Personal Loans in Charlotte, NC

Looking for the best loan offers in Charlotte, NC? Compare personalized loan options from trusted local banks and credit unions to find flexible terms and fast approvals tailored to your needs.

Charlotte residents can easily explore competitive rates and friendly service from lenders who understand the community. Secure the right loan to cover unexpected expenses or big purchases today.

Filters

Lender
APR
Term
Amount
Link
Info
sharonview
10.99 - 13 %
abnbfcu
11.24 - 18 %
foundersfcu
11.5 - 18 %
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
americafirst
12.49 - 16.49 %
1 Yrs
deereemployeescu
14.74 %
latinoccu
15 - 18 %
$20,000
langleyfcu
15.24 - 18 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days. Abnb's Personal loan has an APR of 11.24% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates are slightly higher than 7, 30, 60, and 90 days ago, when they were 11.4% . The rates for both products have moved up by the same amount over the past few weeks.

Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Empeople's Signature personal loan has an APR of 14.74% , which is unchanged from 7, 30, 60, and 90 days ago. Their Line of credit loan carries a 17.99% APR, also steady compared to 30, 60, and 90 days earlier. Latino Community has a Credit builder loan with an APR of 6% , unchanged from 90 days ago. Their Personal loan, signature has a 15% APR, steady compared to 30 and 60 days ago. The Signature personal loan has a 16% APR today, which is up from 15% thirty and sixty days ago but the same as 90 days ago.

Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
CAROLINAS TELCO FEDERAL CREDIT UNION
5023 CENTRAL AVE CHARLOTTE NC 28205
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
CHARLOTTE FIRE DEPARTMENT CREDIT UNION
2121 COMMONWEALTH AVE CHARLOTTE NC 28205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $52,039,495
Deposits: $4,476,614
Net Worth: $6,929,394
Employees: 10
Members: 2,992

🏘️ All the Lenders Available in Mecklenburg County, NC

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