Personal Loans in Lakeland, FL

Looking for the best personal loan rates in Lakeland, FL? Local credit unions offer affordable options with friendly service, helping you manage expenses without hassle. Comparing their offers lets you find the right fit for your budget and goals.

Whether it’s for home repairs, debt consolidation, or unexpected bills, Lakeland credit unions provide flexible terms and fast approval. Explore your options today and support your community while securing a loan that works for you.

Filters

Lender
APR
Term
Amount
Link
Info
dcfcu
10.49 - 10.74 %
5 Yrs
∞
wingsfinancial
10.74 - 16.99 %
3 - 7 Yrs
∞
mayocreditunion
10.79 - 11.75 %
∞
ithinkfi
11.15 - 18 %
3.1 - 5 Yrs
∞
midflorida
11.22 - 13.75 %
6 Yrs
∞
mccoyfcu
11.5 %
7 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
dortonline
11.99 %
3 Yrs
$100,000
∞
tropicalfcu
11.99 - 13.75 %
7 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dade County has a Signature loan with an APR of 10.49% and a County line of credit at 10.74% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates provide clear information for members considering personal loans. Wings Financial has a Credit builder loan with an APR of 6.99% , which hasn't changed in the past 90 days. Its Personal loan rate is 10.74% today, steady compared to 7, 30, and 60 days ago but higher than 90 days ago. The Line of credit APR is 16.99% , unchanged over the last 90 days.

Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Ithink Financial has a fixed APR of 11.15% for its Term loans. This rate has stayed the same over the past 7, 30, 60, and 90 days. Midflorida's Closed end personal loan has an APR of 11.22% , which has stayed the same over the past 7, 30, 60, and 90 days. The Premium line of credit carries an APR of 13.75% , also unchanged during those time frames.

Mccoy has a Personal unsecured loan with an APR of 11.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. No other loan products are listed for comparison at this time. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

Dort Financial's Signature loans and Unsecured loans both have a fixed APR of 11.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Whether you choose a Signature or Unsecured loan, the interest rate remains steady over time. Tropical Financial's unsecured loan has a fixed APR of 11.99% , unchanged from 7, 30, and 90 days ago. The unsecured line of credit has a variable APR of 13.75% , also unchanged from 30 and 90 days ago.

🏦 All Local Lenders in Lakeland, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
FLORIDA CENTRAL CREDIT UNION
4630 S FLORIDA AVE LAKELAND FL 33813
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $604,366,572
Deposits: $57,134,631
Net Worth: $46,284,366
Employees: 134
Members: 45,323
MIDFLORIDA CREDIT UNION
6040 S FLORIDA AVE LAKELAND FL 33813
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,040,523,100
Deposits: $554,970,676
Net Worth: $847,124,764
Employees: 1419
Members: 472,203
SUNCOAST CREDIT UNION
6405 S FLORIDA AVE LAKELAND FL 33813
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $18,435,942,553
Deposits: $1,228,619,894
Net Worth: $1,816,164,514
Employees: 2497
Members: 1,247,943

🏘️ All the Lenders Available in Polk County, FL

✅GTE FEDERAL CREDIT UNION
✅MIDFLORIDA CREDIT UNION
✅SUNCOAST CREDIT UNION
✅TRAX FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅FLORIDA CENTRAL CREDIT UNION
✅FAITH CONNECTION FEDERAL CREDIT UNION
✅PUBLIX EMPLOYEES FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅ADDITION FINANCIAL CREDIT UNION

Compare other loan types in Lakeland, FL

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If you’re searching for the best personal loan rates in Lakeland, FL, it’s worth exploring multiple lenders on LendMesh to uncover the most competitive offers. Comparing options from various credit unions and banks helps you find the right loan with terms that suit your needs, ensuring you don’t miss out on better deals or cheaper rates.

Consider subscribing to LendMesh’s personalized alerts to stay informed effortlessly. Just set your target rate—whether it’s 4% or 5%—and receive notifications when offers fall below your goal. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Lakeland borrowers can stay ahead and secure financing that fits their budget.

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