Personal Loans in Waterloo, IA

Looking for the best personal loan rates in Waterloo, IA? Compare offers from trusted local lenders to find flexible terms that fit your budget and timeline. Whether it’s a home project or unexpected expense, you can get the funds you need with confidence.

Waterloo residents trust local credit unions and banks for quick approvals and fair rates. Start comparing personal loan options today to secure affordable financing backed by lenders who care about our community’s growth and your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
c1stcreditunion
8.49 - 18.9 %
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Waterloo, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
DUPACO COMMUNITY CREDIT UNION
1946 SCHUKEI RD WATERLOO IA 50702
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $3,365,357,499
Deposits: $252,762,451
Net Worth: $405,994,116
Employees: 624
Members: 170,003
VERIDIAN CREDIT UNION
1422 FLAMMANG DR WATERLOO IA 50702
ATM
P2P
E-Statements
E-Signature
Assets: $7,719,183,098
Deposits: $396,228,784
Net Worth: $865,903,737
Employees: 1033
Members: 354,920

🏘️ All the Lenders Available in Black Hawk County, IA

✅GREENSTATE CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅VERIDIAN CREDIT UNION
✅UNITE CREDIT UNION
✅CEDAR FALLS COMMUNITY CREDIT UNION
✅PUBLIC EMPLOYEES 64390 CREDIT UNION
✅WATERLOO FIREMENS CREDIT UNION
✅ALLEN HOSPITAL PERSONNEL CREDIT UNION
✅EMPEOPLE CREDIT UNION

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