Personal Loans in Houghton, MI 49931

Looking for the best personal loans with low interest rates in Houghton, MI? Compare offers from trusted lenders to find flexible options that fit your budget and needs. It’s easy to get started and see how much you could save today.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, local lenders in Houghton provide quick approvals and friendly service. Take a moment to compare rates and terms so you can make the smartest financial choice with confidence.

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APR

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8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 11.49 %

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 14.49 %

1 - 6 Yrs

1,000 - $50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.74 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafcu has a Debt consolidation loan and a Your life. your loan. product, both with an APR of 8.99% . These rates have stayed the same over the past 7, 30, 60, and 90 days.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Christian Financial has a Debt shed loan with an APR of 9.49% , which has stayed the same over the past 7 and 30 days. Their Personal loan has a 10.49% APR, also unchanged from a week and a month ago. Both rates have remained steady through 60 and 90 days as well.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Genisys has a Credit builder loan with an APR of 5.74% , which has stayed the same over the past 7, 30, and 60 days. Their Personal loan rate special has a 9.49% APR, also unchanged from 7, 30, 60, and 90 days ago. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Community Financial's personal and debt consolidation loans with an APR of 9.74% . This rate has stayed the same over the past 7, 30, and 60 days.

🏦 All Local Lenders in Houghton, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BREAKWATER FEDERAL CREDIT UNION	700 E SHARON AVE HOUGHTON MI 49931	⏰ Monday through Thursday = 7:30 AM until 5:30 PM; Friday = 7:30 AM until 6:00 PM; Saturday = 9:00 AM until 1:00 PM. 📞 9064825005 📠 9064822451	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $123,243,825 Deposits: $566,389 Net Worth: $14,172,162 Employees: 28 Members: 10,388

🏘️ All the Lenders Available in Houghton County, MI

✅TORCH LAKE FEDERAL CREDIT UNION

✅BREAKWATER FEDERAL CREDIT UNION

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