Dupaco Community Credit Union Waterloo IA | Affordable Vehicle Loans & Business Banking

Introduction

At Dupaco Community, we believe in the power of community and the strength of financial partnerships. Established in 1948, our credit union has grown to serve over 170,000 members from our welcoming branch located at 1946 Schukei Rd, Waterloo, IA 50702. We are proud to offer a range of services designed to help our members achieve their financial goals. With total assets reaching an impressive $3,365,357,499, and total deposits amounting to $252,762,451, Dupaco Community is committed to providing reliable financial support tailored to your needs. Our dedicated team, led by CEO Joseph Hearn and Board President Ellen Goodmann Miller, works tirelessly to ensure our members receive exceptional service. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 1946 Schukei Road, Waterloo, IA 50702. Whether you're looking for personal banking options such as checking and savings accounts or seeking loans for vehicles and homes, we've got you covered. Our commitment goes beyond just numbers. With a net worth of $405,994,116 and cash in hand amounting to $33,227,163, we prioritize the financial well-being of our members. We also understand that life can bring unexpected challenges; that's why we offer personal loans and debt consolidation services tailored just for you. We invite you to join our thriving community where your financial success is our mission. For any questions or assistance, feel free to give us a call at 800-373-7600 or visit us online at dupaco.com. Experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Engagement

We take pride in giving back to the Waterloo community through various outreach efforts. From sponsoring local events to partnering with schools for financial education programs, we work tirelessly to create positive change. Our drive-thru service and ATM availability ensure that we are accessible when you need us most.

Join Us Today

Dupaco Community is more than just a credit union; it's a place where you can grow your finances while being part of something bigger. We invite you to join our family and experience the benefits of membership today! For more information or questions about our services, please call us at 800-373-7600 or visit our website. Together, let's build a brighter future!

Mission Statement

At Dupaco Community, our mission goes beyond providing financial services; we aim to empower individuals and strengthen communities. We believe in supporting local initiatives and fostering partnerships that uplift those around us. Our team is dedicated to offering personalized assistance while promoting financial literacy among our members. While members can visit us at 1946 Schukei Rd for face-to-face support, official correspondence should be sent to 1946 Schukei Road, Waterloo, IA 50702. We also offer shared service center availability for added convenience.

Our Journey

Dupaco Community was founded on the principle that everyone deserves access to quality financial services. Over the decades, we have grown from a small institution into a major player in the financial landscape of Iowa. From our humble beginnings, we have continuously expanded our services and improved our offerings to meet the evolving needs of our community. Our commitment to innovation is evident in our range of personal banking options, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also embrace technology through online and mobile banking options that make managing finances easier than ever before.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Dupaco Community's San Marnan branch! Our friendly staff is ready to assist you with all your banking needs. If you have any questions or would like more information before your visit, don't hesitate to give us a call at 800-373-7600. We're here to help!

Operating Hours

Our lobby is open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 8:30 AM to 12:30 PM. We know how busy life can get, so we've structured our hours to fit your schedule. If you need assistance outside of those hours, our drive-thru service is available via live video teller Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM. On Sundays, we offer ATM services only for your convenience.

Services Offered

At Dupaco Community's San Marnan branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. For businesses, we offer merchant services and business loans as well. With online and mobile banking available, managing your finances has never been easier. We also have an ATM on-site for quick cash withdrawals and balance checks, ensuring that you have access to your funds whenever you need them. Plus, if you're a member of a partner credit union, take advantage of shared branch transactions right here!

Member Eligibility

At Dupaco Community, we believe that joining our community should feel like stepping into a warm and welcoming family. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive. Whether you live, work, or worship in the areas we serve, you can easily join us. We're here for individuals and families alike, providing support and financial services tailored to your needs. For those who want to dive deeper into the specifics of eligibility, please check out our detailed criteria at . Becoming a member of Dupaco Community comes with many advantages, including access to competitive rates on loans and savings accounts, personalized service from our dedicated team, and a variety of convenient banking options like online and mobile banking. The process of opening an account is straightforward just give us a call at (800) 373-7600 or stop by our branch located at 1946 Schukei Rd Waterloo Ia 50702. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,986 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $839,280,535, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions easier for your business. From payment processing to mobile payment options, our tools help streamline operations so you can focus on what you do best serving your customers. Located at 1946 Schukei Rd Waterloo Ia 50702 in Waterloo, IA, we invite you to explore how our business banking solutions can empower your enterprise. Reach out at (800) 373-7600 or visit us online at https://www.dupaco.com/ to learn more!

Comprehensive List Of Services

Accessing Your Money

When it comes to accessing your funds, we have you covered with ATM services for cash withdrawals and balance checks. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking makes this quick and efficient. Additionally, members of partner credit unions can enjoy shared branch transactions right here at our location.

Business Banking Services

For those running their own businesses, Dupaco Community offers comprehensive business banking solutions. Our merchant services and business loans are designed to help you grow your enterprise without breaking the bank. We understand that every dollar counts when running a business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features at Dupaco Community. You can easily manage your accounts through our online and mobile banking platforms. This means checking balances, transferring funds, and making payments is just a few taps away available anytime and anywhere.

Join Us Today!

At Dupaco Community, we prioritize our members' needs by offering services that make managing finances easier than ever before. With friendly staff ready to assist you during lobby hours from Monday through Saturday just call us at (800) 373-7600 for any inquiries. Explore all the ways we can support your financial journey by visiting us today! Your financial success starts here at San Marnan!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored to fit various lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy. Additionally, if you're considering purchasing a vehicle or need financing options, our auto loans and vehicle financing solutions can help get you on the road quickly and affordably. If homeownership is on your mind, we provide mortgage loans and refinancing options that can simplify the process. Our personal loans also serve as an excellent choice for debt consolidation or unexpected expenses. Plus, with credit cards that offer rewards, you can earn while you spend.

Digital & Online Banking

Key Services Offered

Our online banking platform allows you to check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. You can access e-statements whenever you need them, eliminating the hassle of paper statements while keeping your information secure. Plus, if you're looking for a quick way to make payments or send money to friends, our mobile payments feature makes it simple and fast. Do you prefer banking on your smartphone? Our mobile application is designed for ease of use, giving you real-time access to all your accounts. Whether you're checking balances or making transactions, everything is just a tap away.

Secure and Accessible

Security is a top priority at Dupaco Community. We utilize electronic signature authorization to ensure that your transactions are safe and protected. You can feel confident using our digital services knowing that we've implemented robust security measures. While we currently do not offer person-to-person transfers, our other features are built to meet most of your banking needs efficiently. So whether it's day or night, our online banking services empower you to take control of your finances when it's most convenient for you. In summary, with the digital banking options available at Dupaco Community, you're always connected to your money. Experience the ease and accessibility of modern banking today!

Financial Strength

At Dupaco Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and our financial strength reflects our commitment to serving you well. With a net worth of $405,994,116, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,034,710,232 in share certificates and $498,999,804 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,766,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $282,982,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $28,100 in used auto loans and a total of $2,336,020,815 in loans and leases. Our operational efficiency is reflected in our $16,896,088, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 606 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,223,399. Total Share and Deposit Accounts: 377,396, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dupaco Community is your trusted partner. Visit us at 1946 Schukei Rd Waterloo Ia 50702 or call (800) 373-7600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $380,471,013 in used vehicle loans and $146,176,003 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can help make it happen.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $839,280,535 provide the capital needed to expand operations and invest in new projects. We're dedicated to supporting local businesses and helping them thrive. At Dupaco Community, we prioritize transparency and accessibility in all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Whether you're ready to apply or simply want more information about eligibility options and refinancing opportunities, our team is here to assist you every step of the way. Visit us today or check out our website at Dupaco Community for more details!

Credit Lines and Personal Loans

In need of quick access to funds? Our total credit lines amount to $814,408,697, providing you with flexibility when managing unexpected expenses. Additionally, our unsecured credit card loans total $87,844,453, offering members an easy way to handle their finances without collateral requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $182,682,092, making buying or refinancing simple. We provide various options tailored to suit different budgets and preferences. If you're considering refinancing your current mortgage, we also have solutions to help you save on monthly payments.

Loan Aggregator

Benefits of Using LendMesh

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DUPACO COMMUNITY CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us Today

Mission Statement

Our Journey

Branch Location & Accessibility

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Accessing Your Money

Business Banking Services

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Key Services Offered

Secure and Accessible

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Customers Also Interested In

Join Our Community