Personal Loans in Lakeland, FL

Looking for the best personal loan rates in Lakeland, FL? Local credit unions offer affordable options with friendly service, helping you manage expenses without hassle. Comparing their offers lets you find the right fit for your budget and goals.

Whether it’s for home repairs, debt consolidation, or unexpected bills, Lakeland credit unions provide flexible terms and fast approval. Explore your options today and support your community while securing a loan that works for you.

Filters

Lender
APR
Term
Amount
Link
Info
americafirst
12.49 - 16.49 %
1 Yrs
sccu
12.5 %
5 Yrs
ufcu
12.9 - 17.9 %
5 Yrs
creditunion1
12.99 - 15.74 %
1 - 5 Yrs
$48,000
allincu
14.99 %
5 Yrs
dfcufinancial
15.24 - 16.25 %
5 Yrs
$10,000
gtefinancial
15.99 - 17.99 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Space Coast has a Signature loan with an APR of 12.5% today, unchanged from it was 90 days ago. There's no change compared to the past month or two either. This rate provides a clear picture of the loan's cost over time. University's personal line–of–credit rates and signature loan rates both have a 12.9% APR today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

Credit Union 1 has a Signature loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods. Dfcu Financial has a personal loan with an APR of 15.24% , unchanged from it was 7, 30, 60, and 90 days ago. Their personal lines of credit have a fixed APR of 16.25% , also unchanged over the past 90 days.

Gte has a Personal loan and a Personal line of credit, both with an APR of 15.99% today. These rates have stayed the same compared to 7 and 30 days ago but are higher than the rates from 60 and 90 days ago, which were 12.24% for the Personal loan and 14.24% for the Personal line of credit.

🏦 All Local Lenders in Lakeland, FL

Lender NameBranch AddressOffice ServicesLender Snapshot
FLORIDA CENTRAL CREDIT UNION
4630 S FLORIDA AVE LAKELAND FL 33813
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $604,366,572
Deposits: $57,134,631
Net Worth: $46,284,366
Employees: 134
Members: 45,323
MIDFLORIDA CREDIT UNION
6040 S FLORIDA AVE LAKELAND FL 33813
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,040,523,100
Deposits: $554,970,676
Net Worth: $847,124,764
Employees: 1419
Members: 472,203
SUNCOAST CREDIT UNION
6405 S FLORIDA AVE LAKELAND FL 33813
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $18,435,942,553
Deposits: $1,228,619,894
Net Worth: $1,816,164,514
Employees: 2497
Members: 1,247,943

🏘️ All the Lenders Available in Polk County, FL

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Why compare Personal Loans in Lakeland, FL on LendMesh

If you’re searching for the best personal loan rates in Lakeland, FL, it’s worth exploring multiple lenders on LendMesh to uncover the most competitive offers. Comparing options from various credit unions and banks helps you find the right loan with terms that suit your needs, ensuring you don’t miss out on better deals or cheaper rates.

Consider subscribing to LendMesh’s personalized alerts to stay informed effortlessly. Just set your target rate—whether it’s 4% or 5%—and receive notifications when offers fall below your goal. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Lakeland borrowers can stay ahead and secure financing that fits their budget.

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