Personal Loans in Germantown, TN

Looking for an instant loan in Germantown, TN? Compare personal loan offers from trusted local lenders to find quick approval and rates that fit your budget. It’s fast, easy, and tailored to your needs right here in your community.

Whether it’s for unexpected expenses or big plans, Germantown residents can access flexible loan options with friendly, personalized service. Start comparing today to get the support you deserve without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
ornlfcu
9.99 - 10.99 %
∞
cafcu
9.99 - 13.99 %
∞
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
∞
forteracu
10.99 - 18 %
3 - 5 Yrs
$40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firstsouth
12 - 14.75 %
∞
ascend
12.35 - 18 %
0.2 - 5 Yrs
∞
y12fcu
12.49 - 14.49 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Ornl has a Name personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days. The Name personal line of credit has a 10.99% APR and has also not changed in the last 7, 30, or 60 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

First South Financial has a Fresh start saver loan with an APR of 10% , unchanged from 30 and 60 days ago. The Personal/unsecured loan has a 14.75% APR, which has stayed steady over the past 7, 30, 60, and 90 days. Ascend has a Personal loan and a Personal line of credit, both with an APR of 12.35% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Y–12 has a Signature loan (unsecured) with an APR of 12.49% , which is unchanged from 7 and 30 days ago. The Access line of credit (unsecured) has a rate of 14.49% , also steady over the past week. Both rates remain the same compared to a month ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Germantown, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
METHODIST HEALTHCARE FEDERAL CREDIT UNION
7691 POPLAR AVE GERMANTOWN TN 38138
ATM
P2P
E-Statements
Assets: $46,856,807
Deposits: $3,110,983
Net Worth: $7,990,310
Employees: 11
Members: 6,031
SOUTHEAST FINANCIAL CREDIT UNION
9265 POPLAR AVE GERMANTOWN TN 38138
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $459,300,423
Deposits: $36,699,584
Net Worth: $36,814,464
Employees: 132
Members: 39,119

🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION
✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION
✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅HEALTHNET FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FEDTRUST FEDERAL CREDIT UNION
✅SHELBY COUNTY FEDERAL CREDIT UNION
✅TVA MIDSOUTH CREDIT UNION
✅U T CREDIT UNION
✅ORION FEDERAL CREDIT UNION
✅SOUTHERN SECURITY FEDERAL CREDIT UNION
✅OLIVET BAPTIST CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION
✅KIMBERLY CLARK CREDIT UNION
✅BULAB EMPLOYEES FEDERAL CREDIT UNION
✅MEMPHIS CITY EMPLOYEES CREDIT UNION
✅L G W CREDIT UNION
✅NUCOR EMPLOYEES FEDERAL CREDIT UNION
✅DELTA REFINING CO EMP FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION
✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

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