Personal Loans in Lexington, KY

Looking for small loans in Lexington, KY? Whether it’s an unexpected bill or a big purchase, comparing personal loan offers can help you find the best rates and terms tailored to your needs. Local lenders understand our community and offer quick, friendly service.

Take control of your finances with flexible loan options right here in Lexington. By exploring offers from trusted banks and credit unions, you can secure the funds you need without the hassle. Start comparing today and find a loan that fits your budget and timeline.

Filters

Lender
APR
Term
Amount
Link
Info
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
ccuky
9.49 - 11.49 %
$50,000
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
membersheritage
9.75 %
∞
ukfcu
9.99 - 11.49 %
∞
cafcu
9.99 - 13.99 %
∞
forteracu
10.99 - 18 %
3 - 5 Yrs
$40,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Commonwealth's Credit builder loan has an APR of 3% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. The Signature cash personal loan has a 9.49% APR, which has stayed steady over the past 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Members Heritage has a Signature loan with an APR of 9.75% . This rate has stayed the same over the past 7, 30, and 60 days. There are no changes in the rate during this period. University Of Kentucky has a Signature/unsecured personal loan with an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Vacation loan has a 9.99% APR and has also remained steady during the same time periods. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Lexington, KY

Lender NameBranch AddressOffice ServicesLender Snapshot
THE HEALTH & EDUCATION FEDERAL CREDIT UNION
185 PASADENA DR STE 155 LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
Assets: $114,746,972
Deposits: $16,863,246
Net Worth: $17,893,670
Employees: 22
Members: 12,673
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
370 MEIJER WAY LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,556,750,860
Deposits: $142,378,657
Net Worth: $170,139,517
Employees: 268
Members: 108,428
COMMONWEALTH FEDERAL CREDIT UNION
280 MEIJER WAY LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
Assets: $2,566,596,191
Deposits: $317,693,456
Net Worth: $287,619,804
Employees: 375.0
Members: 130,195
TRANSCEND CREDIT UNION
2549 REGENCY RD STE 105 LEXINGTON KY 40503
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $527,756,779
Deposits: $41,429,351
Net Worth: $67,298,979
Employees: 69
Members: 48,109

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

Compare other loan types in Lexington, KY

Why compare Personal Loans in Lexington, KY on LendMesh

If you’re searching for small loans near me in Lexington KY, take your time comparing different lenders on LendMesh. Exploring multiple offers helps you find better deals and more affordable options that fit your financial needs. There’s no rush—use our platform to make informed decisions with confidence and secure the best loan for your situation.

Stay ahead of the game by subscribing to LendMesh alerts tailored for Lexington borrowers. Just set your target interest rate, and we’ll notify you as soon as loan offers fall below that mark. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected deals—all designed to help you find the perfect loan without the hassle.

Customers are also interested in:

Small Loans Near Me