Personal Loans in Houghton, MI

Looking for the best personal loans with low interest rates in Houghton, MI? Compare offers from trusted lenders to find flexible options that fit your budget and needs. It’s easy to get started and see how much you could save today.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, local lenders in Houghton provide quick approvals and friendly service. Take a moment to compare rates and terms so you can make the smartest financial choice with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
umcu
9.75 - 20.74 %
1.5 Yrs
frankenmuthcu
9.91 - 10.48 %
1 - 3.2 Yrs
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
cafcu
9.99 - 13.99 %
zealcu
9.99 - 16.25 %
1 - 7 Yrs
$4,999
american1cu
10 %
5 Yrs
mfcu
10.49 %
7 Yrs
eastrise
10.5 - 14 %
2 - 10 Yrs
laketrust
10.5 - 22.1 %
7 Yrs
4,000 - $7,500
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The University Of Michigan's Technology loan has an APR of 4.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Build my credit loan has a 9.9% APR, also unchanged during those periods. Both loans steady rates without recent increases or decreases. Frankenmuth has a Be happy personal loan with an APR of 9.92% , which has stayed the same over the past 7 and 30 days. The Personal signature loan has a slightly lower APR of 9.91% , also unchanged from one week and one month ago.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Zeal has a Build it loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Need it loan has a 16.25% APR, also unchanged during these periods. Both loan rates have been steady recently. American 1 has a personal loan with an APR of 10% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Members First has an unsecured personal loan with an APR of 10.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. There are no changes in the rate during this period.

Eastrise has a personal line of credit with an APR of 14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their unsecured personal loan has a 10.5% APR, also unchanged during those periods. Lake Trust's Life impact loan has a fixed APR of 13.25% , which has not changed in the past 7, 30, 60, or 90 days. The Personal unsecured/signature loan carries an APR of 10.5% , also steady over the same time periods. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

🏦 All Local Lenders in Houghton, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
BREAKWATER FEDERAL CREDIT UNION
700 E SHARON AVE HOUGHTON MI 49931
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $123,243,825
Deposits: $566,389
Net Worth: $14,172,162
Employees: 28
Members: 10,388

🏘️ All the Lenders Available in Houghton County, MI

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