Personal Loans in Richmond, VA

Looking for a personal line of credit in Richmond, VA? Compare offers from local lenders to find low rates and flexible terms that fit your needs. Whether it’s for home improvements or unexpected bills, you deserve financing that works for you.

Richmond neighbors trust credit unions that know the community and provide fast approvals with friendly service. Start comparing personal loan options today to secure the funds you need with confidence and peace of mind.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
ussfcu
5.49 - 18 %
2 - 7 Yrs
1,000 - $70,000
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
andrewsfcu
7.24 - 11.75 %
3 - 7 Yrs
$50,000
∞
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
chartway
8.24 - 12.24 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. United States Senate has a Bridge to retirement loan with a 5.49% APR that has stayed the same over the past 7 and 60 days. Their Personal loan has a 9.49% APR, which also remains unchanged from 7 and 60 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Andrews Federal Credit Union has an unsecured, bill consolidation, signature loan with a 7.24% APR today. This rate is up from 6.99% seven, 30, and 60 days ago. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
HENRICO FEDERAL CREDIT UNION
1201 N LABURNUM AVE RICHMOND VA 23223
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
HENRICO FEDERAL CREDIT UNION
3820 NINE MILE RD RICHMOND VA 23223
ATM
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
VIRGINIA FEDERAL CREDIT UNION
2420 FAIRMOUNT AVE RICHMOND VA 23223
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137

🏘️ All the Lenders Available in Richmond City County, VA

✅VIRGINIA FEDERAL CREDIT UNION
✅DOMINION ENERGY CREDIT UNION CREDIT UNION
✅RVA FINANCIAL FEDERAL CREDIT UNION
✅VIRGINIA UNITED METHODIST CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND HERITAGE FEDERAL CREDIT UNION
✅HOPEWELL CHEMICAL FEDERAL CREDIT UNION
✅1ST ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
✅CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION
✅HENRICO FEDERAL CREDIT UNION

Compare other loan types in Richmond, VA

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