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Ionia County is served by two institutions with branches in Ionia: Michigan One Community Credit Union and Pfcu Credit Union. Both appear in the lender directory below, which lists personal loans in Ionia, MI 48846 and the surrounding area, including all local options.
Multiple personal loan applications made within a short time frame are generally treated as a single credit inquiry for scoring purposes. This means that if you apply to several lenders in Ionia County around the same time, the impact on your credit score will usually be limited to one search.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a slightly higher APR of 12.71% , up from 12.46% seven days ago and also higher than the rates from 30, 60, and 90 days ago. Community Choice has a Signature loan with an APR of 11.24% and a Line of credit at 14.4% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These steady rates provide clear information for members considering personal loans.
Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods. Pfcu's unsecured loans with an APR of 11.55% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Financial Plus Personal loan has an APR of 11.74% today, unchanged from it was 7, 30, and 60 days ago. The rate has remained steady over the past two months.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time.
Dort Financial's Signature loans and Unsecured loans with an APR of 11.99% for both products. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The consistent APR applies across all terms for these personal loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.