Personal Loans in Richmond, VA

Looking for a personal line of credit in Richmond, VA? Compare offers from local lenders to find low rates and flexible terms that fit your needs. Whether it’s for home improvements or unexpected bills, you deserve financing that works for you.

Richmond neighbors trust credit unions that know the community and provide fast approvals with friendly service. Start comparing personal loan options today to secure the funds you need with confidence and peace of mind.

Filters

Lender
APR
Term
Amount
Link
Info
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
nwfcu
8.59 - 10.29 %
2.1 - 7 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
1stadvantage
8.74 - 17.95 %
3 Yrs
$20,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
lfcu
8.99 - 9.99 %
7 Yrs
$50,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 90 days. Their Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafayette has a Signature personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 9.99% APR, also unchanged from 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
HENRICO FEDERAL CREDIT UNION
1201 N LABURNUM AVE RICHMOND VA 23223
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
HENRICO FEDERAL CREDIT UNION
3820 NINE MILE RD RICHMOND VA 23223
ATM
P2P
E-Statements
E-Signature
Assets: $466,440,794
Deposits: $51,735,235
Net Worth: $44,197,231
Employees: 85
Members: 30,860
VIRGINIA FEDERAL CREDIT UNION
2420 FAIRMOUNT AVE RICHMOND VA 23223
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137

🏘️ All the Lenders Available in Richmond City County, VA

✅VIRGINIA FEDERAL CREDIT UNION
✅DOMINION ENERGY CREDIT UNION CREDIT UNION
✅RVA FINANCIAL FEDERAL CREDIT UNION
✅VIRGINIA UNITED METHODIST CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND HERITAGE FEDERAL CREDIT UNION
✅HOPEWELL CHEMICAL FEDERAL CREDIT UNION
✅1ST ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
✅CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION
✅HENRICO FEDERAL CREDIT UNION

Compare other loan types in Richmond, VA

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