Four Seasons Credit Union Opelika AL | Affordable Auto Loans & ATM Access

Introduction

Welcome to Four Seasons, where your financial well-being is our top priority! Located at 2915 Pepperell Pkwy, Opelika, AL 36801, we have been serving our community since 1964. With a dedicated membership of 9,202 and total assets amounting to an impressive $91,803,542, we take pride in offering personalized services that cater to your unique needs. At Four Seasons, we believe in building lasting relationships with our members. Our CEO, Arthur Lehman, and Board President, Rodney Dorsey, lead a team of 27 committed employees who are here to help you navigate your financial journey. Whether you're looking for checking and savings accounts or seeking the best auto loans and personal loans, we've got you covered! We invite you to explore our wide range of services from mortgage refinancing to business banking solutions designed to empower you financially. Our commitment to transparency is reflected in our strong net worth of $7,714,569 and cash in hand totaling $1,927,330. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2915 Pepperell Pkwy, Opelika, AL 36801-6127. Want to learn more about how we can assist you? Feel free to call us at 334-745-4711 or check out our website at fourseasonsfcu.com for more information. We look forward to helping you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our digital banking tools make it easier than ever for members to manage their finances on-the-go. From mobile payments and online banking to e-statements and ATM access available at our branch, we're dedicated to enhancing your experience while ensuring security and convenience. With operating hours from Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 PM, we aim to be available when you need us most. Plus, with drive-thru services and shared service center availability, accessing your accounts has never been easier.

Join Us Today

We invite you to become part of the Four Seasons family. Experience the benefits of being a member-driven credit union that truly cares about your financial future. Whether you're looking for competitive loan rates or personalized customer service, we're here for you every step of the way. Visit us at Four Seasons today and discover what sets us apart! For more information or assistance, call us at (334) 745-4711 or check out our website at Four Seasons FCU.

Our Journey

Four Seasons started as a small credit union dedicated to providing accessible financial services. Over the years, we have grown significantly, now boasting total assets of $91,803,542. Our branch at 2915 Pepperell Pkwy is conveniently located near local landmarks, making it easy for members to access our services. While members can visit us at 2915 Pepperell Pkwy Opelika Al 36801, official correspondence should be sent to 2915 Pepperell Pkwy, Opelika, AL 36801-6127. As we evolved, so did our offerings; today, we provide a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions.

Our Mission

At Four Seasons, our mission is simple yet powerful: to improve the financial lives of our members while actively contributing to the community. We strive to provide not just banking services but also educational resources that empower individuals and families. We believe in being there for our members during every stage of their lives. Our focus on community outreach has led us to partner with various local organizations, ensuring that we play an active role in making Opelika a better place for everyone. Whether through financial literacy workshops or support for local events, we are committed to giving back.

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at (334) 745-4711. Our team is always ready to help you navigate your financial journey. Come visit us today at Four Seasons! We look forward to welcoming you into our community-focused branch.

Operating Hours

We know your time is valuable. That's why we're open during convenient hours: Monday through Friday from 8 AM to 5 PM, and on Saturdays from 8 AM to 12 PM. This gives you plenty of opportunities to stop by whether it's before work, during lunch, or over the weekend.

Parking and Accessibility

At our Four Seasons branch, we offer ample parking spaces to ensure that your visit is as smooth as possible. Our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may need them. Whether you're coming in for a quick transaction or planning to sit down with one of our friendly staff members, we've got you covered.

Services Offered

At Four Seasons, we pride ourselves on providing a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got everything under one roof. Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days! Plus, if you're a member of another credit union, take advantage of our shared service center to access basic transactions seamlessly.

Member Eligibility

At Four Seasons, we believe that everyone deserves a chance to be part of a supportive community that cares about your financial well-being. Joining us is simple! To become a member, you just need to meet a few friendly eligibility criteria. Whether you're living, working, or attending school in the Opelika area, or if you have family ties to existing members, you're likely eligible for membership. You can find all the specific details on what it takes to join by visiting our website at https://fourseasonsfcu.originate.fiservapps.com/cqqsjyrhs8j-tq2. Once you're ready to take the next step, opening an account is straightforward and welcoming. We offer various services tailored to meet your needs, making it easy for you to manage your finances with confidence. If you have any questions or want assistance during the process, feel free to give us a call at (334) 745-4711. We're here to help you every step of the way as you start your journey with us at Four Seasons, located at 2915 Pepperell Pkwy Opelika Al 36801. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. With tailored financing options, we ensure that your unique needs are met to foster growth and innovation.

Conclusion

Located at 2915 Pepperell Pkwy, Opelika, AL 36801, we are here to provide personalized service and expert guidance tailored to your business's needs. Reach out to us at 334-745-4711 or visit our website at Four Seasons for more information on how we can help your business thrive!

Merchant Services

Imagine running your business smoothly while providing customers with easy payment options. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. With tools that enhance efficiency and customer satisfaction, you'll see how simple it is to integrate these services into your daily operations.

Comprehensive List Of Services

Business Banking Solutions

For those running a small business, we understand that time is money. Our Business Banking services include essential tools like Merchant Services & Business Loans to help streamline operations and support growth. We want to be your partner in success.

Convenient Access

Accessing your money should be hassle-free. That's why we offer convenient ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick transactions like deposits and withdrawals. If you're a member of a partner credit union, feel free to utilize our Shared Branch Transactions for added flexibility. Our commitment doesn't stop there; we ensure that all these services are available through digital channels as well as in-person visits during our lobby hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 PM. Ready to take control of your financial future? Reach out today at 334-745-4711, or visit us online at Four Seasons to learn more about how we can assist you!

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! They provide not only purchasing power but also the chance to earn rewards on everyday spending. Whether it's cashback or travel points, enjoy benefits while making purchases you already plan to make.

Loans Made Simple

When life presents opportunities or challenges that require extra funds, our loan options are designed to fit various needs. Our Auto Loans & Vehicle Financing make it easy to get behind the wheel of that new car you've been dreaming about. We also offer Mortgage Loans & Refinancing solutions if you're ready to buy a home or lower your monthly payments on an existing mortgage. If you need cash for other expenses, consider our Personal Loans & Debt Consolidation options they're perfect for managing bills or consolidating debt into one easy payment.

Personal Banking Services

Managing your day-to-day finances has never been easier. With our Checking and Savings Accounts, you can keep track of your money while earning competitive interest rates. Imagine enjoying the peace of mind that comes with having reliable savings options right at your fingertips. Plus, our Online and Mobile Banking features allow you to access your accounts anytime, anywhere. You can transfer funds, pay bills, and even make deposits right from your smartphone.

Digital & Online Banking

Convenient Access Anytime

Our online banking services are available 24/7 at https://fourseasonsfcu.com/. Whether you want to check your account balance, transfer funds, or pay bills, everything is just a few clicks away. You can also sign up for e-statements, which let you view your financial information securely online rather than waiting for paper statements in the mail. This not only saves trees but also keeps your information safe and organized.

Mobile Banking at Your Fingertips

For those who prefer to bank on their smartphones, our mobile application offers all the features of our online banking service right in your pocket. You can make person-to-person transfers easily with just a tap, ensuring that sending money to friends or family is quick and straightforward. Plus, if you enjoy using mobile payments, you'll be glad to know that we support this feature too!

Secure and Simple Transactions

Security is a top priority at Four Seasons. Our electronic signature authorization process makes it simple to complete transactions securely without needing to visit a branch. You can have peace of mind knowing that your sensitive information is protected as you manage your accounts online. With all these features combined easy access to e-statements, seamless person-to-person transfers, and robust security you have the tools you need for real-time account management right at your fingertips. Join us today and experience the convenience of modern banking with Four Seasons!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 16,612, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $468,060, you can feel confident knowing your funds are working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Four Seasons is your trusted partner. Visit us at 2915 Pepperell Pkwy Opelika Al 36801 or call (334) 745-4711 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

With $6,768,673 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $1,402 in used auto loans and $51,342,549 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $13,476,014 in share certificates and $3,291,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,329,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $312,549 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $7,714,569, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for extra flexibility, our total credit lines amount to $7,400,000, providing additional resources when life throws unexpected expenses your way. If you're considering refinancing options or checking your eligibility for any of our loan products, visit us at our branch or call us at 334-745-4711. We're here to help guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Four Seasons, we prioritize supporting our members' financial journeys with transparency and commitment. Let us help you secure the financing solution that fits your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,510,147 in used vehicle loans and $6,439,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,432,678, make buying or refinancing simple. We work closely with you to ensure you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,273,764 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees fair and transparent offers for users seeking loans.

FOUR SEASONS FEDERAL CREDIT UNION - Opelika, AL

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