Personal Loans in Lexington, KY 40503

Looking for small loans in Lexington, KY? Whether it’s an unexpected bill or a big purchase, comparing personal loan offers can help you find the best rates and terms tailored to your needs. Local lenders understand our community and offer quick, friendly service.

Take control of your finances with flexible loan options right here in Lexington. By exploring offers from trusted banks and credit unions, you can secure the funds you need without the hassle. Start comparing today and find a loan that fits your budget and timeline.

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11.24 - 17.99 %

5.1 - 6 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.6 - 15 %

4 Yrs

10,000 - $15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in Lexington, KY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
THE HEALTH & EDUCATION FEDERAL CREDIT UNION	185 PASADENA DR STE 155 LEXINGTON KY 40503	⏰ Lobby 9-5 Drive thru m-th 8-5:30 f 8-6 Saturday 9-12 📞 8592318262 📠 8592543253	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $114,746,972 Deposits: $16,863,246 Net Worth: $17,893,670 Employees: 22 Members: 12,673
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION	370 MEIJER WAY LEXINGTON KY 40503	⏰ Monday through Friday 9 a.m. - 6 p.m. Saturday 9 a.m. - 1 p.m. 📞 8592644200 📠 8592644208	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,556,750,860 Deposits: $142,378,657 Net Worth: $170,139,517 Employees: 268 Members: 108,428
COMMONWEALTH FEDERAL CREDIT UNION	280 MEIJER WAY LEXINGTON KY 40503	⏰ 9:00-5:00 M-F 9:00-12:30 Sat 📞 5025644775	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $2,566,596,191 Deposits: $317,693,456 Net Worth: $287,619,804 Employees: 375.0 Members: 130,195
TRANSCEND CREDIT UNION	2549 REGENCY RD STE 105 LEXINGTON KY 40503	⏰ 8:30-4 M-Th 8:30-6 F 📞 5024593000	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $527,756,779 Deposits: $41,429,351 Net Worth: $67,298,979 Employees: 69 Members: 48,109

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION

✅METRO EMPLOYEES CREDIT UNION

✅MEMBERS HERITAGE CREDIT UNION

✅KUE FEDERAL CREDIT UNION

✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION

✅THE HEALTH EDUCATION CREDIT UNION

✅COMMONWEALTH 24970 CREDIT UNION

✅TRANSCEND CREDIT UNION

✅LEXINGTON POSTAL COMMUNITY CREDIT UNION

✅PARK FEDERAL CREDIT UNION

✅ASHLAND CREDIT UNION

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