Personal Loans in Knoxville, TN

Looking for personal loan options in Knoxville, TN? Our easy comparison tool helps you explore competitive credit union loan rates so you can find the best fit for your budget and needs. Local lenders offer flexible terms with a friendly, community-focused approach.

Whether you’re covering unexpected expenses or planning a big purchase, comparing rates from trusted Knoxville credit unions ensures you get affordable financing with fast approval. Take control of your loan search and discover options that support your financial goals right here at home.

Filters

Lender
APR
Term
Amount
Link
Info
ornlfcu
9.99 - 10.99 %
∞
cafcu
9.99 - 13.99 %
∞
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
∞
forteracu
10.99 - 18 %
3 - 5 Yrs
$40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firstsouth
12 - 14.75 %
∞
ascend
12.35 - 18 %
0.2 - 5 Yrs
∞
y12fcu
12.49 - 14.49 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

Ornl has a Name personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days. The Name personal line of credit has a 10.99% APR and has also not changed in the last 7, 30, or 60 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

First South Financial has a Fresh start saver loan with an APR of 10% , which is unchanged from 7 and 30 days ago. Their Personal/unsecured loan has a 14.75% APR, steady compared to 7, 30, 60, and 90 days ago. Ascend has a Personal loan and a Personal line of credit, both with an APR of 12.35% . These rates have stayed the same over the past 7, 30, 60, and 90 days. Y–12 has a Signature loan (unsecured) with an APR of 12.49% , which is unchanged from 7 and 30 days ago. The Access line of credit (unsecured) has a rate of 14.49% , also steady over the past week. Both rates remain the same compared to a month ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Knoxville, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST CHOICE COMMUNITY CREDIT UNION
100 N 17TH ST KNOXVILLE TN 37921
ATM
Drive-Thru
P2P
E-Statements
Assets: $49,037,632
Deposits: $6,591,687
Net Worth: $7,285,952
Employees: 15
Members: 3,840
CITY EMPLOYEES CREDIT UNION
1720 WESTERN AVE KNOXVILLE TN 37921
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $111,161,645
Deposits: $10,554,402
Net Worth: $23,279,676
Employees: 21
Members: 8,502
CITY EMPLOYEES CREDIT UNION
4426 WESTERN AVE KNOXVILLE TN 37921
ATM
P2P
E-Statements
E-Signature
Assets: $111,161,645
Deposits: $10,554,402
Net Worth: $23,279,676
Employees: 21
Members: 8,502

🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
✅Y12 CREDIT UNION
✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅FIRST CHOICE COMMUNITY CREDIT UNION
✅U T CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅TNCONNECT CREDIT UNION
✅KNOX CO EMPLOYEES CREDIT UNION
✅ORNL FEDERAL CREDIT UNION
✅ENRICHMENT FEDERAL CREDIT UNION
✅KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅CITY EMPLOYEES CREDIT UNION
✅KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION
✅KNOX COUNTY TEACHERS FEDERAL CREDIT UNION
✅NEW SOUTH CREDIT UNION CREDIT UNION
✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
✅CONSUMER CREDIT UNION

Compare other loan types in Knoxville, TN

Why compare Personal Loans in Knoxville, TN on LendMesh

If you’re searching for credit union loan rates for personal loans in Knoxville, TN, it’s smart to keep comparing offers on LendMesh. Exploring different lenders helps you uncover better deals and find lower rates that fit your budget. Taking the time to shop around ensures you make a well-informed choice without rushing into the first option you see.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in Knoxville’s loan market. Simply set your target rate—say 4% or 5%—and receive notifications when offers dip below that number. You’ll get weekly or monthly updates with expert insights, rate trends, and specially selected loan deals, all designed to help you secure the best personal loan at the right time.

Customers are also interested in:

Credit Union Loan Rates For Personal Loans