Knoxville TVA Employees Credit Union Knoxville TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Knoxville TVA Employees, your trusted financial partner since 1934! Located at 1316 Wilson Rd, Knoxville, TN 37912, we pride ourselves on providing exceptional service and a range of financial products tailored to meet the needs of our 285,151 members. With total assets exceeding $4.5 billion and total deposits reaching $638 million, we have the resources to help you achieve your financial goals. At Knoxville TVA Employees, we understand that every member is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our dedicated team of 653 employees, led by CEO Lynn Summers and Board President Tom Heffernan, is committed to ensuring you receive personalized support every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1316 Wilson Rd, Knoxville, TN 37912. Whether you're looking to open a new account or need assistance with existing services, feel free to reach out to us at 865-544-5400. Our community impact extends beyond banking; we are dedicated to giving back and supporting local initiatives that matter most to you. Join us in creating a brighter financial future together! Ready to take the next step? Visit our website at tvacreditunion.com or give us a call today!

Branch History & Mission

Our Mission

At the core of our mission is a simple yet powerful belief: to provide exceptional financial services while fostering a sense of community. We strive to empower our members with the tools they need to achieve their financial goals. From personal banking options like checking and savings accounts to auto loans, mortgages, and business banking services, we are here to meet diverse needs. We understand that banking is not just about transactions; it's about building relationships. That's why we actively engage in community outreach efforts, partnering with local organizations to support initiatives that uplift those around us. Our commitment extends beyond numbers; it reaches into the very fabric of our community. While you can visit us at 1316 Wilson Rd Knoxville Tn 37912 for your banking needs, please note that official correspondence should be directed to our mailing address: 1316 Wilson Rd, Knoxville, TN 37912 if it differs from our branch address. As part of our dedication to accessibility, we offer modern conveniences such as online and mobile banking, ensuring that you can manage your finances anytime, anywhere. Additionally, our branch features drive-thru banking services for quick transactions and an ATM for easy access to cash. We invite you to experience the difference at Knoxville Tva Employees. Join us today and become part of a community that values its members' aspirations and supports them every step of the way. Together, let's build a brighter financial future! For inquiries or assistance, feel free to reach out at (865) 544-5400.

Branch Location & Accessibility

Convenient Services at Your Fingertips

We offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're equipped to help you manage your finances effectively. Plus, with ATM availability on-site, accessing your funds is quick and hassle-free. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be directed to our mailing address at the same location 1316 Wilson Rd, Knoxville, TN 37912.

Join Us Today!

We invite you to experience the friendly service and convenience that Knoxville TVA Employees has to offer. Whether you're looking to open an account or simply have questions about our services, our team is ready to assist you. Stop by today or give us a call we can't wait to meet you!

Operating Hours Tailored for You

At Knoxville TVA Employees, we understand that life can get hectic. That's why we're here to accommodate your schedule with flexible operating hours. Our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. For those who prefer Saturdays, we welcome you from 8:30 AM to 12:30 PM. Feel free to drop by or call us at 865-544-5400 if you have any questions!

Visit Us Easily

Finding us is simple! Whether you're coming from the bustling heart of Knoxville or nearby communities, our location offers ample parking and easy access for everyone. We've made sure that our facility is ADA compliant, so all members can navigate comfortably. If you need to stop by during your busy day, you'll be pleased to know we have a drive-thru option available for quick transactions.

Member Eligibility

Becoming a member of Knoxville Tva Employees is like stepping into a community that truly cares about your financial well-being. If you're looking to join us, you'll be pleased to know that membership is open to a wide range of individuals. Typically, anyone who lives, works, or worships in the Knoxville area can qualify. It's our mission to make banking accessible and beneficial for all our members, providing you with personalized services and competitive rates. To learn more about the specific eligibility requirements, feel free to visit our website at . We believe that joining should be an easy process, so don't hesitate to reach out if you have questions! You can contact us at (865) 544-5400 for assistance or to get started on opening your account today. We're excited to welcome you to the Knoxville Tva Employees family, located conveniently at 1316 Wilson Rd Knoxville Tn 37912!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that simplify daily transactions for businesses. Imagine having the ability to accept payments seamlessly whether it's credit cards, mobile payments, or online transactions all while keeping your operating costs low. Our merchant services empower you to focus on what really matters: growing your business. Visit us at 1316 Wilson Rd Knoxville Tn 37912, Knoxville, TN, or give us a call at (865) 544-5400 to learn more about how we can partner with you on your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $162 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $319,790,548, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs, we provide business banking services, including merchant services and business loans. Whether you're launching a startup or looking to expand an existing business, we're here to support you with personalized service.

Convenience Through Technology

In today's fast-paced world, convenience is key. That's why at North Knoxville, we emphasize our online and mobile banking features. Check balances, transfer funds, or pay bills from anywhere using our user-friendly app or website. Additionally, access cash easily at our ATMs or through basic drive-thru banking services for simple transactions like deposits and withdrawals.

Get Started Today!

We invite you to explore all that Knoxville Tva Employees has to offer. Whether you're looking for personal banking solutions or business support, our dedicated team is ready to assist you with any questions you may have. Don't hesitate give us a call at (865) 544-5400 or visit us in person at 1316 Wilson Rd Knoxville Tn 37912 in Knoxville, TN. Let's work together towards achieving your financial goals!

Home Financing Made Easy

When it comes to finding the perfect home, we understand that financing can be daunting. That's why we offer mortgage loans and refinancing options tailored to fit your financial situation. Our knowledgeable staff will guide you through the process, ensuring that you feel confident every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts that cater to different lifestyles. If you're planning a big purchase or just want to save for a rainy day, our accounts can help you reach your goals. For those looking to buy a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier than ever to get behind the wheel of your dream car.

Personal Loans for Every Need

Life can throw unexpected expenses your way. With our personal loans and debt consolidation services, you can take control of your finances and manage your bills more effectively. We work with you to create a plan that suits your needs.

Rewarding Credit Card Options

Our credit cards with rewards are designed to give back. Use them for everyday purchases and enjoy benefits that add value to your spending.

Digital & Online Banking

Mobile Banking on the Go

For those who are always on the move, our mobile application is here to help. Available for download on your favorite device, it provides all the features you need at your fingertips. From mobile payments to person-to-person transfers, managing your money has never been so accessible. Whether you're grabbing coffee or running errands, you can make transactions quickly and securely.

Online Banking Features

Our 24/7 online banking services allow you to check your balances, pay bills, and transfer money with just a few clicks. You can also enjoy the benefits of electronic statements, making it easy to keep track of your finances without the clutter of paper. Plus, with our secure electronic signature authorization, signing documents has never been simpler or more efficient.

Security You Can Trust

We prioritize your security in every aspect of our digital banking services. Our platforms use advanced encryption technology to protect your personal information and transactions. You can bank with peace of mind knowing that your data is safe with us. At Knoxville Tva Employees, we are committed to providing you with the tools you need for real-time account management and financial wellness. Experience the ease and efficiency of our digital and online banking services today!

Financial Strength

At Knoxville Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential. That's why we are proud to share our solid financial foundation with you. With a net worth of $455,296,698, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1014 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,343,892,392 in share certificates and $715,436,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,571,090, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $398,076,620 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,471 in used auto loans and an impressive total of $3,789,339,338 in loans and leases. Our commitment to operational efficiency is evident in our net income of $47,478,629, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $75,040,666. Total Share Accounts: 644,456, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Knoxville Tva Employees is your trusted partner. Visit us at 1316 Wilson Rd Knoxville Tn 37912 or call 865-544-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $177,204,919 in used vehicle loans and $1,984,132,964 in new vehicle loans already helping members get on the road. Whether it's a new or pre-owned vehicle, our financing solutions are structured to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $319,790,548 provide the capital needed to grow and expand. We recognize that running a business requires financial agility, and we are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $146,677,401, make buying or refinancing simple. We aim to provide clear terms and support throughout the process, ensuring that your dream of owning a home becomes a reality.

Refinancing Options

If you're considering refinancing any existing loans, be sure to ask about our eligibility options. We strive to make the process easy and beneficial for you, potentially lowering your monthly payments or consolidating debt into one manageable loan. At Knoxville Tva Employees, we pride ourselves on providing personalized service and competitive rates. For more information or to discuss which loan product is right for you, please feel free to contact us at (865) 544-5400 or visit us at 1316 Wilson Rd Knoxville Tn 37912 in Knoxville, TN. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $111,141,419 in loans helping members manage their finances effectively. This option allows for greater flexibility when unexpected costs arise.

Loan Aggregator

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