Ornl Credit Union Knoxville TN | Best Auto Loans & Personal Banking

Introduction

Welcome to Ornl, your trusted financial partner located at 808 Victor Dr, Knoxville, TN 37912. Since our establishment in 1948, we have been dedicated to serving our community with reliable banking solutions and a personal touch. With over 219,000 members relying on us, we pride ourselves on being more than just a credit union; we are a cornerstone of the Knoxville community. As part of the Ornl Credit Union, we manage assets totaling an impressive $4,064,319,542 and have facilitated 99,975 loans to help our members achieve their dreams. Whether you're looking for a new home, financing for a vehicle, or simply want to manage your savings effectively, we offer a range of services tailored just for you. Our total deposits stand at $177,820,004, demonstrating the trust our members place in us. Led by our CEO Jenny Vipperman and Board President William Gorman, our team of 550 employees is here to assist you with personalized service that makes banking easy and convenient. We understand that financial decisions can be daunting, which is why we strive to provide clear guidance and support. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 808 Victor Drive, Knoxville, TN 37912. At Ornl, we're not just about numbers; we're about people. Our commitment goes beyond providing financial services we're invested in helping you build a brighter future. Reach out to us today at 865-688-9555 or explore more about our offerings on our website ornlfcu.com. Join us as we continue to grow together!

Branch History & Mission

Community Engagement

We take pride in our partnerships with local organizations and our active role in community outreach initiatives. Whether it's sponsoring local events or supporting charitable causes, we are committed to giving back to the community that has supported us for so long. As we continue to grow and adapt, we invite you to join us on this journey. Experience the difference of being part of a credit union that truly cares about its members and the community. Visit us today at 808 Victor Dr Knoxville Tn 37912 or give us a call at (865) 688-9555 for more information on how you can become part of the Ornl family! Together, let's build a brighter financial future.

Our Mission

At Ornl, our mission goes beyond traditional banking. We strive to empower our members through accessible financial services while fostering a spirit of community involvement and support. We believe in making a positive impact by offering a range of products including personal banking, auto loans, mortgages, and business services tailored to fit the unique needs of our members. Our dedication to innovation is evident in the digital advancements we've made. With online and mobile banking options, along with convenient ATM access and drive-thru service available, we ensure that managing your finances is simple and efficient. We also prioritize inclusivity by maintaining ADA compliance throughout our facilities.

Branch Location & Accessibility

A Friendly Invitation

We invite you to stop by our North Knoxville branch today! If you have any questions or want more information about our services, don't hesitate to give us a call at 865-688-9555. We look forward to helping you achieve your financial goals!

Accessibility Features

At Ornl's North Knoxville branch, we prioritize making banking easy for everyone. Our facility is ADA compliant, featuring ramps and accessible entrances to ensure that all members can navigate the space comfortably.

Nearby Landmarks and Parking

Our branch is situated near popular spots like the West Town Mall and the scenic Knoxville Botanical Garden, making it a great place to stop by before or after running errands or enjoying a day out. We have ample parking available right outside the branch, so you won't have to worry about finding a spot.

Operating Hours and Services Offered

We understand that everyone has busy schedules, which is why we offer flexible hours. Our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Fridays, and our drive-thru service is available on Saturdays from 8:30 AM to noon. This means you can easily find time to visit us! In addition to our welcoming environment, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Need cash in a hurry? Our ATM is readily available for quick withdrawals and balance checks.

Member Eligibility

Joining the Ornl community is like stepping into a family that truly cares about your financial well-being. To become a member, you simply need to meet some friendly eligibility requirements, which are designed to welcome individuals from various backgrounds. Generally, if you live, work, worship, or attend school in the area surrounding 808 Victor Dr Knoxville Tn 37912, you're likely eligible to join us! We encourage everyone to check out the detailed criteria to see if you qualify. Once you're ready to take the next step, opening an account is straightforward and hassle-free. You can start your journey toward membership by visiting our account opening page at https://www.ornlfcu.com/apply-today. If you have any questions or need assistance, don't hesitate to reach out to us at (865) 688-9555. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, our merchant services offer practical benefits that make daily operations smoother. Whether you need a reliable payment processing solution or tools to manage your cash flow, we're here to help your business thrive. Our offerings allow you to focus on what you do best serving your customers. Visit us at 808 Victor Dr Knoxville Tn 37912, Knoxville, TN, or call us at (865) 688-9555 to learn more about how we can help your business grow!

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We know that accessing cash quickly is essential. Our ATM network allows you to withdraw cash and check balances effortlessly. Plus, our drive-thru service provides basic banking transactions like deposits and withdrawals without having to leave your vehicle. At Ornl, we're committed to ensuring that our members have all the tools they need for financial success. With flexible hours open Monday through Friday and Saturday mornings we're here when you need us most. If you're ready to take advantage of our services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (865) 688-9555 or visit us online at North Knoxville today!

Business Banking Services

For business owners, Ornl offers comprehensive business banking solutions. From merchant services that help streamline transactions to business loans that support growth and expansion, we understand the unique challenges faced by small businesses. Let us partner with you to help your business thrive.

Credit Card Options

Looking for a credit card that offers rewards? Our credit cards are designed to give you benefits while making purchases easier. You can earn points on everyday spending, making it a smart choice for anyone who wants to maximize their financial rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With our digital platforms, you can easily check balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your home or on the go.

Personal Banking Solutions

Our personal banking services are designed with you in mind. You can open checking and savings accounts that fit your lifestyle, allowing you to manage your money effectively. If you're in the market for a vehicle, our auto loans make financing easy and accessible. We also offer mortgage loans and refinancing options for those looking to purchase or improve their home. For individuals needing quick cash solutions, our personal loans and debt consolidation services can provide the assistance you require.

Digital & Online Banking

Key Features

Our online banking system allows you to view your account balances, transfer money between accounts, and pay bills with ease. Whether you're at home or on the go, you can keep track of your finances 24/7 thanks to our reliable online banking services. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. For those who prefer using their smartphones, our mobile application offers all the functionalities of online banking right at your fingertips. You can even make mobile payments seamlessly, adding another layer of convenience to your everyday transactions.

Security and Accessibility

Your security is our top priority. At Ornl, we utilize electronic signature authorization for secure transactions and ensure that your information remains confidential. Additionally, with e-statements available, you'll reduce paper clutter while still keeping an eye on your account activity. Managing your finances has never been easier or more secure. With user-friendly features and real-time account management tools, you can handle everything from checking balances to making payments all without needing to visit a branch. Experience the freedom of banking whenever and wherever you want with Ornl's robust digital services!

Financial Strength

At Ornl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, knowing that your financial institution is strong can provide peace of mind. With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we support members' financial goals across various sectors. Our performance reflects operational efficiency with a net income of $11,715,646, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,411,631. Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 808 Victor Dr Knoxville Tn 37912 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable pre-owned vehicle, our financing options are designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses, and our team is ready to assist you in securing the funding necessary for your success. At Ornl, we believe that everyone deserves access to fair and supportive financing options. If you're considering refinancing or want to check your eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (865) 688-9555 or visit us at our branch located at 808 Victor Dr Knoxville Tn 37912 in Knoxville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We provide various plans to suit different budgets and timelines, ensuring you can find the perfect solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you in everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that you can trust the offers presented to you are fair and transparent. By working only with verified institutions, LendMesh guarantees that the data you see reflects the actual terms available in the market.

ORNL FEDERAL CREDIT UNION - Knoxville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Knoxville, TN (37912)