Personal Loans in Portsmouth, VA 23707

Looking for a personal loan in Portsmouth, VA? Compare offers from trusted local lenders to find flexible terms and rates that fit your budget. Applying online makes it easy and convenient, so you can get the funds you need without the hassle.

Whether it’s a surprise expense or a planned project, local credit unions in Portsmouth understand your needs and offer fast approvals with genuine community support. Start comparing today and take control of your finances with confidence and ease.

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APR

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8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.59 - 10.29 %

2.1 - 7 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 17.95 %

3 Yrs

$20,000

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 9.99 %

7 Yrs

$50,000

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 90 days. Their Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafayette has a Signature personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 9.99% APR, also unchanged from 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Portsmouth, VA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CHARTWAY FEDERAL CREDIT UNION	1098 FREDERICK BLVD PORTSMOUTH VA 23707	⏰ M-F 8am-7pm; Saturday 8am-3pm 📞 7575521000 📠 7574970158	ATM Services Only Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $2,981,758,349 Deposits: $115,412,787 Net Worth: $255,995,762 Employees: 575 Members: 256,747
SUMMIT HAMPTON ROADS FEDERAL CREDIT UNION	3636 HIGH ST PORTSMOUTH VA 23707	⏰ Mon,Tues, Fri 7:30 am to 3:30 pm Wed 9:00am to 12:00pmThurs 7:30am - 4:00 📞 7573982384 📠 7573982684	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $9,020,497 Deposits: $734,473 Net Worth: $1,317,918 Employees: 4 Members: 1,179
NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION	1241 FREDERICK BLVD PORTSMOUTH VA 23707	⏰ Monday through Thursday - 9:00 am to 5:30 pm. Friday - 9:00 am to 6:00 pm. 📞 7579288850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $2,667,413,718 Deposits: $103,377,763 Net Worth: $275,541,281 Employees: 495 Members: 155,009

🏘️ All the Lenders Available in Portsmouth City County, VA

✅NORTHERN STAR CREDIT UNION INC CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅SUMMIT HAMPTON ROADS FEDERAL CREDIT UNION

✅NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION

✅ABNB FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅PFD FIREFIGHTERS CREDIT UNION INC CREDIT UNION

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