City Employees Credit Union Knoxville TN | Top Auto Loans & Checking

Introduction

Welcome to City Employees, your trusted financial partner located at 4426 Western Ave, Knoxville, TN 37921. Since our establishment in 1932, we have proudly served over 8,500 members, helping them achieve their financial goals with personalized services and community-focused solutions. With total assets exceeding $111 million, we offer a variety of products designed to meet your needs from checking and savings accounts to auto loans and mortgages. At City Employees, we understand that banking is about more than just numbers; it's about building relationships within our community. Our dedicated team, led by CEO James Carroll and Board President Chris Cunningham, is committed to providing exceptional service and support. Whether you're looking for a new loan or need assistance with your existing accounts, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 4426 WESTERN AVE, KNOXVILLE, TN 37921. With a robust financial foundation including total deposits of $10,554,402 and net worth of $23,279,676 you can trust us to safeguard your assets. We invite you to explore all that City Employees has to offer. For inquiries or assistance, feel free to call us at 865-824-7210 or visit our website at www.cecuknox.com. Join us today and experience the difference of being part of a credit union that truly cares!

Branch History & Mission

Join Us

As we continue on this journey of growth and service since 1932, we invite you to become part of our story. Experience firsthand the benefits of membership at City Employees Credit Union where your financial well-being is our top priority. Explore what we offer by visiting our website or give us a call at 865-824-7210. Let's work together towards a brighter financial future!

Our Evolution

Over the decades, City Employees has continually evolved to meet the changing needs of our members. From humble beginnings serving local city employees, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking services. Today, with total assets exceeding $111 million, we are proud to be a reliable financial partner in the lives of our members. Our commitment to innovation is evident in our digital advancements. We offer online and mobile banking options that make managing finances easier than ever. Members can take advantage of features like electronic signatures and mobile payments, ensuring accessibility for everyone. Our ATM availability means that cash withdrawals are convenient and straightforward.

Our Mission

At City Employees Credit Union, our mission is simple yet impactful: we aim to provide exceptional financial services while fostering community growth and support. We believe that every member deserves personalized service and fair financial solutions. Our goal is not just to serve but to empower individuals and families within Knoxville. Our team is dedicated to making a difference through partnerships and outreach programs designed to uplift our community. Whether it's supporting local initiatives or providing educational resources about personal finance, we strive to create a positive impact beyond traditional banking. While members can visit us at 4426 Western Ave, official correspondence should be sent to 4426 WESTERN AVE, KNOXVILLE, TN 37921 if different from the branch address.

Branch Location & Accessibility

Welcome to the City Employees branch located at 4426 Western Ave in Knoxville, TN! We are proud to be part of the vibrant community in Knox County, easily accessible for all your banking needs. Our location is just a stone's throw away from local landmarks, making it convenient for you to stop by while running errands or enjoying a day out. At our branch, you'll find ample parking available, ensuring that your visit is hassle-free. For those with mobility challenges, we have ADA-compliant features and ramps to make your experience as comfortable as possible. Whether you're here to open an account, apply for a loan, or simply ask questions about our services, our friendly staff is ready to assist you. Our lobby hours are designed to accommodate your busy schedule. We welcome you from 8 AM to 4:30 PM on Monday through Wednesday and extend our hours until 5 PM on Thursday and Friday. If you prefer self-service options, we also have an ATM available for quick cash withdrawals and balance checks. While members can visit us at 4426 Western Ave, official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, feel free to call us at 865-824-7210. We invite you to drop by and discover how City Employees can support your financial goals with personal banking solutions including checking and savings accounts, auto loans, mortgages, and more. Your journey towards better banking starts here!

Member Eligibility

Joining the City Employees community is an exciting opportunity to access a world of financial support and services tailored just for you. If you're wondering about eligibility, it's quite simple! Our membership is open to individuals who live, work, or worship in the Knoxville area, as well as their family members. This means that if you're part of our vibrant community, you can enjoy the benefits we offer. To learn more about specific criteria or any updates, feel free to check out our detailed eligibility information at http://www.cecuknox.com/become-a-member/ . Getting started is easy! You can open your account by visiting us at 4426 Western Ave Knoxville Tn 37921 or simply give us a call at (865) 824-7210. We're here to help guide you through every step of the process. Becoming a member not only grants you access to competitive rates on loans and savings but also connects you with a supportive network that cares about your financial well-being. Don't wait too long; let's embark on this journey together!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $56 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,028, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing can set your business apart. Our merchant services allow you to accept payments seamlessly, ensuring your customers enjoy a smooth transaction experience. Imagine a retail store that can quickly process sales without delays this not only enhances customer satisfaction but also helps maintain steady cash flow. Visit us at 4426 Western Ave Knoxville Tn 37921 in Knoxville, TN or call us at (865) 824-7210 to explore how our services can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services can help turn that dream into reality. With competitive rates and flexible terms, we ensure that financing your vehicle is not only affordable but also convenient. Picture driving off in your new car without the stress of complicated paperwork or hidden fees.

Business Banking Solutions

For our entrepreneurial members, we provide robust Business Banking solutions including merchant services and business loans. We're committed to helping local businesses thrive by offering financial products that cater specifically to their needs.

Credit Cards with Rewards

With our Credit Cards with Rewards, spending can actually work in your favor. Enjoy earning points on everyday purchases which can be redeemed for exciting rewards. It's a great way to get more from the money you spend!

Easy Access with Digital Banking

To enhance convenience, we offer comprehensive Online & Mobile Banking features that allow you to manage your finances on-the-go. From ATM access for cash withdrawals and balance checks to person-to-person payment options, staying connected with your finances has never been easier. At City Employees, we pride ourselves on being more than just a credit union; we're a community partner invested in helping you succeed financially. If you have questions about any of our services or want to learn more about how we can assist you, please don't hesitate to reach out at (865) 824-7210 or visit us at our branch in Knoxville, TN. Together, let's work towards achieving your financial goals!

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones. Our Mortgage Loans & Refinancing options are designed to support you on this journey. Whether you're buying your first home or refinancing an existing mortgage for better terms, our team will guide you every step of the way.

Personal Banking Services

We offer various Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. Whether it's making deposits, paying bills, or transferring money between accounts, we make it simple and straightforward.

Personal Loans & Debt Consolidation

If you're looking to consolidate debt or need extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can help ease your financial burden. We understand life can throw surprises at you, and having the right support makes all the difference.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, making it simple for you to sign documents securely from the comfort of your home. Plus, with e-statements available, you can say goodbye to paper clutter while still keeping track of your transactions effortlessly. For those who are always on the go, our mobile application is a must-have. It allows you to manage your accounts right from your smartphone. Want to split the bill with friends? Our person-to-person transfer feature lets you send money instantly and securely. Additionally, if you're into mobile payments, you'll love the convenience of making purchases directly from your phone. It's fast, easy, and secure giving you peace of mind wherever you shop. At City Employees, we prioritize not just convenience but also security. Our digital banking services are designed with user-friendly features that keep your information safe while allowing for real-time account management. Explore all these features and more by visiting us online today! With City Employees, banking has never been easier or more secure.

Financial Strength

A Growing Community

We proudly serve a strong community with a total of 14,384 share accounts. This shows that more people trust us with their finances every day. Net Shares (Funds available for lending and investments): $154,027 further highlight our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, City Employees is your trusted partner. Visit us at 4426 Western Ave Knoxville Tn 37921 or call (865) 824-7210 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth

With $21,259,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $8,645 in used auto loans and $67,523,316 in total loans and leases. Our operational efficiency is reflected in our $2,019,810, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $10,631,973 in share certificates and $6,318,332 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $23,279,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,094 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,576,674 in used vehicle loans and $8,146,663 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to guide you through the process and ensure you find the best fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $248,028 provide the capital needed to grow and expand your business. We recognize how vital access to funds is for entrepreneurs and small businesses, and we're dedicated to offering tailored solutions that meet your specific needs. At City Employees, we are committed to making borrowing accessible and straightforward. If you're interested in learning more about our loan offerings or checking eligibility for any of our products, don't hesitate to reach out. You can contact us at (865) 824-7210, or visit us at our branch located at 4426 Western Ave Knoxville Tn 37921 in Knoxville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,086,998, make buying or refinancing simple. We know that navigating the mortgage landscape can be overwhelming, so our experts are ready to assist you every step of the way. If you're considering refinancing an existing mortgage, we can help you explore eligibility options that might lower your monthly payments or overall interest costs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,153,662 in loans helping members manage their finances effectively. Our credit cards come with benefits that can reward your everyday spending while providing you with the convenience and security you need.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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CITY EMPLOYEES CREDIT UNION