Personal Loans in Knoxville, TN

Looking for a personal loan with low interest rates in Knoxville, TN? Local credit unions offer affordable options tailored to your needs, helping you manage expenses without the stress. Comparing offers lets you find the best fit for your budget and goals.

Take advantage of flexible terms and quick approvals from trusted Knoxville credit unions. Whether it’s a home project or unexpected bills, exploring your loan options here means smarter borrowing with a friendly, community-focused approach.

Filters

Lender
APR
Term
Amount
Link
Info
ornlfcu
9.99 - 10.99 %
∞
cafcu
9.99 - 13.99 %
∞
redfcu
10.79 - 17 %
5 - 6 Yrs
1,600 - $50,000
∞
forteracu
10.99 - 18 %
3 - 5 Yrs
$40,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firstsouth
12 - 14.75 %
∞
ascend
12.35 - 18 %
0.2 - 5 Yrs
∞
y12fcu
12.49 - 14.49 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Ornl has a Name personal loan with an APR of 9.99% , which has stayed the same over the past 7, 30, and 60 days. The Name personal line of credit has a 10.99% APR and has also not changed in the last 7, 30, or 60 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

First South Financial has a Fresh start saver loan with an APR of 10% , unchanged from 30 and 60 days ago. The Personal/unsecured loan has a 14.75% APR, which has stayed steady over the past 7, 30, 60, and 90 days. Ascend has a Personal loan and a Personal line of credit, both with an APR of 12.35% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Y–12 has a Signature loan (unsecured) with an APR of 12.49% , which is unchanged from 7 and 30 days ago. The Access line of credit (unsecured) has a rate of 14.49% , also steady over the past week. Both rates remain the same compared to a month ago.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Knoxville, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
ORNL FEDERAL CREDIT UNION
808 VICTOR DR KNOXVILLE TN 37912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,064,319,542
Deposits: $177,820,004
Net Worth: $453,527,196
Employees: 550
Members: 219,109
Y-12 FEDERAL CREDIT UNION
6640 CLINTON HWY KNOXVILLE TN 37912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,146,504,594
Deposits: $3,918,129
Net Worth: $246,972,129
Employees: 359
Members: 115,349
ENRICHMENT FEDERAL CREDIT UNION
5201 SCHUBERT RD KNOXVILLE TN 37912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $919,515,607
Deposits: $162,200,003
Net Worth: $96,773,919
Employees: 142
Members: 46,738
KNOXVILLE TVA EMPLOYEES CREDIT UNION
1316 WILSON RD KNOXVILLE TN 37912
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,597,875,929
Deposits: $638,126,989
Net Worth: $455,296,698
Employees: 653
Members: 285,151
KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
5207 SCHUBERT RD KNOXVILLE TN 37912
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $36,383,978
Deposits: $5,179,721
Net Worth: $6,148,406
Employees: 5
Members: 1,688

🏘️ All the Lenders Available in Knox County, TN

✅KNOXVILLE TEACHERS FEDERAL CREDIT UNION
✅Y12 CREDIT UNION
✅KNOXVILLE TVA EMPLOYEES CREDIT UNION
✅FIRST CHOICE COMMUNITY CREDIT UNION
✅U T CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅TNCONNECT CREDIT UNION
✅KNOX CO EMPLOYEES CREDIT UNION
✅ORNL FEDERAL CREDIT UNION
✅ENRICHMENT FEDERAL CREDIT UNION
✅KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅CITY EMPLOYEES CREDIT UNION
✅KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION
✅KNOX COUNTY TEACHERS FEDERAL CREDIT UNION
✅NEW SOUTH CREDIT UNION CREDIT UNION
✅TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION
✅CONSUMER CREDIT UNION

Compare other loan types in Knoxville, TN

Why compare Personal Loans in Knoxville, TN on LendMesh

If you’re searching for a credit union with low interest rates for personal loans in Knoxville, TN, it’s worth exploring multiple lenders to find the best fit for your needs. LendMesh lets you compare a variety of options side by side, helping you spot affordable rates and favorable terms without any pressure. Taking a little extra time to review your choices can lead to smarter borrowing decisions and better loan deals.

Consider subscribing to LendMesh for personalized loan alerts tailored to Knoxville borrowers like you. Simply set your target interest rate, and we’ll notify you as soon as offers meet your goal. You’ll also receive weekly or monthly updates featuring expert insights, current rate trends, and curated loan deals—all designed to keep you informed and ready to act when the perfect opportunity arises.

Customers are also interested in:

Credit Union With Low Interest Rates For Personal Loans