Chartway Credit Union

In the welcoming community of Portsmouth, the Chartway Credit Union ATM-only location at 1098 Frederick Blvd is your reliable stop for quick and easy access to your funds. Open Monday through Friday from 8 am to 7 pm and Saturdays from 8 am to 3 pm, this branch provides essential ATM services such as withdrawals and balance checks—perfect for managing your finances on a busy schedule. While there’s no drive-thru service here, the extended hours ensure you can conveniently access your money whenever needed.
Serving a strong member base of over 256,000 with nearly $3 billion in assets, Chartway stands out for offering some of the best auto loans and low mortgage rates designed to help you achieve your financial goals. Although this location focuses on ATM services, it connects you seamlessly to Chartway’s full range of personal banking solutions that put members first.
Stop by the Chartway ATM at 1098 Frederick Blvd today for fast and dependable cash access. Visit https://www.chartway.com or call 757-552-1000 to explore how our trusted auto financing and mortgage options can support your next big step!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Equity Loan
6.49 %
20 Yrs
90 %
home equity
Fixed Rate Option
6.49 %
15 Yrs
heloc
Variable with Fixed Rate Option
8 %
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
FHA
FIXED
FHA
6.5 %
7.217 %
0.125
30.0 Yrs
CONVENTIONAL
FIXED
30 Years
7.0 %
7.0 %
30.0 Yrs
CONVENTIONAL
FIXED
15 Years
7.25 %
7.25 %
15.0 Yrs
CONVENTIONAL
FIXED
First-Time Homebuyer
8.0 %
8.0 %
30.0 Yrs
VA
FIXED
15 Years
6.125 %
6.451 %
15.0 Yrs
VA
FIXED
VA
6.625 %
6.834 %
30.0 Yrs
FHA
FIXED
15 Years
5.875 %
6.587 %
0.375
15.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Shared & certificate secured loans
3 %
12 Yrs
Signature loan
11.74 %
5 Yrs
Line of credit
12.24 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Cars
4.24 %
6 Yrs
Auto
SUVs
4.29 %
6 Yrs
Auto
Trucks
4.34 %
6 Yrs
Auto
Vans
4.39 %
6 Yrs

Introduction

At Chartway, we believe in building a brighter financial future for our members and the community. Located at 1098 Frederick Blvd, Portsmouth, VA 23707, our branch has been serving families and individuals since 1959. With a strong commitment to our members, we proudly support over 256,000 individuals who trust us with their financial needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1098 Frederick Blvd, Portsmouth, VA 23707. With total assets of an impressive $2,981,758,349 and total deposits reaching $115,412,787, Chartway is dedicated to ensuring your money works hard for you. Our focus on lending is evident with a robust total of 153,913 loans and leases provided to members. This commitment extends to business loans as well, with a net member business loan balance of $3,240,835, demonstrating our support for local entrepreneurs. Under the leadership of CEO Brian Schools and Board President Nancy McMahon, our team of 575 employees strives to deliver exceptional service every day. We understand that our members are at the heart of everything we do; that's why we maintain a strong net worth of $255,995,762 and hold cash in hand totaling $81,423,879 for those unexpected moments. At Chartway, we're more than just a financial institution; we're part of your community. Our goal is to empower you with the tools and resources necessary for financial success. Whether you're looking to open an account or need assistance with loans or other services, we're here for you. Feel free to reach out by calling us at 757-552-1000 during our operating hours (Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM). We invite you to explore all that we have to offer by visiting our website at Chartway. Join us today and experience the difference that comes from being part of a credit union that truly cares!

Branch History & Mission

At Chartway, our journey began in 1959, rooted in a vision to empower and uplift the financial well-being of our members. Located at 1098 Frederick Blvd, Portsmouth, VA 23707, we have grown from humble beginnings to a vibrant community-focused credit union serving over 256,747 members today. With total assets exceeding $2.98 billion, Chartway stands as a beacon of trust and support in the Portsmouth area. Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on the communities we serve. We strive to create meaningful connections with our members, ensuring they feel valued and supported at every turn. Whether through accessible loans or comprehensive financial education, our commitment to our members' financial health is unwavering. Over the years, we have made significant strides in enhancing our services. While members can visit us at 1098 Frederick Blvd, official correspondence should be sent to the same address since it also serves as our mailing address. Our branch features convenient ATM services, allowing for easy access to your funds anytime you need them. Chartway is dedicated to keeping pace with the needs of modern banking. We offer online banking options and mobile payments, making managing your finances easier than ever. Our operating hours are designed for your convenience: Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. As part of our mission, we actively engage in community outreach efforts and partnerships that uplift local initiatives. We believe in giving back and supporting local organizations that align with our values of service and community enhancement. Join us at Chartway, where your membership means more than just banking; it means being part of a family that cares about you and your future. Experience firsthand the benefits of joining a credit union that prioritizes its members and invests in their success. For more information or to become a member today, visit us online or call us at 757-552-1000!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated near bustling local shops and just a short drive from landmarks like the beautiful Portsmouth City Park, our branch is easy to find. We strive to make your visit hassle-free with ample parking available right outside our doors. For those who require additional assistance, our branch is ADA compliant, featuring ramps and accessible entrances to ensure that everyone can bank comfortably.

Operating Hours

At Chartway, we understand that life gets busy! That's why we offer flexible operating hours for your convenience. You can visit us Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. Our team is always ready to assist you during these hours, ensuring you get the help you need when it fits your schedule.

Services Offered

While our primary focus is providing excellent member service, we also offer ATM services right at our branch. Members can enjoy basic ATM access for withdrawals and balance checks without any hassle. Although we don't have drive-thru banking at this location, we are committed to making your experience as smooth as possible inside the branch. For any official correspondence, please note that you can send mail to our mailing address at 1098 Frederick Blvd, Portsmouth, VA 23707. We invite you to stop by or give us a call at 757-552-1000 if you have any questions or need further assistance. At Chartway, we look forward to helping you achieve your financial goals!

Member Eligibility

At Chartway, we believe that becoming a member is like joining a caring family where your financial well-being is our top priority. To qualify for membership, you just need to meet a few simple criteria, which are designed to be inclusive and welcoming. If you live, work, or worship in the areas we serve, you're likely eligible! Additionally, certain family members of existing members can join too. We invite you to explore all the details on our website at https://www.chartway.com/why-chartway/join/become-a-member.html to see how easy it is to become part of our community. Getting started is straightforward! Once you're ready to open an account, just visit us online at https://www.chartway.com/online-banking-portal.html or give us a call at (757) 552-1000. Our friendly team is here to assist you every step of the way at our branch located at 1098 Frederick Blvd Portsmouth Va 23707. Joining Chartway means gaining access to personalized services and support tailored just for you. Let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, efficient payment processing is crucial. Our merchant services simplify transactions for your business, allowing you to focus on what you do best serving your customers. From credit card processing to mobile payment options, we equip you with tools that enhance customer experience and streamline operations. Located at 1098 Frederick Blvd Portsmouth Va 23707 in Portsmouth, VA, our team is ready to partner with you on your journey towards success. Reach us at (757) 552-1000 to learn more about how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,263,247, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Our branch offers essential services designed for convenience. With ATM Services Only, you can withdraw cash and check your balance quickly and easily. We know how important it is for you to access your money when you need it, which is why our ATMs are available for basic transactions without any hassle.

Digital Banking Features

In today's fast-paced world, having digital banking options is crucial. At Chartway, we offer features like online banking and mobile payments, making it simple for you to manage your finances from anywhere. You can pay bills, transfer money, and even check account balances right from your phone or computer.

Personalized Member Support

Our team is always ready to help with any questions or concerns you may have about our services. You can reach us at 757-552-1000 during our lobby hours, which are Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. We pride ourselves on being approachable and understanding the unique needs of each member.

Your Financial Partner

Whether you're a first-time bank user or someone looking for a more personalized experience, Chartway is here for you. Our commitment goes beyond basic banking; we aim to build lasting relationships with our members by offering tailored solutions that fit your lifestyle. If you're ready to explore how we can help you achieve your financial goals or if you have any questions about our offerings, don't hesitate! Visit us at our branch in Portsmouth or call us at 757-552-1000 today. Let's work together towards a brighter financial future!

Digital & Online Banking

Key Features

For those who prefer going paperless, we provide e-statements that give you quick access to your account information without the clutter of physical documents. This feature not only helps you stay organized but also contributes to a more sustainable environment. While we currently do not support electronic signature authorization, our commitment to security remains top-notch. Our mobile application is designed for ease of use and includes robust security measures to keep your information safe. Need to send money quickly? Our person-to-person transfer feature lets you send cash to friends or family in a snap no need for checks or cash! With all these services at your fingertips, managing your finances has never been simpler or more efficient. Whether you're at home or out and about, Chartway is here to help you make the most of your banking experience.

Financial Strength

At Chartway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to building trust through our robust financial foundation and member-focused services. With a net worth of $255,995,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $770,055,775 in share certificates and $383,757,951 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $172,708,693, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $216,105,592 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $34,007 in used auto loans and a total of $2,439,130,607 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $11,540,561, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 558 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 400,695, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $70,860,430, further emphasizing our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Chartway is your trusted partner. Visit us at 1098 Frederick Blvd Portsmouth Va 23707 or call us at 757-552-1000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $705,010,901 in used vehicle loans and $526,625,135 in new vehicle loans already helping members get on the road. No matter if you're interested in financing a brand-new model or a reliable used vehicle, we have solutions tailored just for you.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or checking eligibility for our various products, we encourage you to reach out. Our team can assist you in exploring all available options that may suit your financial situation best. At Chartway, we're committed to empowering our members with the resources they need to succeed financially. If you have any questions or want to learn more about our loan offerings, please call us at 757-552-1000 during our operating hours: Monday through Friday from 8 AM to 7 PM and Saturday from 8 AM to 3 PM. For performance insights and financial data regarding our services and offerings, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Chartway can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,685,064, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is ready to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $113,440,605 in loans helping members manage their finances effectively. These credit cards can be a great tool for everyday purchases while providing you with the flexibility to pay off your balance at your own pace.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which promotes transparency in the lending process. Users can trust that they are seeing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can find the best rates without influence from advertising. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping individuals save money and find suitable loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process guarantees that users receive only the most reliable information when comparing loans.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.