Personal Loans in Grand Rapids, MI

Looking to move from a personal loan to a home loan in Grand Rapids, MI? Compare local offers to find flexible terms and low rates that fit your budget. Our community-focused lenders make borrowing simple and transparent—no surprises, just support.

Whether you’re tackling home improvements or managing expenses, Grand Rapids residents can discover tailored loan options with trusted local credit unions. Start comparing today to secure the right loan for your goals and enjoy fast approvals with friendly service.

Filters

Lender
APR
Term
Amount
Link
Info
umcu
9.75 - 20.74 %
1.5 Yrs
∞
frankenmuthcu
9.91 - 10.48 %
1 - 3.2 Yrs
∞
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
∞
cafcu
9.99 - 13.99 %
∞
zealcu
9.99 - 16.25 %
1 - 7 Yrs
$4,999
∞
american1cu
10 %
5 Yrs
∞
mfcu
10.49 %
7 Yrs
∞
eastrise
10.5 - 14 %
2 - 10 Yrs
∞
laketrust
10.5 - 22.1 %
7 Yrs
4,000 - $7,500
∞
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The University Of Michigan's Technology loan has an APR of 4.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Build my credit loan has a 9.9% APR, also unchanged during those periods. Both loans steady rates without recent increases or decreases. Frankenmuth has a Be happy personal loan with an APR of 9.92% , which has stayed the same over the past 7 and 30 days. The Personal signature loan has a slightly lower APR of 9.91% , also unchanged from one week and one month ago.

Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Zeal has a Build it loan with a 9.99% APR and an Unsecured personal loan for $5, 000 or more at 10.99% APR. Both rates have stayed the same compared to 7, 60, and 90 days ago. The Need it loan has a 16.25% APR, which also hasn't changed over the past several months. American 1 has a personal loan with an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Members First's an unsecured personal loan with an APR of 10.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

Eastrise has a personal line of credit with an APR of 14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their unsecured personal loan has a 10.5% APR, also unchanged during those periods. Lake Trust's Life impact loan has a fixed APR of 13.25% , which has not changed in the past 7, 30, 60, or 90 days. The Personal unsecured/signature loan carries an APR of 10.5% , also steady over the same time periods. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

🏦 All Local Lenders in Grand Rapids, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
MICHIGAN FIRST CREDIT UNION
50 LOUIS ST NW GRAND RAPIDS MI 49503
ATM
P2P
E-Statements
Assets: $1,456,336,933
Deposits: $92,717,185
Net Worth: $215,571,682
Employees: 490
Members: 165,037
BLOOM CREDIT UNION
401 HALL ST SW GRAND RAPIDS MI 49503
P2P
E-Statements
E-Signature
Assets: $193,113,978
Deposits: $14,790,884
Net Worth: $19,960,705
Employees: 46
Members: 13,361
WEST MICHIGAN CREDIT UNION
1720 MICHIGAN ST NE GRAND RAPIDS MI 49503
P2P
E-Statements
E-Signature
Assets: $260,454,888
Deposits: $27,078,129
Net Worth: $53,083,778
Employees: 68.0
Members: 17,537
LAKE MICHIGAN CREDIT UNION
260 JEFFERSON AVE SE GRAND RAPIDS MI 49503
ATM
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
342 MICHIGAN ST NE GRAND RAPIDS MI 49503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820

🏘️ All the Lenders Available in Kent County, MI

✅INTANDEM CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅COMMUNITY WEST CREDIT UNION
✅RIVER VALLEY 62123 CREDIT UNION
✅TRICITIES CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅ARBOR FINANCIAL CREDIT UNION
✅PFCU CREDIT UNION
✅COMPASS 62040 CREDIT UNION
✅ADVENTURE CREDIT UNION
✅NORTH CENTRAL AREA CREDIT UNION
✅CONSUMERS 62172 CREDIT UNION
✅MEIJER CREDIT UNION
✅BLOOM CREDIT UNION
✅WEST MICHIGAN CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅HONOR CREDIT UNION
✅LATVIAN HERITAGE CREDIT UNION
✅KELLOGG COMMUNITY CREDIT UNION
✅KENOWA COMMUNITY FEDERAL CREDIT UNION
✅AAC CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅MEMBERS FIRST 62076 CREDIT UNION
✅1166 FEDERAL CREDIT UNION
✅RIO BLANCO SCHOOLS FEDERAL CREDIT UNION
✅MAUI TEACHERS FEDERAL CREDIT UNION
✅A T T EMPLOYEES PITTSBURGH CREDIT UNION
✅PITTSBURGH FEDERAL CREDIT UNION
✅AEROQUIP CREDIT UNION
✅TOTAL COMMUNITY CREDIT UNION
✅PREFERRED CREDIT UNION
✅COLUMBIA CREDIT UNION
✅STRAITS AREA FEDERAL CREDIT UNION
✅ALLEGHENY CENTRAL FEDERAL CREDIT UNION
✅BLUEOX CREDIT UNION
✅GR CONSUMERS CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅TRUNORTH FEDERAL CREDIT UNION
✅COUNTY CITY CREDIT UNION
✅UNITED 6288 CREDIT UNION

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