Personal Loans in Opelika, AL

Looking for loan places online in Opelika, AL? Compare personal loan offers from trusted local lenders to find the best rates and terms that fit your needs. It’s quick, easy, and designed to help you make smart financial choices with confidence.

Whether you need cash for an emergency or want to consolidate debt, Opelika’s community-focused lenders offer fast approvals and flexible options. Start comparing today and see why locals trust nearby credit unions to support their financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
alabamacu
6.75 - 10.75 %
3 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
avadiancu
8.49 %
7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Its Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Avadian's home improvement loans have a 7.24% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Other personal loans and lines carry an 8.49% APR, which has stayed steady over the past 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Opelika, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION
509 E THOMASON CIR OPELIKA AL 36801
ATM
Drive-Thru
P2P
E-Statements
Assets: $20,297,800
Deposits: $1,823,100
Net Worth: $2,851,383
Employees: 5
Members: 3,089
FOUR SEASONS FEDERAL CREDIT UNION
2915 PEPPERELL PKWY OPELIKA AL 36801
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $91,803,542
Deposits: $7,050,678
Net Worth: $7,714,569
Employees: 27
Members: 9,202
TVH FEDERAL CREDIT UNION
509 E THOMASON CIR OPELIKA AL 36801
Assets: $5,152,896
Deposits: $611,601
Net Worth: $1,218,325
Employees: 4
Members: 705
MAX CREDIT UNION
3021 FREDERICK RD OPELIKA AL 36801
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,171,873,796
Deposits: $89,340,228
Net Worth: $291,039,463
Employees: 299
Members: 127,145

🏘️ All the Lenders Available in Lee County, AL

✅FOUR SEASONS FEDERAL CREDIT UNION
✅EAST ALABAMA COMMUNITY FEDERAL CREDIT UNION
✅TVH FEDERAL CREDIT UNION
✅MAX CREDIT UNION
✅AUBURN UNIVERSITY CREDIT UNION

Compare other loan types in Opelika, AL

Why compare Personal Loans in Opelika, AL on LendMesh

If you’re looking for loan places online in Opelika, AL, taking the time to compare multiple lenders on LendMesh can help you find better rates and more flexible options. Exploring different offers allows you to make a well-informed decision that fits your budget and financial goals without feeling rushed or pressured.

Consider subscribing to LendMesh’s personalized alerts to stay on top of the best loan deals in Opelika. Simply set your target interest rate, and we’ll notify you as soon as offers fall below that threshold. With weekly or monthly updates featuring expert insights and curated loan options, you’ll always have the information you need to borrow smartly and confidently.

Customers are also interested in:

Loan Places Online