Personal Loans in Gainesville, VA 20155

Looking to borrow money in Gainesville, VA? Compare personal loan offers from trusted local lenders to find competitive rates and terms that fit your needs. Whether it’s for an emergency or a big purchase, you can get fast funds without the hassle.

Local credit unions and banks in Gainesville understand our community and offer flexible loans designed to help you reach your goals. Take a moment to explore your options and choose the best loan that works for your budget and timeline.

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12.24 - 17.99 %

6 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

15.24 - 18 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

The Newport News Shipbuilding Employees credit union's Personal loan has an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Flexline line of credit also holds steady at 13.99% APR for the same time periods. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Gainesville, VA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
APPLE FEDERAL CREDIT UNION	14385 MCGRAWS CORNER DRIVE GAINESVILLE VA 20155	⏰ Walk-in Hours: Monday - Thursday - 9:00 a.m. - 5:00 p.m. Friday - 9:00 a.m. - 6:00 p.m. Sat - 9:00am-1:00pm Drive Thru Hours: Mon-Fri - 9:00am-7:00pm Sat - 9:00am-1:00pm 📞 7037884800	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,525,853,838 Deposits: $373,298,104 Net Worth: $467,201,465 Employees: 547 Members: 252,502
CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION	8032 TYSONS OAKS CT GAINESVILLE VA 20155	⏰ 09:30AM-05:30PM 📞 3019161008	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)		Assets: $12,293,389 Deposits: $178,065 Net Worth: $1,438,926 Employees: 3 Members: 519
NORTHWEST FEDERAL CREDIT UNION	7500 WEBB DR GAINESVILLE VA 20155	⏰ M-F: Lobby 10:30 am - 7:00 pm Drive-thru 8:30 am ? 7:00 pm Saturday: Lobby 9:00 am? 1:00 pm Drive-thru 9:00 am ? 2:00 pm 24-Hour ATM 📞 7037098900 📠 7037099484	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $4,810,199,243 Deposits: $891,922,313 Net Worth: $526,751,159 Employees: 543 Members: 283,490
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	7925 STONEWALL SHOPS SQ GAINESVILLE VA 20155	⏰ Lobby: M - Th: 0900 - 1800 Fri: 0900 - 1900 Sat: 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

🏘️ All the Lenders Available in Prince William County, VA

✅APPLE FEDERAL CREDIT UNION

✅CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION

✅NORTHWEST FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅MARINE 12977 CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

✅PWC EMPLOYEES FEDERAL CREDIT UNION

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