The rates below show personal loans in Poquoson, VA 23662 as published by lenders with branches in the area. Langley Credit Union is the only institution with a branch in Poquoson City, and it appears in the local lender directory here alongside any others serving the county.
Choosing a longer term for a personal loan lowers the monthly payment but increases the total interest paid over the life of the loan. This trade-off affects the overall cost and should be considered alongside the home loan and personal loan in Poquoson VA options available.
Digital's Traditional signature loans have a fixed APR of 11.99% . This rate has not changed in the past 7 or 30 days. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. Newport News Shipbuilding Employees has a Personal loan with an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Flexline line of credit has a fixed APR of 13.99% , also unchanged during those periods.
America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Langley has a Credit builder loan with a 6.5% APR that has stayed steady over the past 90 days. Its Personal loan has a 15.24% APR today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| LANGLEY FEDERAL CREDIT UNION | 415 WYTHE CREEK RD POQUOSON VA 23662 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $5,361,019,428 Deposits: $357,894,169 Net Worth: $474,822,579 Employees: 685 Members: 384,941 |
When reviewing the table above, focusing on the APR rather than the headline rate allows for a more accurate comparison of loan offers. The APR includes additional fees that the headline rate does not show, so looking at it lets you see the total cost of each loan more clearly. This helps make the different rows in the table more directly comparable when evaluating options in Poquoson City County.
LendMesh’s rate alert service is free but requires creating a LendMesh account. It includes a weekly newsletter summarising recent movements in loan rates. You choose which loan types you want to track, rather than receiving alerts for all types, and you set your own target rate. The alert will notify you when a lender publishes a rate below the figure you set.