COMMONWEALTH FEDERAL CREDIT UNION - Lexington, KY

Welcome to Commonwealth, your trusted financial partner located at 280 Meijer Way, Lexington, KY 40503. Established in 1951, our credit union has been dedicated to serving the community with integrity and care for over seven decades. With a strong membership base of 130,195 individuals, we are proud to offer personalized banking solutions that cater to both personal and business needs. At Commonwealth, we understand that financial decisions can be overwhelming. That's why our experienced team is here to guide you every step of the way. Under the leadership of CEO Karen Harbin and Board President Randy Fawns, we have built a solid foundation, boasting total assets of $2,566,596,191 and total deposits of $317,693,456. Our commitment to our members is reflected in our net worth of $287,619,804 and cash on hand amounting to $22,699,370. While members can visit us at our branch for all your banking needs from checking and savings accounts to auto loans and mortgages official correspondence should be sent to our mailing address: PO Box 978, Frankfort, KY 40602-0978. We strive to create a welcoming atmosphere where you feel valued and supported. Our services include not just traditional banking but also innovative online and mobile banking options that make managing your finances easier than ever. Whether you're looking for a loan or need assistance with personal finance management, we have the resources available for you. We invite you to stop by or give us a call at 502-564-4775 during our lobby hours from 9:00 AM to 5:00 PM on weekdays and drive-thru service on Saturdays until 12:30 PM. Discover how Commonwealth can empower your financial journey today!

At Commonwealth, we believe that everyone deserves the chance to be part of a supportive community focused on financial well-being. Joining us is simple! If you live, work, or worship in the area, you're likely eligible to become a member. We welcome individuals from various backgrounds and circumstances, making it easy for you to access our wide range of services designed to empower your financial journey. For more detailed information on eligibility requirements, feel free to visit our website at . Opening an account with us is straightforward and friendly. You can start enjoying benefits like personalized banking services, competitive loan rates, and dedicated support just by giving us a call at (502) 564-4775 or visiting us at our branch located at 280 Meijer Way Lexington Ky 40503. We're here to help you every step of the way!

At Commonwealth, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that allows us to serve you effectively and confidently. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $287,619,804, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $965,401,846 in share certificates and $222,402,007 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $277,904,161 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing substantial support for your financial goals; with $18,914 in used auto loans and $1,838,796,165 in total loans and leases, our lending capacity is designed to help you across various sectors. Our financial success is evident with a robust $5,649,362, reflecting our operational efficiency. This strength enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 358 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,403,159. Total Share Accounts: 327,896, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Commonwealth is your trusted partner. Visit us at 280 Meijer Way Lexington Ky 40503 or call (502) 564-4775 to learn more about how we can help you achieve your financial goals.