Personal Loans in Lynchburg, VA

Looking for the best personal loans with low rates in Lynchburg, VA? Compare offers from trusted local lenders to find the right fit for your budget and needs. Whether it’s for debt consolidation or unexpected expenses, you can get fast approval and clear terms.

Our community-focused lenders in Lynchburg are here to help you secure affordable financing with flexible repayment options. Start comparing today to see how easy it is to get a personal loan that supports your financial goals without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
ussfcu
5.49 - 18 %
2 - 7 Yrs
1,000 - $70,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
andrewsfcu
7.24 - 11.75 %
3 - 7 Yrs
$50,000
∞
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
chartway
8.24 - 12.24 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. United States Senate has a Bridge to retirement loan with a 5.49% APR that has stayed the same over the past 7 and 60 days. Their Personal loan has a 9.49% APR, which also remains unchanged from 7 and 60 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

🏦 All Local Lenders in Lynchburg, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
FREEDOM FIRST FEDERAL CREDIT UNION
2102 LANGHORNE RD LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,168,696,035
Deposits: $36,484,296
Net Worth: $112,468,858
Employees: 221
Members: 69,029
LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
3176 FORT AVE LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
Assets: $29,728,989
Deposits: $2,600,895
Net Worth: $3,256,980
Employees: 7
Members: 2,961
CENTRAL VIRGINIA FEDERAL CREDIT UNION
3404 OLD FOREST RD LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $188,719,865
Deposits: $19,485,089
Net Worth: $19,909,357
Employees: 52
Members: 13,257
VIRGINIA FEDERAL CREDIT UNION
3901 OLD FOREST RD LYNCHBURG VA 24501
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137
BEACON CREDIT UNION, INCORPORATED CREDIT UNION
2134 LANGHORNE RD LYNCHBURG VA 24501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $328,507,963
Deposits: $21,792,129
Net Worth: $34,271,657
Employees: 89
Members: 28,826

🏘️ All the Lenders Available in Lynchburg City County, VA

✅FREEDOM FIRST FEDERAL CREDIT UNION
✅LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CENTRAL VIRGINIA FEDERAL CREDIT UNION
✅VIRGINIA FEDERAL CREDIT UNION
✅BEACON CREDIT UNION INCORPORATED CREDIT UNION
✅GLAMORGAN EMPLOYEES FEDERAL CREDIT UNION
✅KEMBA ROANOKE FEDERAL CREDIT UNION
✅GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅BLUE EAGLE CREDIT UNION

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