Personal Loans in Houghton, MI

Looking for the best personal loans with low interest rates in Houghton, MI? Compare offers from trusted lenders to find flexible options that fit your budget and needs. It’s easy to get started and see how much you could save today.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, local lenders in Houghton provide quick approvals and friendly service. Take a moment to compare rates and terms so you can make the smartest financial choice with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
msufcu
7 - 28 %
1.6 - 15 Yrs
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
dowcreditunion
8 - 10.94 %
3.1 - 6 Yrs
trueccu
8.24 %
6 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
navyfederal
8.74 - 18 %
3.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Michigan State University has a Green & white loan with an APR of 7% , unchanged from 90 days ago. The Signature loan has a rate of 11.5% , which has also stayed the same over the past three months. Both loans provide fixed rates that have not shifted recently.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Dow's personal loans with an APR of 8% for non–rebate loans and 10% for rebate–eligible loans. Rates for both types have stayed the same compared to 7, 30, and 60 days ago but are lower than 90 days ago.

True Community's Signature loan has a fixed APR of 8.24% today, unchanged from 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.74% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Houghton, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
BREAKWATER FEDERAL CREDIT UNION
700 E SHARON AVE HOUGHTON MI 49931
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $123,243,825
Deposits: $566,389
Net Worth: $14,172,162
Employees: 28
Members: 10,388

🏘️ All the Lenders Available in Houghton County, MI

Compare other loan types in Houghton, MI

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