Personal Loans in Houghton, MI

Looking for the best personal loans with low interest rates in Houghton, MI? Compare offers from trusted lenders to find flexible options that fit your budget and needs. It’s easy to get started and see how much you could save today.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, local lenders in Houghton provide quick approvals and friendly service. Take a moment to compare rates and terms so you can make the smartest financial choice with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
4frontcu
11.1 - 12.46 %
0.5 - 5 Yrs
∞
communitychoicecu
11.24 - 14.4 %
∞
vibecreditunion
11.24 - 19.99 %
0.1 - 10 Yrs
∞
pfcu4me
11.55 %
∞
myfpcu
11.74 %
$25,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
directionscu
11.8 %
4 Yrs
∞
dcu
11.99 %
5 Yrs
∞
dortonline
11.99 %
3 Yrs
$100,000
∞
honorcu
11.99 - 14.99 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a fixed APR of 12.46% , also unchanged during those time periods. Community Choice has a Signature loan with an APR of 11.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 14.4% , also unchanged during these periods. Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods.

Pfcu's unsecured loans with an APR of 11.55% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Financial Plus has a personal loan with an APR of 11.74% today, which is unchanged from 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when it was 11.99% . Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Dort Financial's Signature loans have a fixed APR of 11.99% , which has stayed the same over the past 7, 30, and 60 days. Their Unsecured loans also carry an APR of 11.99% , with no change in the last 7, 30, 60, or 90 days.

Honor's Personal loan has an APR of 11.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months.

🏦 All Local Lenders in Houghton, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
BREAKWATER FEDERAL CREDIT UNION
700 E SHARON AVE HOUGHTON MI 49931
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $123,243,825
Deposits: $566,389
Net Worth: $14,172,162
Employees: 28
Members: 10,388

🏘️ All the Lenders Available in Houghton County, MI

✅TORCH LAKE FEDERAL CREDIT UNION
✅BREAKWATER FEDERAL CREDIT UNION

Compare other loan types in Houghton, MI

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