Personal Loans in Richmond, VA

Looking for a personal line of credit in Richmond, VA? Compare offers from local lenders to find low rates and flexible terms that fit your needs. Whether it’s for home improvements or unexpected bills, you deserve financing that works for you.

Richmond neighbors trust credit unions that know the community and provide fast approvals with friendly service. Start comparing personal loan options today to secure the funds you need with confidence and peace of mind.

Filters

Lender
APR
Term
Amount
Link
Info
bayportcu
12.24 - 17.99 %
6 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
langleyfcu
15.24 - 18 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The Newport News Shipbuilding Employees credit union's Personal loan has an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Flexline line of credit also holds steady at 13.99% APR for the same time periods. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
HENRICO FEDERAL CREDIT UNION
1201 N LABURNUM AVE RICHMOND VA 23223
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
HENRICO FEDERAL CREDIT UNION
3820 NINE MILE RD RICHMOND VA 23223
ATM
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
VIRGINIA FEDERAL CREDIT UNION
2420 FAIRMOUNT AVE RICHMOND VA 23223
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137

🏘️ All the Lenders Available in Richmond City County, VA

✅VIRGINIA FEDERAL CREDIT UNION
✅DOMINION ENERGY CREDIT UNION CREDIT UNION
✅RVA FINANCIAL FEDERAL CREDIT UNION
✅VIRGINIA UNITED METHODIST CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND HERITAGE FEDERAL CREDIT UNION
✅HOPEWELL CHEMICAL FEDERAL CREDIT UNION
✅1ST ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
✅CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION
✅HENRICO FEDERAL CREDIT UNION

Compare other loan types in Richmond, VA

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Personal Line Of Credit