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Ionia County is served by two institutions with branches in Ionia: Michigan One Community Credit Union and Pfcu Credit Union. Both appear in the lender directory below, which lists personal loans in Ionia, MI 48846 and the surrounding area, including all local options.
Multiple personal loan applications made within a short time frame are generally treated as a single credit inquiry for scoring purposes. This means that if you apply to several lenders in Ionia County around the same time, the impact on your credit score will usually be limited to one search.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Farmers Insurance's Signature loan has a 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. The Signature line of credit is at 10.74% APR, steady over the past 7, 30, and 60 days but lower than 90 days ago when it was 11.24% . Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.
Genisys has a Personal loan rate special with an APR of 9.99% today, which is up from 9.49% 30 and 60 days ago. Their Credit builder loan has a steady APR of 5.74% , unchanged over the past 90 days. The Current personal loan rates stand at 10.74% today, higher than the 10.24% seen 30, 60, and 90 days ago. Zeal has a Build it loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Need it loan has a fixed APR of 16.25% , also unchanged during those periods.
American 1 has a personal loan with an APR of 10% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms available for this loan. Members First has an unsecured personal loan with an APR of 10.49% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Eastrise has a personal line of credit with an APR of 14% , which has stayed the same over the past 7 and 30 days. Their unsecured personal loan has a 10.5% APR, also unchanged from one week and one month ago. Both rates have remained steady through 60 and 90 days as well.
Wings Financial has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit has a 16.99% APR, also unchanged during those periods. Lake Trust's Life impact loan has an APR of 13.5% today, which is up from 13.25% seven and thirty days ago. The Personal unsecured/signature loan rate is 10.75% now, also higher than the 10.5% seen over the past 90 days.