Welcome to ecm, where we have been proudly serving our community since our establishment in 1967. Located in the heart of Ridgeland, MS, we are dedicated to providing financial empowerment and support to our members. Under the leadership of CEO Jennifer Lovett and Board President Keith Hayward, our mission is rooted in a commitment to serve not just military members but anyone seeking reliable financial solutions. We understand that trust is paramount when it comes to banking, which is why we are proud to be insured by the NCUA since 11/2/1976 0:00, ensuring that your deposits are safe and secure.

At ecm, we recognize the importance of modern banking tools that cater to your lifestyle. With features like online banking, a user-friendly mobile application, and options for e-statements and mobile payments, we make managing your finances easy and accessible. Although person-to-person transfers are not currently available, we offer electronic signature authorization for streamlined transactions. Our goal is to create a member-first approach that prioritizes your needs while providing comprehensive services ranging from personal banking and auto loans to business banking solutions. For more information, please visit our official website at https://www.ecmfcu.com/ or reach out via fax at (601) 605-4909. Join us in experiencing a financial partnership built on trust and community engagement.

At ecm, we understand that managing your finances is essential for achieving your life goals, whether you're saving for a new home, planning a dream vacation, or growing a small business. Our comprehensive range of services includes personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans and debt consolidation. For business owners, we offer tailored solutions such as merchant services and business loans to help you thrive in today’s competitive market. With our user-friendly online banking platform and mobile app, you can easily access your accounts anytime, anywhere. Features like e-statements and electronic signatures streamline your banking experience, making it easier than ever to stay on top of your finances.

We prioritize accessibility for all members at ecm. If you're interested in becoming part of our community, visit to learn more about membership qualifications. Our commitment to digital convenience means that you can manage everyday banking needs with ease. Although person-to-person transfers aren’t available at this time, mobile payments are supported to simplify transactions. Additionally, if you're exploring financing options or comparing rates for various loans, check out https://www.lendmesh.com/loans/vehicle_loans for valuable insights. Should you have any questions or need personalized assistance, feel free to reach out at (601) 605-4909. We’re here to support you every step of the way on your financial journey.

At ecm, we pride ourselves on being a trusted financial partner in the community, evidenced by our robust performance metrics. With a total membership of 2,311, we have established deep connections with individuals and families who rely on us for their financial needs. Our commitment to service is reflected in our total assets amounting to 27,508,533, which underscores our strength and stability in the market.

Our net worth stands at 3,599,810, demonstrating our solid financial foundation and ability to serve our members effectively. We achieved a net income of 300,426, further illustrating our operational efficiency and sound management practices. This financial health allows us to offer competitive services, evident from our total deposits of 3,426,994 and a diverse portfolio that includes 1,331 loans and leases, tailored to meet various member needs.

The size of our team, comprising just 3 dedicated employees, speaks volumes about our commitment to personalized service. Our net worth ratio is an impressive 1,308, which not only highlights our capital strength but also assures members of our long-term viability as a financial institution. We facilitate various lending options, including a credit card loan volume of and an auto loan volume of , providing flexibility for both personal and commercial financing needs with commercial loans available.

As we continue to grow and evolve, we remain focused on transparency and enhancing the member experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Explore your options today by comparing real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans and discover how we can help you achieve your financial goals!