EDUCATIONAL FEDERAL CREDIT UNION

Welcome to the Educational Credit Union, your trusted financial partner located at 2310 SW 27th Ave, Miami, FL 33145. Since our establishment in 1935, we have been dedicated to serving our community, empowering over 106,996 members with a range of financial solutions tailored to their needs. With total assets exceeding $1.66 billion, we pride ourselves on stability and growth, ensuring your money is in safe hands. At Educational, we understand the importance of building strong relationships with our members. Our experienced team, led by CEO Michael DiBenedetto and Board President Claude Archer, is here to provide personalized service and expert guidance every step of the way. Whether you're looking for auto loans, personal banking services, or business financing options, we've got you covered. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 2310 SW 27th Ave, Miami, FL 33145-3642. We encourage you to take advantage of our accessible services which include online banking and mobile payments for your convenience. With total loans amounting to 60,165 and deposits reaching $161,631,981, we are committed to fostering financial well-being in our community. Our solid net worth of $261,891,415 reflects our strength and dedication to providing value to our members. Don't hesitate! Give us a call today at 305-270-6640 or visit us online at www.edfed.org to discover how we can help you achieve your financial goals. Join us in making a difference in your life and the community!

At Educational Credit Union, known as the 27th Avenue Branch in beautiful Miami, FL, we celebrate a rich legacy that dates back to our opening in 1935. From our humble beginnings, we have grown to serve over 106,996 members, becoming a trusted partner in their financial journeys. Our branch is located at 2310 Sw 27Th Ave Miami Fl 33145, a convenient spot for our community, just a stone's throw away from local landmarks that make this area vibrant and welcoming. Throughout the years, our mission has remained steadfast: to empower our members with the financial tools they need while fostering a sense of community and support. We pride ourselves on providing a wide array of services that cater to both personal and business needs, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Our commitment extends beyond traditional banking; we actively engage with our community through outreach programs and partnerships that uplift those around us. Our total assets have grown significantly to an impressive $1,662,844,859, reflecting our sound management practices and dedication to member satisfaction. We understand that modern banking requires adaptability; thus, we've embraced digital advancements like online banking and mobile payments. This ensures that our services are accessible to everyone, including those who may require ADA-compliant facilities. While members can visit us at 2310 Sw 27Th Ave Miami Fl 33145, official correspondence should be sent to 2310 SW 27th Ave, Miami, FL 33145-3642. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday for drive-thru banking from 9 AM to 1 PM. We also offer ATM services for quick access to cash whenever needed. As we look toward the future, we invite you to join us at Educational Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community focused on growth and prosperity. Together, let's build a brighter future! For more information or to open an account today, feel free to reach out at (305) 270-6640 or visit us online at our website.

Joining Educational is like stepping into a welcoming community where your financial needs are prioritized. Becoming a member is simple and open to many! If you live, work, or attend school in the area, you're likely eligible. We love to support our local community, so whether you're looking for personal banking options or specific loans, we have something just for you. To get all the details on eligibility requirements, check out our dedicated page at http://www.edfed.org/promotions/about/membership/shred-a-thon/ . When you're ready to take the next step and open an account, it's easy! You can find all the information you need about starting your journey with us at http://www.edfed.org/promotions/loans/vehicles/auto-cash-back/ . If you have any questions along the way or want to chat about how we can help you meet your financial goals, don't hesitate to reach out at (305) 270-6640. We're here for you!

At Educational, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs and aspirations. With a net worth of $261,891,415, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1575 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $282,290,607 in share certificates and $5,724,562 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $261,650,150 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13927 in used auto loans and $927064883 in total loans and leases, we support your financial goals across various sectors. Though our net income is $0, it reflects our operational efficiency as we focus on building long-term value for our members rather than short-term profits. We also take pride in having 317 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $53,908. Total Share and Deposit Accounts: 258229, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Educational is your trusted partner. Visit us at 2310 Sw 27Th Ave Miami Fl 33145 or call 3052706640 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.