Personal Loans in Ridgeland, MS 39157

Looking for an online loan with low interest in Ridgeland, MS? You’re in the right place. Comparing personal loan offers here helps you find the best rates and flexible terms tailored to your needs—quickly and easily.

Ridgeland residents trust local lenders who understand the community and offer fast approvals without the hassle. Whether it’s for urgent expenses or something special, explore your options and get the support you deserve.

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12 - 14.75 %

∞

12.49 - 16.49 %

1 Yrs

∞

14.99 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First South Financial has a Fresh start saver loan with an APR of 10% , unchanged from 30 and 60 days ago. The Personal/unsecured loan has a 14.75% APR, which has stayed steady over the past 7, 30, 60, and 90 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Ridgeland, MS

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
ECM FEDERAL CREDIT UNION	665 HIGHLAND COLONY PKWY RIDGELAND MS 39157	⏰ 8 AM to 5 PM 📞 6016058600 📠 6016054909	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	E-Statements E-Signature	Assets: $27,508,533 Deposits: $3,426,994 Net Worth: $3,599,810 Employees: 3 Members: 2,311
MEMBERS EXCHANGE FEDERAL CREDIT UNION	107 MARKETRIDGE DR RIDGELAND MS 39157	⏰ 9:00 - 5:00 Monday through Friday 📞 6019223350 📠 6019221733	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $132,229,399 Deposits: $13,937,746 Net Worth: $28,088,497 Employees: 43 Members: 12,779
KEESLER FEDERAL CREDIT UNION	733 LAKE HARBOUR DR RIDGELAND MS 39157	⏰ Monday - Thursday: 9:00 - 5:00Friday: 9:00 - 5:30Saturday: 9:00 - 1:00 📞 2283855500 📠 2283855535	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $4,126,168,226 Deposits: $314,874,204 Net Worth: $580,300,589 Employees: 823 Members: 327,342
BRIGHTVIEW FEDERAL CREDIT UNION	713 S PEAR ORCHARD RD STE 101 RIDGELAND MS 39157	⏰ 9:00 a.m - 4:30 p.m. Monday - Friday 📞 6019779468 📠 6019779489	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $36,366,273 Deposits: $5,230,602 Net Worth: $5,694,905 Employees: 15 Members: 4,907

🏘️ All the Lenders Available in Madison County, MS

✅MAGNOLIA FEDERAL CREDIT UNION

✅KEESLER FEDERAL CREDIT UNION

✅VERITAS FEDERAL CREDIT UNION

✅ECM FEDERAL CREDIT UNION

✅MEMBERS EXCHANGE FEDERAL CREDIT UNION

✅BRIGHTVIEW FEDERAL CREDIT UNION

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