Personal Loans in Lynchburg, VA

Looking for the best personal loans with low rates in Lynchburg, VA? Compare offers from trusted local lenders to find the right fit for your budget and needs. Whether it’s for debt consolidation or unexpected expenses, you can get fast approval and clear terms.

Our community-focused lenders in Lynchburg are here to help you secure affordable financing with flexible repayment options. Start comparing today to see how easy it is to get a personal loan that supports your financial goals without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
nwfcu
8.59 - 10.29 %
2.1 - 7 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
1stadvantage
8.74 - 17.95 %
3 Yrs
$20,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
lfcu
8.99 - 9.99 %
7 Yrs
$50,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 90 days. Their Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafayette has a Signature personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 9.99% APR, also unchanged from 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Lynchburg, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
FREEDOM FIRST FEDERAL CREDIT UNION
2102 LANGHORNE RD LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,168,696,035
Deposits: $36,484,296
Net Worth: $112,468,858
Employees: 221
Members: 69,029
LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
3176 FORT AVE LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
Assets: $29,728,989
Deposits: $2,600,895
Net Worth: $3,256,980
Employees: 7
Members: 2,961
CENTRAL VIRGINIA FEDERAL CREDIT UNION
3404 OLD FOREST RD LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $188,719,865
Deposits: $19,485,089
Net Worth: $19,909,357
Employees: 52
Members: 13,257
VIRGINIA FEDERAL CREDIT UNION
3901 OLD FOREST RD LYNCHBURG VA 24501
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137
BEACON CREDIT UNION, INCORPORATED CREDIT UNION
2134 LANGHORNE RD LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $328,507,963
Deposits: $21,792,129
Net Worth: $34,271,657
Employees: 89
Members: 28,826

🏘️ All the Lenders Available in Lynchburg City County, VA

✅FREEDOM FIRST FEDERAL CREDIT UNION
✅LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CENTRAL VIRGINIA FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅BEACON CREDIT UNION INCORPORATED CREDIT UNION
✅GLAMORGAN EMPLOYEES FEDERAL CREDIT UNION
✅KEMBA ROANOKE FEDERAL CREDIT UNION
✅GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅BLUE EAGLE CREDIT UNION

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