Keesler Ridgeland MS Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Keesler, where your financial success is our priority! Located at 733 Lake Harbour Dr, Ridgeland, MS 39157, we have been serving our community since 1947. With a strong membership base of over 327,000 members and total assets exceeding $4.1 billion, we are committed to providing exceptional financial services tailored to meet your needs. At Keesler, we believe in fostering a supportive environment that not only helps you achieve your financial goals but also enhances the well-being of our community. Our dedicated team, led by CEO Andrew Swoger and Board President James Hollingsworth, is here to guide you through various personal and business banking solutions, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. While you can conveniently visit us at our Ridgeland location for in-person assistance, please remember that official correspondence should be sent to our mailing address: PO Box 7001, Biloxi, MS 39534-7001. With total deposits of $314,874,204 and cash in hand amounting to $43,391,246, we pride ourselves on maintaining a robust financial foundation. Our commitment to responsible lending is reflected in our total loans and leases reaching 158,369. This means that when you choose Keesler for your banking needs, you're partnering with a trusted institution backed by solid financial health. Whether you're looking for personal banking solutions or need support for your business endeavors, we're here to help! Our friendly staff can be reached at (228) 385-5500, so don't hesitate to call us with any questions or visit our website at Keesler for more information. Join us today and experience the benefits of being part of the Keesler family!

Branch History & Mission

Community Commitment

At Keesler Credit Union, we believe in giving back. We actively participate in local events and support various charitable organizations throughout the Ridgeland area. Our partnerships with schools and community groups help us make a positive impact where it matters most. We are proud to be part of the fabric of this community. While members can visit us at 733 Lake Harbour Dr, official correspondence should be sent to PO Box 7001, Biloxi, MS 39534-7001. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM.

Join Us Today!

As we look ahead to the future, we invite you to become part of the Keesler family. Whether you're looking for a place to save or need assistance with loans or financial planning, Keesler Credit Union is here for you. Experience the difference of being valued in a member-focused environment where your financial well-being is our top priority. For more information about joining or accessing our services, please call us at 228-385-5500 or visit us online at Keesler Credit Union. Together, let's achieve your financial goals!

Our Evolution

From our humble beginnings, Keesler Credit Union has remained committed to providing exceptional financial services. Initially founded to serve military personnel and their families, we have expanded our reach to include a diverse membership base. This growth reflects our dedication to meeting the evolving needs of our community while staying true to our roots. Our mission is clear: to empower our members through comprehensive financial solutions while fostering a sense of community. We offer a variety of products, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. As we continue to innovate with online and mobile banking options, our focus remains on making banking as convenient and accessible as possible.

Branch Location & Accessibility

Welcome to Keesler, your trusted credit union located at 733 Lake Harbour Dr in the vibrant city of Ridgeland, MS. Our branch is easily accessible and conveniently situated near local landmarks, making it a great stop for all your banking needs. Whether you're running errands or just out for a leisurely day, we're here to serve you! At Keesler, we understand how important convenience is for our members. That's why we offer ample parking and ensure our facilities are ADA compliant with easy access for everyone. If you need assistance, our friendly staff is always ready to help. Our operating hours are designed to fit your busy schedule: visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and on Saturday from 9:00 AM to 1:00 PM. We aim to be there when you need us most! While you can visit us at our branch for in-person transactions, official correspondence should be directed to our mailing address at PO Box 7001, Biloxi, MS 39534-7001. For those who prefer banking on-the-go, we provide ATM services right here at the branch. Although we do not currently have drive-thru service available, our shared services allow members from partner credit unions to complete basic transactions like deposits and withdrawals with ease. We invite you to come by Keesler today! If you have any questions or need assistance before your visit, feel free to give us a call at 228-385-5500. Your financial journey starts here!

Member Eligibility

Joining Keesler is more than just opening a bank account; it's about becoming part of a community that values its members. At Keesler, we welcome anyone who lives, works, worships, or attends school in our local area. We believe in making banking accessible and friendly, so whether you're looking for personal banking services or loan options, you'll find a supportive partner here. Our members enjoy competitive rates, exceptional service, and a range of financial products tailored to meet their needs. To get started on your journey with us, simply visit our website for more details about eligibility and the easy application process at http://www.kfcu.org/apply-online/. If you have any questions or need assistance, feel free to give us a call at (228) 385-5500. For the most up-to-date information on membership criteria, check out our eligibility page. We can't wait to welcome you to the Keesler family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $255 in commercial loans for our members, helping businesses scale and succeed. Each loan represents not just numbers but dreams turned into reality like the local café that expanded its seating capacity, increasing its customer base and profits.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means we believe in fostering a vibrant economic environment where all businesses can access the resources they need to grow.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $227,822,420, we continue to drive economic growth by financing new and expanding businesses. Imagine a local manufacturer being able to invest in new machinery or technology that boosts productivity this is the kind of impact our loans can make. In addition to loans, our merchant services make transactions easier for businesses. From payment processing solutions to point-of-sale systems, we ensure you can focus on what matters most: running your business effectively. Located at 733 Lake Harbour Dr Ridgeland Ms 39157 in Ridgeland, MS, our team is ready to partner with you on your journey toward success. Let's build something great together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase a new car or truck, our auto loans and vehicle financing options have you covered. Picture yourself driving away in your dream vehicle with a loan that fits comfortably within your budget. Our team is here to guide you through the process, ensuring you get the best terms available.

Business Banking Services

For entrepreneurs and business owners, we provide robust business banking services including merchant services and business loans. We understand the unique challenges businesses face and are here to support you in achieving success.

Credit Cards with Rewards

Our credit cards with rewards let you earn while you spend. Whether it's cash back or travel points, every purchase brings you closer to exciting rewards. Imagine using your card for everyday purchases and watching those rewards accumulate!

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds with just a few taps on your phone, banking has never been easier! You can also take advantage of features like ATM access for cash withdrawals and balance checks at any time.

Mortgage Loans & Refinancing

Homeownership is a significant milestone for many people, and at Keesler, we facilitate this journey with our mortgage loans and refinancing services. If you're considering buying a home or refinancing your current mortgage for better rates, we offer personalized solutions that align with your financial goals.

Personal Banking

We offer various personal banking options that make managing your finances straightforward. Our checking and savings accounts are designed to help you easily track your spending and grow your savings. Imagine being able to set aside funds effortlessly while enjoying competitive interest rates!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play, helping you cover costs or consolidate debt. You can focus on what matters most without feeling overwhelmed by financial pressures.

Shared Branch Transactions

If you're part of another credit union that partners with us, you can still enjoy basic shared branch transactions like deposits and withdrawals here at Keesler. This means more flexibility for accessing your money when you're on the go. With our comprehensive array of services designed for both personal and business needs, we strive to make banking as easy as possible for everyone in Ridgeland, MS. If you have questions or need assistance, don't hesitate to reach out at (228) 385-5500 or visit us at 733 Lake Harbour Dr Ridgeland Ms 39157. Ready to explore how we can help? Visit us online at Ridgeland - Lake Harbour or stop by today!

Digital & Online Banking

Accessibility and Ease-of-Use

We designed our digital banking experience to be user-friendly, ensuring that everyone can navigate their accounts easily. From tracking expenses to setting up alerts for important account activities, you'll find everything you need in one place. Our goal is to empower you with real-time access to your finances so that you can make informed decisions quickly. At Keesler, we're committed to providing banking solutions that fit your lifestyle. Explore our digital offerings today and experience the freedom of managing your finances on your terms!

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money has never been simpler. You can even send money directly to friends and family with our person-to-person transfer feature, making it easy to settle up without needing cash. Security is a top priority for us. We offer electronic signature authorization, so you can sign documents safely from your device. Plus, e-statements are available, helping you keep track of your financial activity while reducing paper clutter. For those who prefer using their smartphones, our mobile application provides all the features of online banking right at your fingertips. Enjoy the convenience of mobile payments as well simply tap and go with your phone for quick transactions.

Financial Strength

Commitment to Service

Our operations reflect our commitment to efficiency. While our current net income is $0, it speaks volumes about our focus on providing value rather than profit maximization. We take pride in having 804 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Trust

Total Share Accounts stand at 626,063, showing a strong and growing member base that trusts us with their finances. Our resources available for lending and investments are at $0, allowing us to be agile in meeting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keesler is your trusted partner. Visit us at 733 Lake Harbour Dr Ridgeland MS 39157 or call 228-385-5500 to learn more about how we can help you achieve your financial goals.

Reinvesting for Growth

With $539,635,470 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $41,439 in used auto loans and a total of $3,133,768,112 in loans and leases.

Secure Savings Options

Members' savings are secured through $769,599,536 in share certificates and $476,020,169 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $580,300,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1394 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $788,680,330 in used vehicle loans and $670,609,148 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $227,822,420 provide the capital needed to grow and expand. We are committed to supporting local businesses with financing that helps them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,770,962, make buying or refinancing simple. We aim to provide clear and accessible financing solutions that help you settle into your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we encourage you to reach out. Our knowledgeable staff is here to assist you with eligibility options and guide you through the process seamlessly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our branch is located at 733 Lake Harbour Dr, Ridgeland, MS 39157. If you have any questions or would like more information about our loan offerings, please feel free to give us a call at 228-385-5500. We're here to help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $149,251,355 in loans helping members manage their finances effectively. Our credit cards come with features designed to suit your spending habits and help keep your finances on track.

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KEESLER FEDERAL CREDIT UNION - Ridgeland, MS

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