FLORIDACENTRAL CREDIT UNION - Lakeland, FL

Welcome to Florida Central, your trusted partner in financial well-being since 1954. Located at 4630 S Florida Ave, Lakeland, FL 33813, our branch is dedicated to serving the community with integrity and care. With a strong foundation built over the years, we proudly serve 45,323 members, making us a cornerstone of support for individuals and families in the Lakeland area. At Florida Central, we understand that every financial journey is unique. Our total assets amount to an impressive $604,366,572, and we offer a wide array of services tailored to meet your needs from checking and savings accounts to auto loans, mortgage options, and business banking solutions. With $57,134,631 in deposits and a net worth of $46,284,366, you can trust that your money is safe with us. Led by our dedicated CEO, Linh Dang, and Board President William Mignone, our team of 134 employees is here to provide personalized service that puts you first. We are not just about numbers; we believe in making a positive impact in our community. Whether you're looking to purchase your first car or need assistance with debt consolidation, we're committed to helping you achieve your financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4630 S. Florida Ave., Lakeland, FL 33813. We invite you to explore our website at floridacentralcu.com for more information about our services or to get started on your next financial venture. Ready to take the next step? Call us today at 863-687-4166 or drop by during our lobby hours Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 8:00 AM to 6:00 PM. At Florida Central, we're more than just a credit union; we're your financial family.

Joining the Florida Central family is not just about opening an account; it's about becoming part of a community that cares for your financial well-being. At our Lakeland branch, located at 4630 S Florida Ave, we welcome individuals who live, work, worship, or attend school in certain areas of Polk County. This means that if you share a connection with us through these avenues, you're likely eligible to become a member! We believe everyone deserves access to friendly and personalized banking services, and membership with us opens doors to better financial opportunities. For a detailed overview of eligibility criteria, please visit our website at Florida Central Eligibility. Getting started is easy! Once you confirm your eligibility, you can open an account online by visiting Florida Central Account Opening. Our team is here to assist you every step of the way. If you have any questions or need more information, don't hesitate to give us a call at 863-687-4166. We look forward to welcoming you into the Florida Central community!

At Florida Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength is built on a solid foundation of trust, reliability, and commitment to serving you. With a net worth of $46,284,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 765% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $151,803,692 in share certificates and $27,888,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,488,854, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,572,733 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $21,823 in used auto loans and a total of $389,430,130 in loans and leases available to help you achieve your dreams. Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 122 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $831,704. Total Share and Deposit Accounts: 123,740, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Florida Central is your trusted partner. Visit us at 4630 S Florida Ave Lakeland Fl 33813 or call 863-687-4166 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*