Suncoast Credit Union Lakeland FL: Affordable Auto & Mortgage Loans

Introduction

Welcome to Suncoast, your trusted financial partner in the heart of Lakeland, Florida! Located at 6405 S Florida Ave, Lakeland, FL 33813, we have been serving our community since 1978. With a membership of over 1.2 million and total assets exceeding $18.4 billion, we are dedicated to providing exceptional service and support to our members. At Suncoast, we understand that every financial journey is unique. Whether you're looking for a new auto loan or need assistance with personal banking, our team is here to guide you. We take pride in offering a range of services including checking and savings accounts, credit cards with rewards, mortgage loans, and business banking solutions. Our commitment to you goes beyond just numbers; it's about building relationships and fostering trust within our community. Led by our CEO, Kevin Johnson, and Board President, Gary Gresham, our experienced team of nearly 2,500 employees works tirelessly to ensure that your needs are met with care and professionalism. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 6405 S Florida Ave, Lakeland, FL 33813-3307. Feel free to reach out to us at 800-999-5887 if you have any questions or need assistance. Join us at Suncoast today and experience the difference a member-focused credit union can make in your financial life. Visit our website at suncoast.com for more information on how we can help you thrive!

Branch History & Mission

Community Engagement

Our dedication to community service is evident in our various outreach efforts. From educational workshops on financial literacy to partnerships with local organizations, we aim to empower individuals with the knowledge they need to make informed financial decisions. By supporting local schools and charities, we foster growth within our community and help create brighter futures for all. While members can visit us at 6405 S Florida Ave, official correspondence should be sent to 6405 S Florida Ave, Lakeland, FL 33813-3307 if needed. We invite you to become part of the Suncoast family. Join us today and experience the benefits of membership firsthand! With personalized service and a commitment to your success, together we can achieve more than just financial goals we can build a thriving community for everyone. For more information or assistance, feel free to contact us at 800-999-5887 or visit our website at Suncoast.

Our Mission

At Suncoast, our mission is simple yet powerful: to provide exceptional financial services while uplifting the communities we serve. We believe that everyone deserves access to quality banking options that can help them achieve their financial goals. Our commitment extends beyond transactions; we strive to make a positive impact through community outreach programs and partnerships that support local initiatives. As technology has advanced, so have we. Our branch embraces digital innovations like online banking and mobile payments, ensuring that members can manage their finances conveniently and securely. We are also dedicated to inclusivity by maintaining ADA compliance across our facilities.

Branch Location & Accessibility

Easy Access and Amenities

Parking is plentiful and accessible, ensuring a hassle-free visit. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. If you prefer not to come inside, we offer drive-thru banking for simple transactions like deposits and withdrawals. Plus, our ATM is available for quick cash access whenever you need it.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 800-999-5887. We invite you to visit Suncoast and discover how we can help you achieve your financial goals today!

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why our operating hours are designed to accommodate your needs. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, or stop by on Fridays when we stay open until 6:00 PM. For added convenience, our ITMs (Interactive Teller Machines) are available Monday through Friday from 7:00 AM to 8:00 PM and Saturdays from 8:00 AM to 1:00 PM.

Services Tailored for You

At Suncoast, we offer a variety of services to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Whether you're looking to refinance your mortgage or explore business banking solutions, our knowledgeable staff is here to assist you every step of the way. While members can visit us at 6405 S Florida Ave, official correspondence should be sent to the same address as our mailing address: 6405 S Florida Ave, Lakeland, FL 33813-3307.

Member Eligibility

At Suncoast, we believe that becoming a member is like joining a welcoming family where your financial well-being matters. If you're looking to become part of our community, the eligibility criteria are quite simple and inclusive. Generally, anyone who lives, works, or worships in our service area is welcome to join us! We value diversity and strive to support all individuals in their financial journeys. To learn more about specific eligibility requirements and see if you qualify, feel free to visit our detailed page at https://www.suncoast.com/Why-Suncoast/Membership-Benefits . Opening an account with us is an easy process that opens doors to numerous benefits like competitive rates on loans and savings, personalized service, and access to a wide range of financial products tailored for your needs. If you're ready to take the next step towards membership, you can find all the details about opening an account at https://www.suncoast.com/Why-Suncoast/Membership-Benefits . For any questions or assistance, don't hesitate to call us at (800) 999-5887. We're excited to help you start this journey with us at Suncoast, located at 6405 S Florida Ave Lakeland Fl 33813!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $587 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $306,609,919, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, our merchant services simplify payment processing for businesses. Imagine a bustling café on a Saturday morning, where customers can pay quickly and easily with mobile wallets or cards. Our reliable payment solutions ensure that transactions go smoothly, letting you focus on what matters most: serving your customers and growing your business. Explore how Suncoast can be your partner in success at our branch located at 6405 S Florida Ave Lakeland Fl 33813. For more information or to get started, give us a call at (800) 999-5887!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer robust banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to provide the support you need to succeed.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Suncoast provides comprehensive online and mobile banking services. You can manage your accounts anytime, anywhere whether it's making deposits, checking balances, or transferring funds between accounts. Our ATM and cash withdrawal services ensure that accessing your money is easy and straightforward.

Drive-Thru Convenience

If you prefer face-to-face interactions but are short on time, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. We also offer basic ATM access for quick withdrawals and balance checks. With all these services available at South Lakeland (br 173), we aim to make your financial journey smooth and rewarding. Should you have any questions or need further assistance, don't hesitate to reach out! Call us at (800) 999-5887 or visit us in person we're here to help! Explore all that Suncoast has to offer today!

Financial Flexibility

Life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help you regain control of your finances. And if you're looking for a way to earn rewards while spending, our credit cards with rewards programs can add value to every purchase.

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to help you save for your goals. If you're planning to buy a new car, our auto loans and vehicle financing options offer competitive rates to make your purchase easier. For those looking to own a home, our mortgage loans and refinancing options simplify the process, ensuring that you get the best deal possible.

Digital & Online Banking

Convenient Online Access

Our robust online banking platform, available at https://www.suncoast.com/ , allows you to check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Plus, with features like e-statements available, you can keep track of your financial activity without the clutter of paper statements.

Real-Time Account Management

Need to send money to a friend? Our person-to-person transfer service lets you do just that in real time. It's quick and hassle-free! Managing your finances has never been easier or more accessible. At Suncoast, we're dedicated to providing you with the tools you need for effective account management and financial peace of mind. Experience the convenience of digital banking today!

Secure and User-Friendly Features

Security is our top priority. We offer electronic signature authorization for a safe and convenient way to sign documents from the comfort of your home. You can trust that your sensitive information is protected while enjoying user-friendly navigation through our mobile application. Speaking of mobile our app includes mobile payments functionality, making it simple to pay for purchases right from your phone.

Financial Strength

Commitment to Growth

With $1,606,994,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $211,446 in used auto loans and $13,054,180,861 in total loans and leases.

Growing Membership Base

We are thrilled to report a strong member base with a total of 2,668,428 share accounts. This growth shows the trust that thousands of members have placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suncoast is your trusted partner. Visit us at 6405 S Florida Ave Lakeland Fl 33813 or call (800) 999-5887 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $4,551,381,522 in share certificates and $3,832,482,312 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,481 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,816,164,514, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We pride ourselves on being more than just a lender; we are your financial partner. Whether you need assistance understanding your eligibility for various loans or want to explore refinancing options, our knowledgeable staff is here to help. You can reach us at (800) 999-5887 for any inquiries. At Suncoast, our commitment is to serve our community by offering competitive loan products tailored to meet your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 6405 S Florida Ave Lakeland Fl 33813, Lakeland, FL, and discover how we can assist you in achieving your financial dreams today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,906,432,179 in used vehicle loans and $1,524,186,094 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find a plan that works for you.

Credit Lines and Unsecured Loans

For those who need a bit more flexibility in managing their finances, we offer credit lines totaling $9,976,550,729. Additionally, our unsecured credit card loans amounting to $1,114,560,904 help members effectively manage their expenses without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $666,774,056, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that the offers you see are fair and transparent. You can trust that the information provided reflects genuine lending conditions.

SUNCOAST CREDIT UNION

Type of Loan Offerings

Personal Loans