Personal Loans in Waterloo, IA 50702

Looking for the best personal loan rates in Waterloo, IA? Compare offers from trusted local lenders to find flexible terms that fit your budget and timeline. Whether it’s a home project or unexpected expense, you can get the funds you need with confidence.

Waterloo residents trust local credit unions and banks for quick approvals and fair rates. Start comparing personal loan options today to secure affordable financing backed by lenders who care about our community’s growth and your financial goals.

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8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.99 - 13.99 %

∞

11.24 - 12.24 %

1 - 6 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Centris's personal loans (unsecured) with an APR of 11.24% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported in the recent period for this loan type. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Waterloo, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
DUPACO COMMUNITY CREDIT UNION	1946 SCHUKEI RD WATERLOO IA 50702	⏰ Lobby: Mon-Fri: 8:30am - 5:30pm Sat: 8:30am - 12:30pm Sun: Closed Drive Up: Live Video Teller Only. Mon-Fri: 8:00am - 6:00pm Sat: 8:00am - 1:00pm Sun: ATM only 📞 8003737600	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $3,365,357,499 Deposits: $252,762,451 Net Worth: $405,994,116 Employees: 624 Members: 170,003
VERIDIAN CREDIT UNION	1422 FLAMMANG DR WATERLOO IA 50702	⏰ M-F 9:00am - 8:00pm Sat 9:00am - 6:00pm Sun 10:00am - 4:00pm 📞 3192365600 📠 3192365668	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $7,719,183,098 Deposits: $396,228,784 Net Worth: $865,903,737 Employees: 1033 Members: 354,920

🏘️ All the Lenders Available in Black Hawk County, IA

✅GREENSTATE CREDIT UNION

✅COLLINS COMMUNITY CREDIT UNION

✅DUPACO COMMUNITY CREDIT UNION

✅VERIDIAN CREDIT UNION

✅UNITE CREDIT UNION

✅CEDAR FALLS COMMUNITY CREDIT UNION

✅PUBLIC EMPLOYEES 64390 CREDIT UNION

✅WATERLOO FIREMENS CREDIT UNION

✅ALLEN HOSPITAL PERSONNEL CREDIT UNION

✅EMPEOPLE CREDIT UNION

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