First Choice Community Credit Union Knoxville TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Choice Community Credit Union, your trusted financial partner since 1934, located at 100 N 17Th St, Knoxville, TN 37921. With a strong commitment to serving our community, we proudly support over 3,840 members and manage total assets of $49,037,632. We understand the importance of reliable banking services in your life, whether you're looking for checking and savings accounts, auto loans, or mortgage options. At First Choice Community Credit Union, we strive to create a welcoming environment where every member feels valued. Our dedicated team of 15 employees, led by our CEO Carisa Chitwood and Board President Jason Haggard, is here to assist you with all your financial needs. We take pride in providing personalized service and building long-lasting relationships within our community. While members can visit us at our branch location for everyday banking needs, official correspondence should be sent to the same address. We offer a range of services tailored just for you be it personal banking, business loans, or online banking options. With total deposits reaching $6,591,687 and cash in hand amounting to $669,609, we are well-equipped to support you on your financial journey. Explore how we can help you achieve your financial goals today! Visit us or give us a call at 865-637-0112. Together, let's pave the way to a brighter financial future! For more information about our services and membership eligibility, check out our website at firstchoiceccu.org.

Branch History & Mission

At First Choice Community Credit Union, we celebrate a rich legacy that began in 1934 in the heart of Knoxville, TN. Since our inception, we have dedicated ourselves to serving our members and the broader community with integrity and compassion. Located at 100 N 17Th St, our branch has become a familiar landmark for many families who rely on us for their financial needs. Over the years, First Choice Community has grown significantly. We proudly serve over 3,840 members, managing total assets of approximately $49 million. Our journey reflects not only our commitment to providing high-quality financial services but also our aim to create lasting relationships within our community. As we evolved, we embraced modern banking technologies while ensuring that every member feels valued and supported. Our mission is clear: to empower individuals and families through accessible financial services that foster economic growth and stability. We believe in putting people before profits. This means offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more all tailored to meet the unique needs of our members. While members can visit us at 100 N 17Th St for all their banking needs, official correspondence should be sent to our mailing address at 100 N 17th St, Knoxville, TN 37921-6750. In addition to traditional banking services, we offer conveniences like ATM access and drive-thru banking for quick transactions. Our operating hours from 9:00 AM to 5:00 PM Monday through Friday make it easy for members to connect with us when they need assistance. We are committed to being a responsible community partner. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us. Our efforts extend beyond mere transactions; we aim to enrich lives by supporting local initiatives that promote well-being and financial literacy. As we continue on this journey together, we invite you to join First Choice Community Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution that truly cares about its members' success. Reach out today at (865) 637-0112 or visit us online at First Choice Community your choice for a brighter financial future!

Branch Location & Accessibility

Get in Touch

Feel free to give us a call at 865-637-0112 if you have any questions or want more information about how we can serve you better. We're excited to welcome you to First Choice Community Credit Union!

Nearby Landmarks and Accessibility

We're located just a stone's throw from several local landmarks, making us an easily recognizable stop for your banking needs. With ample parking available right outside, you can visit us hassle-free. Our branch is fully accessible, featuring ADA-compliant entrances and ramps, so everyone can access our services comfortably.

Operating Hours and Services

You can find us open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with everything from personal banking to auto loans and credit cards with rewards. We also offer essential services like drive-thru banking for quick deposits and withdrawals, along with ATM access for your convenience. If you ever need to send official correspondence, please note that while you can visit us at 100 N 17th St, all mail should be directed to the same address for consistency.

Member Eligibility

At First Choice Community, we believe that everyone deserves a chance to belong to a community that cares. Joining us is simple! If you live, work, worship, or attend school in the Knoxville area, you're already on your way to becoming a member. We welcome individuals and their families to experience the benefits of our services. By choosing First Choice Community, you gain access to personalized banking solutions and a supportive team dedicated to helping you achieve your financial goals. For more detailed eligibility information, check out our website at http://www.firstchoiceccu.org/membership.html. Once you've confirmed your eligibility, opening an account is just as easy! You can start the process online by visiting https://my.homecu.net/fi/fcccu/secure-forms/loan-application.html or give us a call at (865) 637-0112 if you have any questions. We're here to guide you every step of the way, ensuring that joining First Choice Community feels like stepping into a place where your needs truly matter. Come visit us at 100 N 17Th St Knoxville Tn 37921 and see how we can help you thrive!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments seamlessly, enhancing your customer experience while keeping your cash flow steady. Our merchant services are crafted with your business in mind, providing tools that simplify transactions and allow you to focus on what matters most growing your business. If you're looking for a partner who truly cares about your success, visit us at 100 N 17Th St Knoxville Tn 37921 in Knoxville, TN, or call us at (865) 637-0112. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we are eager to provide flexible financing solutions when the opportunity arises. We believe in empowering local entrepreneurs by offering loans that can turn dreams into reality.

Comprehensive List Of Services

Convenient Access to Your Funds

Accessing your money shouldn't be a hassle. With our ATM & Cash Withdrawal Services, getting cash is as easy as stopping by one of our conveniently located ATMs or using our drive-thru service for basic transactions like deposits and withdrawals. You can even check your balance without stepping foot inside!

Financing Your Dreams

If you're looking to purchase a vehicle or refinance an existing loan, our Auto Loans & Vehicle Financing services can help turn your dreams into reality. Picture yourself cruising down the road in a new car, knowing you've secured competitive rates and flexible terms tailored just for you. We also offer Mortgage Loans & Refinancing options to guide you through the process of buying or refinancing your home, making it easier than ever to find a place you'll love.

Join Us Today!

We invite you to explore all that we have to offer at First Choice Community. Visit us at 100 N 17Th St Knoxville Tn 37921 or give us a call at (865) 637-0112 for more information about how we can assist you on your financial journey. Experience convenience and personalized service today! Check out our website at First Choice Community Credit Union for additional details and resources tailored just for you.

Personal Banking Made Easy

Managing your money should be straightforward. With our Personal Banking options, including Checking & Savings Accounts, you can easily keep track of your finances. Imagine having a checking account that fits your lifestyle one that allows you to make deposits and withdrawals with ease, whether you're at home or on the go. Our online and mobile banking services let you manage your accounts anytime, anywhere.

Simplifying Borrowing

Need some extra cash? Our Personal Loans & Debt Consolidation services are designed to provide quick access to funds when you need them most. Whether it's for unexpected expenses or consolidating debt into one manageable payment, we've got you covered. Plus, with our Credit Cards with Rewards, every purchase brings you closer to exciting benefits.

Supporting Local Businesses

At First Choice Community, we also understand the importance of supporting local businesses. That's why we offer Business Banking solutions, including merchant services and business loans. We are committed to helping local entrepreneurs thrive in our community by providing the resources they need.

Digital & Online Banking

Key Services

Our online banking platform offers a variety of features designed to enhance your banking experience. You can check balances, transfer funds, and pay bills all in one place. Plus, with the ability to set up e-statements, you'll receive your account statements electronically, saving time and paper just another way we prioritize your convenience while keeping everything secure. For those on the go, our mobile application is available for download, allowing you to manage your accounts right from your smartphone or tablet. Even if you don't have our mobile payments feature yet, you can still enjoy person-to-person transfers, making it easy to send money to friends or family without needing cash.

Security and Accessibility

We take your security seriously. While we currently do not offer electronic signature authorization, rest assured that our online banking services are designed with safety measures to protect your information. Our 24/7 online banking ensures that you have access to your accounts whenever you need it, so you never feel out of touch with your finances. With easy navigation and real-time account management, managing your money has never been simpler. Whether you're at home or on the move, First Choice Community provides the tools you need to stay in control of your financial life. Join us today and discover how our digital banking services can make a difference!

Financial Strength

At First Choice Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a solid foundation of financial health that you can trust. With a net worth of $7,285,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,478,348 in share certificates and $2,857,565 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,285,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $622 in used auto loans and $21,379,210 in total loans and leases. Our commitment to operational efficiency is reflected in our $152,674, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,816. Total Share and Deposit Accounts: 7,211, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Choice Community is your trusted partner. Visit us at 100 N 17Th St Knoxville Tn 37921 or call (865) 637-0112 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to our primary offerings, we have robust credit lines available totaling $3,000,000. These lines of credit can be used for personal needs or emergencies giving you peace of mind when it matters most. If you're considering refinancing any existing loans or exploring eligibility options for new ones, our friendly team is here to guide you through the process and find the best solution for your situation. For more details about our loan products or to get started on your application today, feel free to reach us at 865-637-0112 or visit us at our branch located at 100 N 17Th St, Knoxville TN 37921. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,748,426 in used vehicle loans and $2,261,833 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we have financing options that can make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,194,985, make buying or refinancing simple. We provide clear terms and competitive rates to support you through every step of the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $645,999 in loans helping members manage their finances effectively. These cards come with various benefits that cater to your spending habits and offer an easy way to handle everyday expenses.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented are credible and vetted. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You will find a level playing field where each offer stands on its own merits. Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions, allowing you to make informed decisions quickly. This feature is particularly valuable in a fast-moving market where rates can change daily. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this underscore the platform's reliability and effectiveness in finding suitable loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST CHOICE COMMUNITY CREDIT UNION - Knoxville, TN

Compare Loan Rates Near You

Loan rates in Knoxville, TN (37921)