FREEDOM FIRST FEDERAL CREDIT UNION

Welcome to Freedom First, your trusted partner in financial services located at 2102 Langhorne Rd, Lynchburg, VA 24501. Since our establishment in 1956, we have proudly served our community, growing to a membership of 69,029 dedicated individuals who trust us with their financial needs. With total assets of over $1.16 billion and deposits reaching approximately $36.48 million, we are committed to providing exceptional banking solutions tailored just for you. At Freedom First, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our current leadership team, headed by CEO Paul Phillips and Board President Wayne Strickland, focuses on fostering a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our Lynchburg branch, official correspondence should be sent to our mailing address at 5240 Valleypark Drive, Roanoke, VA 24019. Whether you're looking for assistance with loans over 28,459 loans have been issued or simply want to explore our online banking options, we're here to help. Your financial well-being is our priority. We invite you to experience the friendly service and expertise that sets Freedom First apart. Feel free to reach out to us at 540-389-0244 or visit our website at freedomfirst.com to learn more or start your membership journey today!

Welcome to Freedom First, your trusted credit union located at 2102 Langhorne Rd in Lynchburg, VA! Our branch is conveniently situated near popular landmarks, making it easy for you to stop by. Whether you're heading to the local parks or running errands in the area, we're just a quick visit away. At Freedom First, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily access our services. Plus, there's ample parking available right outside for your convenience. We pride ourselves on providing excellent service during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Our drive-thru service is open until 6 PM on Fridays and available on Saturdays as well, making it even easier for you to manage your banking needs without stepping inside. Additionally, we offer ATM services at our branch, allowing you to withdraw cash or check balances at any time. If you're looking for a range of financial products from checking and savings accounts to auto loans and mortgages our friendly staff is ready to assist you with all your banking needs. While members can visit us at 2102 Langhorne Rd for in-person assistance, please direct any official correspondence to our mailing address at 5240 Valleypark Drive, Roanoke, VA 24019. Feel free to call us at 540-389-0244 if you have any questions or need further assistance. We look forward to welcoming you into our Freedom First family!

Joining the Freedom First family is more than just opening an account; it's stepping into a community that values your financial journey. To become a member at Freedom First, you simply need to meet a few friendly eligibility criteria. Whether you live, work, worship, or attend school in certain areas of Virginia, you're likely to qualify! It's as easy as that. If you're curious about the specifics, feel free to check out our detailed eligibility information here. Once you know you're eligible, opening an account is straightforward and welcoming. You can start your application online anytime by visiting our account opening page here. If you have any questions during the process or need assistance, don't hesitate to give us a call at 540-389-0244. We're here to help you every step of the way!

At Freedom First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your money is safe and working hard for you. With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $84,416 in used auto loans and a total of $990,578,306 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 106,752, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 2102 Langhorne Rd Lynchburg Va 24501 or call 540-389-0244 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.