LYNCHBURG MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION - Lynchburg, VA

From our humble beginnings over six decades ago, we have grown significantly, now boasting a total membership of 2,961 and total assets amounting to an impressive $29,728,989. This growth reflects not just the expansion of our services but also the trust placed in us by the community we serve. Throughout the years, we have adapted to meet the evolving needs of our members while maintaining a strong focus on personal relationships and support. Our commitment to providing accessible financial services is evident in our various offerings. We provide personal banking solutions like checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and even business banking services. Additionally, our operating hours are designed to accommodate busy schedules: Monday through Wednesday from 7:30 a.m. to 4:00 p.m., and Thursday through Friday until 5:30 p.m.

At Lynchburg Municipal Employees Credit Union, our mission is simple yet powerful: to improve the financial well-being of our members while actively contributing to the community's growth. We strive to make banking easy and accessible by offering services that cater directly to your needs. Whether it's through online banking or mobile payments, we ensure that you can manage your finances conveniently from anywhere. We believe in being more than just a financial institution; we are part of the fabric of this community. Our outreach initiatives aim to support local events and organizations that enhance the lives of those around us. By partnering with various local groups, we contribute to building a stronger Lynchburg for everyone. While members can visit us at 3176 Fort Ave Lynchburg Va 24501, official correspondence should be sent to 3176 Fort Ave, Lynchburg, VA 24501 if different. With ATM availability and drive-thru services also offered at our branch location, we ensure that accessing your funds is as easy as possible. In closing, we invite you to join the Lynchburg Municipal Employees Credit Union family today! Experience firsthand how being a member can lead to improved financial health and greater community involvement. For more information on how you can benefit from our services or to become a member today, give us a call at (434) 845-1013 or visit us online at lynchburgmefcu.org. Your journey towards better financial wellness begins here!

We invite you to stop by Lynchburg Municipal Employees today! Experience firsthand how we can help make your banking experience smooth and enjoyable. Your financial journey matters to us let's work together toward your goals!

Our branch is situated near several local landmarks, making it easy to find. As you approach, you'll notice the vibrant community around us, adding to the charm of your visit. We offer ample parking right outside our building for your convenience. Plus, we ensure that our facilities are ADA compliant, so everyone can access our services comfortably.

We are open Monday through Wednesday from 7:30 a.m. to 4:00 p.m., and on Thursday and Friday until 5:30 p.m., giving you plenty of opportunities to come in when it suits you best. If you're in need of quick cash or a simple transaction, take advantage of our drive-thru service and ATM availability. Our friendly staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and much more. While members can visit us at 3176 Fort Ave, official correspondence should be sent to the same address since it serves as both our branch and mailing address. If you have any questions or need assistance before your visit, feel free to call us at 434-845-1013.

If you're a business owner, we also provide robust support through our business banking services, which include merchant services and business loans. We understand that every business has unique needs, and we're here to help you thrive.

At Lynchburg Municipal Employees, we prioritize your convenience with our online and mobile banking features. Access your accounts anytime from anywhere, whether it's checking balances, transferring funds, or paying bills. With our mobile application, managing your finances is just a tap away. Plus, enjoy easy access through our ATM and cash withdrawal services, ensuring you have cash when you need it. For quick transactions, take advantage of our basic drive-thru banking options for deposits and withdrawals. We also offer basic ATM access for balance checks and cash withdrawals making banking simple and hassle-free.

Looking for rewards on your everyday purchases? Our credit cards with rewards allow you to earn points while enjoying the benefits of cash back on qualifying purchases. It's a simple way to turn your spending into savings!

We invite you to explore all that we have to offer at Lynchburg Municipal Employees. For any questions or assistance, please call us at (434) 845-1013 or visit us during our operating hours: Monday through Wednesday from 7:30 AM to 4:00 PM, and Thursday through Friday from 7:30 AM to 5:30 PM. Join us today at 3176 Fort Ave your financial journey starts here!

Our personal banking options include checking and savings accounts designed for easy access and convenience. You can quickly set up an account that fits your lifestyle, helping you manage your money more effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing services provide competitive rates and flexible terms, making it easier for you to hit the road in style. Homeownership is within reach with our mortgage loans and refinancing options. We guide you through the process so you can find a mortgage that suits your budget. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services can offer financial relief when you need it most.

Our online banking offers a range of features that put you in control. You can easily check your account balances, view transaction history, and transfer funds all from the comfort of your own device. With person-to-person transfers available, sending money to friends or family has never been easier. No more waiting in line; just a few taps on your phone or clicks on your computer! For those who prefer to manage their banking on the go, our mobile application is here to help. It not only allows you to access all the essential functions but also includes mobile payment options so you can pay for purchases directly from your account. Plus, you can sign up for e-statements no more cluttered mailboxes!

We prioritize your security with robust measures to keep your information safe. While electronic signature authorization isn't available right now, rest assured that every transaction through our platforms is protected with advanced security protocols. Your peace of mind is important to us. In a world where convenience matters, Lynchburg Municipal Employees makes it easy to stay connected to your finances anytime, anywhere. Experience hassle-free banking today by visiting https://lynchburgmefcu.org/ and take advantage of all the features we offer!

With $2,707,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $327 in used auto loans and $11,790,245 in total loans and leases. Our operational efficiency is reflected in our $92,429, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees who are always ready to assist you with their knowledge and commitment.

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lynchburg Municipal Employees is your trusted partner. Visit us at 3176 Fort Ave Lynchburg Va 24501 or call (434) 845-1013 to learn more about how we can help you achieve your financial goals.

Total Share and Deposit Accounts stand at 5,447, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, reinforcing our commitment to serving you effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' savings are secured through $572,163 in share certificates and $2,187,134 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $3,256,980, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,096 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,978,052 in used vehicle loans and $1,902,675 in new vehicle loans already helping members get on the road. We provide financing solutions that are designed to suit your budget, making it easier than ever to drive away in your dream car.

For those who need access to additional funds without the commitment of a traditional loan, our total credit lines available are $1,000,000. This allows you the flexibility to cover unexpected expenses or make larger purchases while managing your cash flow effectively. If you're interested in exploring refinancing options or want to know more about eligibility criteria for any of our loans, don't hesitate to reach out. You can contact us at (434) 845-1013, and our knowledgeable staff will be happy to assist you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Lynchburg Municipal Employees, we're dedicated to providing personalized service and competitive loan offerings that cater to your unique financial situation.

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

We also offer flexible terms on unsecured credit card loans, with a total of $369,803 in loans helping members manage their finances effectively. Our credit card products come with competitive rates and rewards programs designed to enhance your spending experience while maintaining control over your finances.

One of the key features of LendMesh is its commitment to transparency. The platform does not prioritize lenders based on paid promotions, ensuring that users see unbiased results. Additionally, LendMesh provides real-time rate comparisons, keeping you informed with up-to-date loan rates from multiple institutions. This approach helps users make well-informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers that users can trust. Each loan listing comes from legitimate financial institutions, which means you receive verified data without the guesswork.