Personal Loans in Lexington, KY

Looking for small loans in Lexington, KY? Whether it’s an unexpected bill or a big purchase, comparing personal loan offers can help you find the best rates and terms tailored to your needs. Local lenders understand our community and offer quick, friendly service.

Take control of your finances with flexible loan options right here in Lexington. By exploring offers from trusted banks and credit unions, you can secure the funds you need without the hassle. Start comparing today and find a loan that fits your budget and timeline.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
aboundcu
7.25 - 8.9 %
$35,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
lnfcu
8.49 - 18 %
1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Abound has a personal loan called Money for any number of needs with an APR of 7.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. L & N's Signature loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Lexington, KY

Lender NameBranch AddressOffice ServicesLender Snapshot
THE HEALTH & EDUCATION FEDERAL CREDIT UNION
185 PASADENA DR STE 155 LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
Assets: $114,746,972
Deposits: $16,863,246
Net Worth: $17,893,670
Employees: 22
Members: 12,673
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
370 MEIJER WAY LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,556,750,860
Deposits: $142,378,657
Net Worth: $170,139,517
Employees: 268
Members: 108,428
COMMONWEALTH FEDERAL CREDIT UNION
280 MEIJER WAY LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
Assets: $2,566,596,191
Deposits: $317,693,456
Net Worth: $287,619,804
Employees: 375.0
Members: 130,195
TRANSCEND CREDIT UNION
2549 REGENCY RD STE 105 LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $527,756,779
Deposits: $41,429,351
Net Worth: $67,298,979
Employees: 69
Members: 48,109

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

Compare other loan types in Lexington, KY

Why compare Personal Loans in Lexington, KY on LendMesh

If you’re searching for small loans near me in Lexington KY, take your time comparing different lenders on LendMesh. Exploring multiple offers helps you find better deals and more affordable options that fit your financial needs. There’s no rush—use our platform to make informed decisions with confidence and secure the best loan for your situation.

Stay ahead of the game by subscribing to LendMesh alerts tailored for Lexington borrowers. Just set your target interest rate, and we’ll notify you as soon as loan offers fall below that mark. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected deals—all designed to help you find the perfect loan without the hassle.

Customers are also interested in:

Small Loans Near Me