Personal Loans in Miami, FL 33145

Need cash fast in Miami, FL? Compare personal loan offers from trusted local lenders to find the best rates and terms tailored to your needs. Whether it’s for emergencies, debt consolidation, or big purchases, you can get quick approval without hassle.

Explore loan options from Miami’s credit unions and banks that understand our community. With flexible repayment plans and friendly service, securing the right loan is easier than ever. Start comparing today and take control of your finances with confidence.

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APR

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8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.9 - 17.9 %

2 - 5 Yrs

$20,000

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.49 %

3.1 - 10 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Pen Air's personal loan has an APR of 8.9% , which is unchanged from 7 and 30 days ago but higher than 90 days ago. The personal line of credit has a steady APR of 14.9% , with no change over the past 90 days. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Vystar's personal loans with an APR of 10% today, which has not changed from 7 or 30 days ago. The Adoption line of credit has a rate of 8.99% , and the Personal line of credit is at 14.49% , both steady compared to the past month. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan.

🏦 All Local Lenders in Miami, FL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
EDUCATIONAL FEDERAL CREDIT UNION	2310 SW 27TH AVE MIAMI FL 33145	⏰ M-R 9AM-5PMF 9AM-6PMS 9AM-1PM 📞 3052706640	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,662,844,859 Deposits: $161,631,981 Net Worth: $261,891,415 Employees: 336 Members: 106,996

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