Personal Loans in Knoxville, TN

Looking for personal loan options in Knoxville, TN? Our easy comparison tool helps you explore competitive credit union loan rates so you can find the best fit for your budget and needs. Local lenders offer flexible terms with a friendly, community-focused approach.

Whether you’re covering unexpected expenses or planning a big purchase, comparing rates from trusted Knoxville credit unions ensures you get affordable financing with fast approval. Take control of your loan search and discover options that support your financial goals right here at home.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
tvacreditunion
7.99 - 12.94 %
1 - 5 Yrs
∞
tvfcu
7.99 - 16.99 %
1 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-01

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7 and 30 days. Their Personal line of credit (loc) has a 10.99% APR, also unchanged from one week and one month ago. Both rates have remained steady through 60 and 90 days as well. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Knoxville Tva Employees has a Credit builder loan with an APR of 2.15% , which has stayed the same over the past 7, 30, and 60 days. Their Signature loan fixed rate is 7.99% , also unchanged from 7, 30, 60, and 90 days ago.

Tennessee Valley's Personal term loan has a 7.99% APR today, which is unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 7.9% . This rate has stayed steady over the past two months. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Firefighters First has a Signature loan with an APR of 8.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time.

🏦 All Local Lenders in Knoxville, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST CHOICE COMMUNITY CREDIT UNION
100 N 17TH ST KNOXVILLE TN 37921
ATM
Drive-Thru
P2P
E-Statements
Assets: $49,037,632
Deposits: $6,591,687
Net Worth: $7,285,952
Employees: 15
Members: 3,840
CITY EMPLOYEES CREDIT UNION
1720 WESTERN AVE KNOXVILLE TN 37921
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $111,161,645
Deposits: $10,554,402
Net Worth: $23,279,676
Employees: 21
Members: 8,502
CITY EMPLOYEES CREDIT UNION
4426 WESTERN AVE KNOXVILLE TN 37921
ATM
P2P
E-Statements
E-Signature
Assets: $111,161,645
Deposits: $10,554,402
Net Worth: $23,279,676
Employees: 21
Members: 8,502

🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
✅Y12 CREDIT UNION
✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅FIRST CHOICE COMMUNITY CREDIT UNION
✅U T CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅TNCONNECT CREDIT UNION
✅KNOX CO EMPLOYEES CREDIT UNION
✅ORNL FEDERAL CREDIT UNION
✅ENRICHMENT FEDERAL CREDIT UNION
✅KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅CITY EMPLOYEES CREDIT UNION
✅KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION
✅KNOX COUNTY TEACHERS FEDERAL CREDIT UNION
✅NEW SOUTH CREDIT UNION CREDIT UNION
✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
✅CONSUMER CREDIT UNION

Compare other loan types in Knoxville, TN

Why compare Personal Loans in Knoxville, TN on LendMesh

If you’re searching for credit union loan rates for personal loans in Knoxville, TN, it’s smart to keep comparing offers on LendMesh. Exploring different lenders helps you uncover better deals and find lower rates that fit your budget. Taking the time to shop around ensures you make a well-informed choice without rushing into the first option you see.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in Knoxville’s loan market. Simply set your target rate—say 4% or 5%—and receive notifications when offers dip below that number. You’ll get weekly or monthly updates with expert insights, rate trends, and specially selected loan deals, all designed to help you secure the best personal loan at the right time.

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