Personal Loans in Richmond, VA 23220

Looking for the best personal loan offers in Richmond, VA? Compare rates from trusted local banks and credit unions to find flexible terms that fit your budget. Whether it’s for home improvements or unexpected expenses, you’re closer to the right loan than you think.

Richmond’s lenders understand your needs and offer fast approvals with friendly support. Start comparing today to secure a loan that helps you move forward with confidence and ease—right here in your community.

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12.24 - 17.99 %

6 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

15.24 - 18 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The Newport News Shipbuilding Employees credit union's Personal loan has an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Flexline line of credit also holds steady at 13.99% APR for the same time periods. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Richmond, VA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
HOPEWELL CHEMICAL FEDERAL CREDIT UNION	1601 OWNBY LN RICHMOND VA 23220	⏰ Used as main Planned evacuation site for our Disaster Recovery Hot Site while Chester Branch is closed due to COVID-19 restricktions. Signed agreement with CEO Shirley Cooper.M - T - W 8am - 4pm Th - F 8am - 6pm 📞 8043559684 📠 8044525515	ATM Services Only	P2P E-Statements	Assets: $50,911,095 Deposits: $1,286,303 Net Worth: $4,963,428 Employees: 13 Members: 3,276
VIRGINIA FEDERAL CREDIT UNION	27 W BROAD ST STE 1 RICHMOND VA 23220	⏰ Monday-Friday 9AM-5PM 📞 8042536200	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $6,917,912,589 Deposits: $56,795,311 Net Worth: $715,618,876 Employees: 1108 Members: 489,137
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION	900 HERMITAGE RD RICHMOND VA 23220	⏰ 8:30 a.m. to 3:30 p.m. Monday through Friday 📞 8043540673 📠 8043540684	ATM Services Only	P2P E-Statements E-Signature	Assets: $21,006,545 Deposits: $1,625,084 Net Worth: $2,846,195 Employees: 5 Members: 1,754
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION	200 W GRACE ST RICHMOND VA 23220	⏰ 8:30 a.m. to 3:30 p.m. Monday through Friday 📞 8047801001 📠 8043540684	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $21,006,545 Deposits: $1,625,084 Net Worth: $2,846,195 Employees: 5 Members: 1,754
CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION	1601 OWNBY LN RICHMOND VA 23220	⏰ Mon-Wed 8-4 (lobby & drive thru)Thurs-Fri 8-4 (lobby) 4-6 (drive thru) 📞 8043559684 📠 8043559725	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $64,898,450 Deposits: $8,187,957 Net Worth: $12,745,420 Employees: 9 Members: 4,794
RVA FINANCIAL FEDERAL CREDIT UNION	1700 ROBIN HOOD RD RICHMOND VA 23220	⏰ Mon-Fri 9am-5pm 📞 8043598754 📠 8043594995	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $75,986,925 Deposits: $6,134,485 Net Worth: $8,485,062 Employees: 24 Members: 9,100

🏘️ All the Lenders Available in Richmond City County, VA

✅VIRGINIA FEDERAL CREDIT UNION

✅DOMINION ENERGY CREDIT UNION CREDIT UNION

✅RVA FINANCIAL FEDERAL CREDIT UNION

✅VIRGINIA UNITED METHODIST CREDIT UNION

✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION

✅RICHMOND HERITAGE FEDERAL CREDIT UNION

✅HOPEWELL CHEMICAL FEDERAL CREDIT UNION

✅1ST ADVANTAGE FEDERAL CREDIT UNION

✅RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION

✅CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION

✅HENRICO FEDERAL CREDIT UNION

Compare other loan types in Richmond, VA

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