Brightview Credit Union Ridgeland MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Brightview, your trusted financial partner located at 713 S Pear Orchard Rd Ste 101, Ridgeland, MS 39157. Since our establishment in 1950, we have been dedicated to serving our community with a focus on personal relationships and member satisfaction. With a growing membership of 4,907 and total assets reaching an impressive $36,366,273, we are proud to offer a wide range of financial services tailored to meet your needs. At Brightview, we understand that our members deserve the best. That's why we provide competitive rates on loans totaling 2,253 loans and leases and maintain robust deposits of $5,230,602. Our commitment to excellence is reflected in our net worth of $5,694,905 and cash reserves of $1,114,612, ensuring that you can count on us for financial stability and support. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to 713 S Pear Orchard Rd Ste 101, Ridgeland, MS 39157-4823. Led by our dedicated CEO, Sheila Bridges, and Board President Mary Powers, our team of 15 employees is here to assist you from 9:00 a.m. to 4:30 p.m., Monday through Friday. We invite you to explore our offerings which include personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking services. Join us as we continue to build strong relationships within the community while fostering financial growth for all members. For more information or assistance, don't hesitate to reach out at 601-977-9468 or visit us online at Brightview Credit Union. Your journey towards financial well-being starts here!

Branch History & Mission

Commitment to Accessibility

We prioritize accessibility for all our members. Our branch is designed to meet ADA compliance standards, ensuring everyone can comfortably use our facilities. For those who prefer digital banking, we offer online banking services along with mobile app capabilities for convenient account management.

Community Partnerships

Our commitment to community service is reflected in various partnerships with local organizations. We strive to make a positive impact by participating in events that uplift our neighborhood and support those in need.

Join Us!

We invite you to experience the Brightview difference. Whether you're looking for personal banking options or seeking support for your business, we are here for you. Visit us at 713 S Pear Orchard Rd Ste 101 or contact us at 601-977-9468 during our operating hours from 9:00 a.m - 4:30 p.m., Monday - Friday. If you wish to send official correspondence, please direct it to 713 S Pear Orchard Rd Ste 101, Ridgeland, MS 39157-4823. Become part of a community-focused credit union that values your financial well-being as much as you do! Join Brightview today and discover how we can help you achieve your financial goals.

Mission Statement

At Brightview, our mission is simple but impactful: "To enrich the lives of our members through superior financial services and community involvement." We believe in empowering individuals by offering accessible banking solutions that cater to their needs. Our efforts extend beyond financial transactions; we actively engage in community outreach programs that support local initiatives and foster a sense of belonging.

Our Journey

From our humble beginnings over seven decades ago, Brightview has grown significantly. Our mission has always been clear: to provide exceptional financial services while supporting our members and the local community. Today, we hold assets totaling $36,366,273, reflecting our commitment to sound financial practices and responsible growth. Over the years, we've made strides in enhancing our services. We offer a range of personal banking options including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Additionally, we provide business banking solutions tailored for local entrepreneurs.

Branch Location & Accessibility

A Warm Invitation

We invite you to come by and experience the Brightview difference for yourself! If you have any questions or need assistance before visiting, feel free to give us a call at 601-977-9468. We look forward to welcoming you into our branch soon!

Accessibility and Convenience

Our location is equipped with ample parking, ensuring that your visit is hassle-free. We prioritize accessibility for everyone, featuring ADA-compliant entrances and ramps, so you can access our services comfortably. While members can visit us at our physical address, please note that official correspondence should be sent to our mailing address: 713 S Pear Orchard Rd, Ste 101, Ridgeland, MS 39157-4823.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 a.m. to 4:30 p.m., providing plenty of time to handle your banking needs. Whether you're looking to open an account or inquire about loan options, our friendly staff is ready to assist you during these hours. At Brightview, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to be your one-stop financial resource. Plus, enjoy the convenience of ATM services available on-site for quick cash withdrawals and balance checks.

Member Eligibility

Joining the Brightview community is an exciting step toward taking control of your financial future! At Brightview, we believe that everyone deserves access to quality banking services, and becoming a member is simple. To be eligible, you just need to live, work, or worship in Madison County or have a family member who is already part of our credit union. This welcoming approach means we're here for you, no matter your background. Once you're ready to join us at 713 S Pear Orchard Rd Ste 101, Ridgeland, MS 39157, you can easily open an account by visiting our website for more details at Brightview Membership. If you have any questions or need assistance during the process, feel free to give us a call at 601-977-9468. We're excited to help you start your journey with Brightview and enjoy all the benefits that come with being a member!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not yet a member, don't worry! We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your circumstances.

Driving Economic Growth

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Ridgeland, MS. Your success is our priority, and together, we can build a thriving local economy. Visit us at 713 S Pear Orchard Rd Ste 101 Ridgeland Ms 39157 or call us at (601) 977-9468 to learn more about how our business banking and commercial services can help you reach your goals!

Merchant Services Designed for Success

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments effortlessly from your customers, whether they pay by card or online. This convenience not only enhances customer satisfaction but also helps improve cash flow vital for any growing enterprise.

Comprehensive List Of Services

ATM Services

Need cash on the go? Take advantage of our ATM & Cash Withdrawal Services, available 24/7 at various locations. With basic ATM access for withdrawals and balance checks, we ensure that you have easy access to your money whenever you need it. At Brightview, located at 713 S Pear Orchard Rd Ste 101 Ridgeland Ms 39157, we're committed to providing services that fit seamlessly into your life while supporting your financial journey every step of the way. If you have any questions about our offerings or would like assistance in choosing the right service for you, don't hesitate to reach out at (601) 977-9468. Explore all that we have to offer by visiting us online at Ridgeland. Join us today and experience banking designed around your needs!

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing solutions can help turn your dream car into a reality. With competitive rates and flexible terms, financing your next car has never been easier. Picture yourself cruising around town in your new ride, knowing that you made a smart financial choice with our support.

Business Banking

For small business owners, we offer specialized Business Banking services including Merchant Services & Business Loans. We know how vital it is for businesses to have reliable banking support, and we're here to help you succeed.

Credit Cards with Rewards

Looking for a credit card that rewards you for spending? Check out our Credit Cards with Rewards program! You can earn points on everyday purchases and redeem them for travel, gift cards, or cash back. It's like getting paid for using your card!

Mortgage Loans and Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing options are designed with you in mind. We know that purchasing a home is one of the biggest decisions you'll ever make. That's why we offer personalized assistance throughout the mortgage process, making it simpler for you to secure the home of your dreams.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away making banking not only easy but also efficient.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options are perfect. We offer convenient Checking & Savings Accounts tailored to help you reach your financial goals. Imagine having the ability to easily access your funds while also earning interest on your savings; that's exactly what our accounts provide.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide a safety net when you need it most. Whether it's consolidating existing debt or covering an urgent expense, we'll work with you to find the best solution that fits your budget and helps ease financial stress.

Digital & Online Banking

Manage Payments Effortlessly

Need to send money to a friend? Our person-to-person transfer service makes it quick and straightforward. Whether it's splitting a bill or sending a gift, just a few clicks are all it takes!

Mobile Application for On-the-Go Access

For those who prefer banking on the move, our mobile application is here to help. With this handy app, you can manage your accounts wherever life takes you. Although we currently do not support mobile payments, our app ensures that other essential features are right at your fingertips. In today's fast-paced world, having the right tools to manage your finances is crucial. At Brightview, we're committed to providing accessible and user-friendly digital banking options that fit into your lifestyle seamlessly. Experience the convenience of modern banking today!

Online Banking Made Easy

With our robust online banking platform available at https://www.brightviewcu.com/ , accessing your account is as simple as logging in from your computer or mobile device. You can check balances, view transaction history, and transfer funds anytime, day or night. Plus, with 24/7 online banking services, you're never out of touch with your money.

Security You Can Trust

We prioritize your security. Our electronic signature authorization feature means you can sign documents digitally without any hassle. This not only speeds up processes but also ensures that your personal information remains safe. We also offer e-statements, allowing you to receive your account statements electronically saving paper and time while keeping everything organized.

Financial Strength

A Growing Member Base

With a total of 7,511 share accounts, it's clear that more members trust us with their finances every day. This growing base further strengthens our community-focused approach. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Brightview is your trusted partner. Visit us at 713 S Pear Orchard Rd Ste 101 Ridgeland Ms 39157 or call (601) 977-9468 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Service Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Our Future Together

With $3,286,140 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $771 in used auto loans and $20,373,422 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings Solutions

Your savings are secured through $4,510,309 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $5,694,905, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,566 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,092,207 in used vehicle loans and $4,993,848 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Credit Lines

For those who need ongoing access to funds, our total credit lines available are $3,000,000. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling any amount, our mortgage options make buying or refinancing simple when we expand our offerings in the future. Be sure to check back for updates!

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask about our refinancing options that could save you money over time. At Brightview, we prioritize your financial well-being and aim to provide personalized solutions for all your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take the next step toward achieving your financial goals today! Visit us online at Brightview or stop by our branch for more information on how we can help you secure the financing you need.

Unsecured Credit Card Loans

Managing everyday expenses just got easier! We also offer flexible terms on unsecured credit card loans, with a total of $748,753 in loans helping members manage their finances effectively. These loans provide a safety net for unexpected expenses without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh is in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers for all users.

BRIGHTVIEW FEDERAL CREDIT UNION