Max Credit Union Opelika AL | Low Mortgage Rates & Business Banking

Introduction

Welcome to Max, your trusted financial partner located at 3021 Frederick Rd, Opelika, AL 36801. Established in 1955, we have proudly served our community for over six decades, building lasting relationships with our members and making a positive impact in their lives. With a total membership of 127,145 and assets exceeding $2.17 billion, we are dedicated to providing exceptional banking services tailored to meet your needs. At Max, we understand that every member is unique, which is why we offer a variety of financial products including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our team of 299 employees, led by CEO Martin Head and Board President Barbara Starr, is committed to helping you navigate your financial journey with ease and confidence. We pride ourselves on being more than just a credit union; we're a community hub where members can find support and guidance. While members can visit us at our branch location, official correspondence should be sent to the same address. Our friendly staff is here to assist you during lobby hours from Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. You can also reach us at 334-215-4042 for any inquiries or assistance. With total deposits of $89,340,228 and net worth standing at $291,039,463, Max remains financially strong and reliable. We invite you to explore our wide range of services designed to empower you financially. Visit our website at mymax.com today for more information or to apply for an account!

Branch History & Mission

At Max, located at 3021 Frederick Rd in Opelika, AL, we take pride in our rich history and unwavering commitment to our community. Since our doors first opened in 1955, we have been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. With a current membership of over 127,000 and total assets reaching an impressive $2.17 billion, Max has grown from a small credit union into a trusted financial partner for many families and businesses in the area. Our mission is clear: to empower our members through personalized banking solutions that not only meet their financial needs but also strengthen the community we serve. We believe that financial success is not just about numbers; it's about building relationships and supporting one another. This commitment drives us to offer a range of services including personal banking, auto loans, mortgages, business banking, and more all designed with our members' best interests at heart. While you can visit us at our branch on Frederick Rd for all your banking needs, official correspondence should be sent to our mailing address at the same location for your convenience. Our team is here during the following hours: Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Max is proud to offer ATM services and drive-thru banking for those who prefer quick and easy access to their accounts. We also ensure that our facilities are ADA compliant so that everyone can enjoy the full range of services we provide. Beyond just banking, we actively engage with local organizations and initiatives aimed at improving the lives of residents in Opelika and surrounding areas. Whether it's through partnerships or community outreach programs, we strive to make a positive impact where it matters most. Join us today and discover how being part of Max can benefit you. Experience financial services that put you first because at Max, you're not just a member; you're family. Visit us online at mymax.com or call us at 334-215-4042 for more information on how you can become part of our growing community!

Branch Location & Accessibility

Accessibility Features

We believe that everyone should have access to quality banking services. Our branch is ADA compliant and includes features such as ramps for easy entry and exit. Whether you're visiting alone or with family, you can expect a welcoming environment that prioritizes your comfort and convenience. While members can visit us at 3021 Frederick Rd for all their banking needs, any official correspondence should be sent to the same address as our mailing address remains the same.

Call to Action

If you're ready to explore what Max has to offer or have questions about our services, don't hesitate to give us a call at 334-215-4042. We look forward to welcoming you into our branch soon!

Convenient Services

At Max, we understand that your time is valuable. That's why we provide a range of services designed to meet your needs efficiently. Our lobby hours are Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays from 9:00 AM to 6:00 PM. For those busy Saturdays, we're open from 9:00 AM until noon. If you prefer drive-thru banking, you can visit us during the same hours as the lobby making it easy to handle deposits, withdrawals, and simple transactions without leaving your car. For added convenience, we also have an ATM available on-site, allowing you to access cash or check your balance anytime during our operating hours.

Member Eligibility

Becoming a member of Max is like joining a friendly neighborhood family that truly cares about your financial well-being. If you live, work, worship, or attend school in the local area, you're already on the right track to eligibility! We believe in inclusivity, which means that even if you're not part of those groups, there may still be ways for you to join us. As a member of Max, you'll enjoy a variety of benefits tailored to help you thrive financially, from competitive loan rates to personalized banking services. To get started on your journey with us, simply visit our website at http://www.mymax.com/spend/apply-for-an-account where you'll find all the information you need about opening an account. If you have any questions or need assistance, feel free to reach out by calling us at (334) 215-4042. For more details on eligibility and membership criteria, check out this helpful resource. We can't wait to welcome you into our community at 3021 Frederick Rd Opelika Al 36801!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,604,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner for all your payment processing needs. Our merchant services simplify transactions so you can focus on what you do best running your business. From point-of-sale systems to online payment solutions, we provide tools that help you manage cash flow efficiently. Located at 3021 Frederick Rd Opelika Al 36801 in Opelika, AL, we invite you to discover how our tailored business banking solutions can empower your venture today! For more information, call us at (334) 215-4042 or visit our website at http://www.mymax.com.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans are designed with you in mind. We provide flexible financing options that can help you drive off the lot in your dream vehicle without breaking the bank. Our experienced team is here to guide you through the process, ensuring you find the best terms that fit your budget.

Business Banking

We also cater to business owners with specialized services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our business banking solutions are designed to help you succeed.

Convenient Access Points

For added convenience, we provide ATM and cash withdrawal services at our branch. Need quick access? Our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. At Max, we aim to make banking as straightforward as possible. With our commitment to member satisfaction and an array of services available at your fingertips, we're here to support all your financial needs. Ready to learn more about how we can help? Call us today at (334) 215-4042 or visit us at Frederick Road for personalized assistance!

Credit Cards with Rewards

For those who like to earn rewards while they spend, our credit cards come with great perks. You can earn points for everyday purchases and redeem them for travel, cash back, or other exciting rewards. Plus, with online account management tools, keeping track of your spending has never been easier.

Mortgage Loans & Refinancing

Thinking about buying a home? Or perhaps you're looking to refinance your existing mortgage? At Max, we offer various mortgage loan options to help make homeownership a reality. Our knowledgeable staff will assist you in navigating the mortgage landscape, making sure you understand each step along the way.

Personal Banking

When it comes to personal banking, we've got you covered with both checking and savings accounts tailored to your lifestyle. Whether you're saving for a big purchase or managing day-to-day expenses, our accounts offer competitive rates and easy access through online and mobile banking. Imagine effortlessly checking your balance or transferring funds right from your smartphone our digital banking features make it possible.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or want to consolidate debt? Our personal loans can be a great solution. We work with you to create a repayment plan that suits your needs, helping you manage your finances more effectively.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You'll also appreciate the convenience of person-to-person transfers, which let you send money directly to friends or family with just a few clicks. For those who prefer using their smartphones, our mobile application is available for download, offering all the features of our online banking right at your fingertips. Plus, with the ability to make mobile payments, managing everyday expenses has never been easier.

Security and Convenience

Security is a top priority for us at Max. Our electronic signature authorization feature ensures that your transactions are safe and protected. Additionally, our e-statements give you a quick and eco-friendly way to keep track of your finances without the clutter of paper statements. No matter how busy life gets, our user-friendly digital banking options ensure that you're always in control of your accounts. Whether you're at home or on the go, rest easy knowing that your financial information is secure and accessible. Explore the benefits of digital banking today at https://www.mymax.com/ and experience the convenience that Max has to offer!

Financial Strength

Member-Centric Approach

Members' savings are secured through $383,673,151 in share certificates and $387,650,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $10,207,349 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 290 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $288,694,463 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,197 in used auto loans and $1,202,925,180 in total loans and leases.

Solid Financial Health

With a net worth of $291,039,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Strong Community Trust

Total Share and Deposit Accounts: 260,543, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our dedication to supporting our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Max is your trusted partner. Visit us at 3021 Frederick Rd Opelika Al 36801 or call (334) 215-4042 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $230,604,881 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that meet their specific financing needs. At Max, we are committed to helping you find the right loan product that fits your financial situation. If you need assistance understanding eligibility options or want more information on refinancing, don't hesitate to reach out to us at (334) 215-4042. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's for auto loans, mortgages, or credit cards, we're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $452,104,828 in used vehicle loans and $94,994,123 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or looking for a great deal on a used car, we have flexible options to fit your budget.

Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $30,426,156 helping members manage their finances effectively. This can be an excellent option for those looking for convenience and added purchasing power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $53,131,938, make buying or refinancing simple. We aim to provide you with competitive rates and terms that suit your lifestyle. If you're considering refinancing your current mortgage, our team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real-world impact of using a reliable comparison tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan option displayed is verified, allowing users to trust the integrity of their choices without fear of hidden fees or misleading information.

MAX CREDIT UNION - Opelika, AL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Opelika, AL (36801)