays open until 5:30 PM. This way, you can manage your banking needs without rushing.

Services Tailored for You

Mid Minnesota isn't just about transactions; we're here to help you achieve your financial goals. Whether you need personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, our friendly staff is ready to assist you every step of the way. We also provide shared services for partner credit union members, ensuring that our offerings are as inclusive as possible. While you're welcome to visit us at our Baxter location for any inquiries or support you may need, official correspondence should be sent to the same address: 13283 Isle Dr, Baxter, MN 56425-8554.

Member Eligibility

At Mid Minnesota, we believe that everyone deserves a place to call their financial home. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Baxter area, you're likely eligible to join our community. We embrace individuals and families who share our values of cooperation and support. Once you're a member, you can enjoy personalized services designed to help you thrive, from checking accounts to loans tailored just for you. To learn more about the specific eligibility requirements, feel free to check out our detailed information at . When you're ready to take the next step toward membership or have questions, don't hesitate to give us a call at (218) 829-0371. We can't wait to welcome you into the Mid Minnesota family right here at 13283 Isle Dr Baxter Mn 56425!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $260 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,026,967, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that streamlines your payment processes. Our merchant services enable you to accept payments effortlessly, whether it's in-store or online. This means you can focus more on serving your customers and less on transaction hassles. With competitive rates and user-friendly tools, we help keep your cash flow steady and your operations running smoothly. Discover how our commercial services at Mid Minnesota, located at 13283 Isle Dr Baxter Mn 56425, Baxter, MN, can fuel your business ambitions today! For more information, give us a call at (218) 829-0371.

Comprehensive List Of Services

Additional Services

We also offer basic drive-thru banking for quick transactions like deposits and withdrawals. For members of partner credit unions, our shared branch transactions allow you to perform deposits and withdrawals conveniently. At Mid Minnesota, we're committed to making banking as straightforward as possible for all our members. With flexible service hours from Monday through Friday lobby hours from 8:30 AM to 5:00 PM and drive-up service starting at 7:30 AM our team is here when you need us most. If you have questions about any of our services or would like to open an account, don't hesitate to reach out! Call us at (218) 829-0371, or visit us at 13283 Isle Dr Baxter Mn 56425 in Baxter. Your financial success starts here!

Business Banking Solutions

For our business members, we understand the importance of reliable financial services. That's why we provide essential tools like merchant services and business loans designed to help your business thrive.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards come with benefits that can enhance your spending experience while allowing you to earn points for things you enjoy. It's an excellent way to get more out of your everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Mid Minnesota Federal Credit Union offers robust online and mobile banking features that allow you to manage your finances from anywhere. Whether it's checking your balance, transferring funds, or paying bills, everything is just a click or tap away. And if you need cash on-the-go, our ATM services ensure you have access when you need it most.

Personal Banking Services

When it comes to personal banking, we offer various options that can fit into your lifestyle. For those just starting their savings journey, our checking and savings accounts provide a solid foundation. If you're considering purchasing a vehicle, our auto loans and vehicle financing options ensure that you can get behind the wheel without breaking the bank. Need a home? Our mortgage loans and refinancing solutions make homeownership more achievable than ever. Plus, if you find yourself facing unexpected expenses, our personal loans and debt consolidation services can help ease financial stress.

Digital & Online Banking

Key Features

We prioritize security in all our services. With features like electronic signature authorization, you can safely sign documents without needing to visit a branch. This means less hassle for you and more time to focus on what matters most. Our e-statements provide an eco-friendly way to keep track of your finances. You'll receive your statements digitally, making it easier to manage your records while reducing paper waste. If you're always on the move, our mobile application makes banking even more convenient. With options for mobile payments and person-to-person transfers, sending money is quick and easy perfect for splitting bills with friends or family! At Mid Minnesota, we strive to make banking not just a task but a pleasant experience. We're dedicated to providing accessible services that empower you to take control of your finances effortlessly. Join us today and discover how easy banking can be!

Financial Strength

At Mid Minnesota, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the strength of our financial foundation plays a crucial role in your peace of mind. That's why we are committed to maintaining robust financial health, which you can trust. With a net worth of $66,341,017, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $209,716,723 in share certificates and $36,946,420 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this strong foundation, we have $59,916,375 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $16,563 in used auto loans and $605,612,569 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our impressive $2,922,061 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments): $5,874,579. Total Share and Deposit Accounts: 121,489, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid Minnesota is your trusted partner. Visit us at 13283 Isle Dr Baxter Mn 56425 or call (218) 829-0371 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $255,596,980 in used vehicle loans and $91,993,699 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing, ensuring you can drive away with your vehicle sooner than you think.

Business Loans

For business owners, our outstanding commercial loans totaling $39,026,967 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering solutions that support your vision. If you're interested in refinancing any of these loans or want more information about eligibility options, please reach out to us at (218) 829-0371. Our knowledgeable staff is ready to assist you in finding the right loan product that meets your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 13283 Isle Dr Baxter Mn 56425 in Baxter, MN, or check out our website at Mid Minnesota Federal Credit Union for more information on how we can help you secure your financial future!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,443,682, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,452,566 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored to fit your lifestyle, making it easier for you to handle everyday purchases or unexpected expenses.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender is carefully vetted to guarantee that only legitimate financial institutions are represented.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering valuable insights to borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Mid Minnesota